Albany, New York, United States · Hybrid
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Location: 66 South Pearl Street, Albany New York Job Description: The Senior Credit Officer for Payments Products is a key member of the risk management team, responsible for adjudicating credit requests for Payments-Onl…
Skills: Credit Underwriting, Risk Management, Financial Statement Analysis, Credit Adjudication, Portfolio Monitoring
Albany, New York, United States · On-site
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Albany, New York, United States · Hybrid
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Albany, New York, United States · Hybrid
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Albany, New York, United States · On-site
$41/hr–$62/hr
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Albany, New York, United States · Hybrid
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Albany, New York, United States · On-site
$77k–$119k/yr
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Albany, New York, United States · On-site
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Albany, New York, United States · On-site
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Albany, New York, United States · On-site
$20/hr–$31/hr
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Albany, New York, United States · On-site
$20/hr–$31/hr
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Albany, New York, United States · On-site
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Albany, New York, United States · On-site
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Albany, New York, United States · On-site
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Albany, New York, United States · On-site
$110k–$145k/yr
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Albany, New York, United States · On-site
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Albany, New York, United States · Hybrid
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Albany, New York, United States · On-site
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Albany, New York, United States · On-site
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The Bonadio Group is currently seeking Seasonal Administrative Professionals to support our Tax and Small Business Advisory Service Lines for the following time frames: August 2026 through October 2026 January 2027 throu…
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Albany, New York, United States · On-site
$26/hr–$32/hr
If you are ready to join a company that truly cares about its employees, our members, and our community then you have come to the right place! Summary of Role The Operations Control Specialist supports enterprise-wide op…
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Responsible for adjudicating complex credit requests for Payments-Only client relationships, focusing on high-risk profiles and exposures exceeding $10 million. The role involves conducting in-depth risk assessments and monitoring portfolio asset quality to align with the bank's risk appetite.
Requires a Bachelor's degree in Finance, Accounting, or Business and at least 5 years of experience in commercial credit underwriting or risk management. Preference is given to candidates with a background in payments or transaction banking products.
The Senior Credit Officer for Payments Products is a key member of the risk management team, responsible for adjudicating credit requests for Payments-Only client relationships. This role focuses on evaluating and approving higher-risk credit exposures, specifically those that are considered higher risk and / or exceed $10 million in exposure. SCOs are required to support profitable revenue growth while maintaining portfolio asset quality within Key's moderate credit risk appetite. They must execute against the defined credit process; ensuring consistency with Credit Policy and established underwriting guidelines.
Review, analyze, and adjudicate complex credit requests for Payments-Only relationships, with a primary focus on higher-risk profiles and large exposures (over $10 million). Target client profile may change as business needs change.
Conduct in-depth risk assessments, including evaluation of financial statements, payment flows, transaction structures, and overall counterparty risk.
Participate in overall portfolio monitoring, including quarterly risk assessments, asset quality reviews
Demonstrate a deep understanding of risk rating models.
Ensure accurate and timely risk rating of assigned portfolio.
Collaborate with product, relationship management, and risk teams to ensure credit decisions support business growth while maintaining prudent risk standards.
Monitor approved credit exposures, proactively identifying and escalating potential issues or deteriorating credit quality.
Participate in Asset Quality Review (AQR) process with clients who have adverse risk ratings.
Provide regular coverage of ACH exceedance approvals, will include some evening “on call” hours.
Stay current with industry trends, regulatory developments, and best practices related to payments products and credit risk management.
Advocate a positive risk culture amongst credit and underwriting staff and foster a sense of urgency in support of the Bank’s focus on client centricity.
Periodic project assignments related to the constantly changing risk management environments.
Performs other duties as assigned; duties, responsibilities and/or activities may change or new ones may be assigned periodically.
Complies with all KeyBank policies and procedures, including without limitation, acting professionally at all times, conducting business ethically, avoiding conflicts of interest, and acting in the best interests of Key’s clients and Key.
Credit Approval Authority will be based on experience level and size and/or type of credit treatment.
Occasional travel to include overnight stay.
Bachelor’s degree in Finance, Accounting, Business, or a related field;
Minimum of 5 years’ experience in commercial credit underwriting, credit approval or other risk area, with a background in payments or transaction banking products preferred.
Demonstrated experience in evaluating or adjudicating high-value and higher-risk credit exposures.
Excellent analytical, communication, and decision-making skills.
Strong understanding of regulatory requirements and industry best practices in payments and credit risk.
Location: Albany, NY; Cleveland, OH; Buffalo, NY; Hybrid (minimum 3 days per week in office, may be subject to change).
Please click here for a list of benefits for which this position is eligible.
Key has implemented an approach to employee workspaces which prioritizes in-office presence, while providing flexible options in circumstances where roles can be performed effectively in a mobile environment.
Job Posting Expiration Date: 08/23/2026 KeyCorp is an Equal Opportunity Employer committed to sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, genetic information, pregnancy, disability, veteran status or any other characteristic protected by law.Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing [email protected].
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For every financial need, we'll meet you in the moment. KeyBank Opens Doors.
At KeyBank we’ve made a promise to our clients that they will always have a champion in us. To deliver on our promise, we’re committed to building a team of engaged employees who do the right thing for our clients and shareholders, and help them achieve financial wellness each and every day. Headquartered in Cleveland, Ohio, KeyCorp is one of the nation’s largest financial services companies. Key Companies provide investment management, retail and commercial banking, consumer finance and investment banking products to individuals and companies throughout the United States and, for certain businesses, internationally. Follow along for business and industry insights, expert advice and more resources to help you achieve your financial goals. KeyCorp is an Equal Opportunity Employer committed to sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or veteran status. KeyBank is Member FDIC. Equal Housing Lender. Credit applications are subject to credit approval.
Offices: 127 Public Square, Cleveland , Ohio 44114, US
There are currently 115 open finance & accounting positions in Albany, NY listed on Clera. New openings are added daily as companies post roles.
Companies currently hiring include Albany Medical Center, Broadview Federal Credit Union, Clearbrook, KeyBank, St. Peter's Health Partners, among others. Browse the listings above to see every active employer.
Yes — 27 of the 115 open finance & accounting positions offer remote or hybrid work (7 remote, 20 hybrid).
Each listing links directly to the employer's application page. Apply early — fresh listings get the most recruiter attention in the first two weeks.
