New York, New York, United States · Remote OK
About us Ether.fi is one of the largest crypto companies in the world, with over $10B in assets under management and a team of ~50, almost entirely technical staff. We've been profitable since day one and are focused on …
Skills: Software engineering, Fraud detection, Risk management, Data analysis, Transaction monitoring
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Sign up with Clera and we'll reach out the moment a role actually fits you — no more spraying applications into the void.
You will manage the credit card transaction stack to minimize user friction and build proactive fraud detection systems. This involves investigating transaction data, developing internal tooling, and collaborating with product and compliance teams to mitigate abuse.
The role requires 4+ years of professional software engineering experience with a strong focus on data analysis and problem-solving. Candidates should have a genuine interest in adversarial patterns and experience within the fintech or card issuing industry.
Ether.fi is one of the largest crypto companies in the world, with over $10B in assets under management and a team of ~50, almost entirely technical staff. We've been profitable since day one and are focused on building real consumer financial applications.
We believe the future of finance is true on-chain banking. Our products — Stake, Liquid, and Cash — let users earn yield through DeFi strategies and spend their assets globally through our credit card program. You can view our growth publicly on Dune (https://dune.com/ether_fi/etherfi-cash)
We're looking for a strong engineer to join credit card transaction team in ether.fi and contribute to the success of credit card program and the risk systems that sit on top of it.
The first pillar is the transaction stack: card authorization and every decline that shouldn't have happened. You will look into what's causing the user frictions based on the declines transactions and come up with pro-active solutions to prevent them.
The second pillar is fraud and risk. Today our defense is largely reactive; you will make it proactive on both sides of the line. Build the rules, monitoring, and internal tooling, and also use them: pull the data yourself, investigate the cases, work out what the attacker actually did, and turn that into the rule that catches it next time.
You'll work closely with Product, CX, and Compliance, and directly with our card program and fraud vendors.
Improve the card transaction experience: hunt down and eliminate the causes of declines, failed authorizations, stuck holds, and the frictions users actually hit when they spend
Make the card program better as a product; find where it breaks for real users, propose the fix, ship it
Hunt fraud and abuse patterns: card testing, cashback farming, merchant abuse, friendly fraud, trial and force-post abuse, multi-account rings
Own our fraud stack: rules, queues, and scoring logic in Sardine, plus real-time monitoring, alerting, and automated mitigation
Investigate live cases hands-on; query the transaction data, root-cause the pattern, and propose the rule or control that stops it recurring
Build internal tools, dashboards, and scripts that make our risk and CX teams dramatically more effective
Strong fundamentals in software engineering and problem solving
4+ years of professional coding experience, shipping products
Product sense; you care about the person on the other side of a declined transaction, and you'd rather fix the cause than close the ticket
Comfortable in the data, not just the codebase; strong instinct to dig into the data by querying it rather than asking someone else to
Genuine interest in adversarial problems; you find it satisfying to stare at noisy transaction data and spot the pattern that shouldn't be there, then explain why it's there
Worked at a fintech, neobank, card issuer, or issuer processor
Experience on the card issuing side, or with a card transaction processor
Knowledge of card and payment fraud mechanics: card testing, BIN attacks, friendly fraud, merchant collusion, cashback farming
Built on a fraud decisioning or transaction monitoring platform, and sat on the operational side of one
Run fraud investigations or disputes yourself, not only supported the people who do
Competitive salary, performance-based incentives, and token allocation grant
Opportunity to work on multi-billion dollar products as part of a small team
Health, dental, and vision insurance plans
Global team with opportunity for travel and working out of our 3 offices around the world
4 weeks work from anywhere
Exciting company events and team-building off-sites
ether.fi is a modern day neobank. The Mission: to make it easy for people to save, grow, and spend their crypto.
At ether.fi, our mission is to put you in charge of your wealth. Save, grow and spend your crypto. Our team is in it for the long haul, dedicated to making crypto accessible and approachable, and to help people reach their goals through a full suite of products.
Offices: George Town, Grand Cayman, KY · Denver, Colorado, US · 90 North Church Street, Strathvale House, 4th Floor, George Town, Grand Cayman KY1-1102, KY · New York, US · Dubai, AE
Based on 5955 listings with disclosed salaries, most engineering jobs in New York, NY pay between $80k–$225k per year. Individual offers vary with seniority, company size, and specialization.
There are currently 7,071 open engineering positions in New York, NY listed on Clera. New openings are added daily as companies post roles.
Companies currently hiring include New York City Housing Authority (NYCHA), Amazon, Capgemini, JPMorganChase, New York Life, among others. Browse the listings above to see every active employer.
Yes — 2873 of the 7071 open engineering positions offer remote or hybrid work (535 remote, 2338 hybrid).
Each listing links directly to the employer's application page. Apply early — fresh listings get the most recruiter attention in the first two weeks.
