Data & Analytics Jobs in Hong Kong Island, China (Now Hiring) — 309 open — Page 10

WeLab, a leading pan-Asian fintech platform, operates two digital banks (WeLab Bank and Bank Saqu) as well as multiple online financial services in Hong Kong, Mainland China, and Indonesia, with over 70 million individual users and over 700 enterprise customers. WeLab uses game-changing technology to help users access credit, save money, and enjoy their financial journey.

At WeLab, we always put our people first. Embarking on a career with WeLab means being part of the driving force to make financial services accessible for everyone. In our flat and agile organization, you will get all the opportunities to make real impacts and deliver change. Most importantly, while you achieve greatness, we will ensure you have an amazing experience at WeLab!

Our team is energetic and passionate who can deliver and execute, and we are looking for intellectually curious, open-minded, and smart-working individuals who are just as passionate as we are about making financial services enjoyable.

Join us to build a better financial future for everyone!

About You:

• You're a go-getter with mad juggling skills (or multiple hats) who can thrive in a fast-paced, agile environment
• You enjoy doing purpose-led and meaningful work
• You have a strong thirst for knowledge and are driven to find solutions that don't exist yet
• You are comfortable with ambiguity and extremely resourceful (in your past life, you could've been a detective)
• You always find a way to get things done without sacrificing the quality of your work, integrity, and values
• No task is off limits for you
• You are humble and prioritize the success of the team over your own with an eagerness to help those around you
• You don't shy away from challenges and can bounce back from setbacks

What you’ll do and what success looks like in this role

The role is responsible for building and managing the credit risk for the Bank's secured lending business. The role is central to the Bank's Portfolio Lending strategy and will partner closely with Wealth Management, Treasury, Loan Products, Technology and Legal & Compliance.

• Policy & Framework – Develop, own and maintain the credit policy, procedures and risk appetite for Portfolio Lending, covering eligible collateral list, loan-to-value (LTV) ratios, haircuts, concentration limits and single-name caps.
• Collateral & Margin Management – Design the margin call, top-up and forced-sale (close-out) framework, including trigger thresholds, cure periods, valuation frequency, and market stress overrides for volatile assets (e.g., single-stock concentration, EM FX, high-volatility funds).
• Credit Assessment & Approval – Review and approve individual facilities within delegated authority, ensuring alignment with the Bank's Delegation of Authority matrix and HKMA requirements on connected lending and large exposures.
• Portfolio Monitoring – Establish KRIs, early warning indicators and concentration dashboards (by collateral type, currency, issuer, sector, customer segment); provide regular reporting to CRMC, RMC and the Risk Committee.
• Product Development – Serve as credit risk lead for new wealth-backed lending products (e.g., Lombard lending, FX-collateralised loans, mutual-fund-backed facilities, insurance policy loans), performing new product risk assessment and sign-off.
• Stress Testing & ECL – Work with Finance on stress scenarios (market crash, FX shock, liquidity gap) and ensure IFRS 9 ECL treatment is appropriately calibrated for secured exposures.
• Regulatory Engagement – Support HKMA supervisory reviews, thematic examinations and SFC-related queries on wealth-backed lending; ensure compliance with SPM modules on collateral, credit risk management and connected lending.
• Governance – Prepare papers and represent Credit Risk at CRMC, Wealth Management Committee and Wealth Management Risk Forum.
• Stakeholder Management – Work with Wealth Management, Treasury, Operations and Technology to operationalise real-time collateral valuation, margin monitoring and automated close-out capabilities.

What We're Looking For

• Degree holder in Finance, Risk Management, Economics, Business or related disciplines.
• Minimum 10 years of credit risk experience in banking or private banking, with strong hands-on exposure to securities-backed / portfolio lending or margin financing.
• Deep understanding of collateral characteristics across deposits, FX, listed equities, mutual funds, bonds and structured products, including valuation, liquidity and volatility considerations.
• Solid working knowledge of HKMA SPM modules relevant to credit risk, collateral, connected lending and large exposures; familiarity with SFC requirements on margin financing and securities activities is an advantage.
• Proven experience in designing LTV, haircut and margin call frameworks, and in managing forced-sale / close-out events.
• Strong analytical and quantitative skills; proficient in Excel and comfortable with data analysis tools (Python/SQL preferred) for portfolio monitoring and stress testing.
• Experience preparing and presenting to senior management committees (CRMC, RMC, ExCo, Board).
• Self-driven, detail-oriented, and able to work in a fast-paced digital bank environment with cross-functional stakeholders.

Perks and Benefits to enrich your experience at WeLab:

• Learning and development stipend - we value lifelong learning and believe the best way to invest in our employees is to encourage them to continue to learn
• Wellness and happiness – Numerous activities to let you focus on your physical and mental wellbeing. We allow flexible time offs to take care of personal matters and to enjoy time with family and friends
• Comfortable and positive work environment – Open plan office for easy collaboration and social with your colleagues, or branch out into your own thinking pods when needed, with FREE food and drinks for when you want to recharge
• Work smart, play hard – Connect with your colleagues over food and drinks at the stocked pantry, in the spacious social area with board games and a ping pong table, or over activities like hiking, yoga, badminton, etc.
• A big and contagious smile on everyone’s face to make you happier :)
  

WeLab’s Awards & Recognitions:

• Asia Banking Finance Retail Banking Awards: Virtual Bank of the Year - Hong Kong
• CNBC Disruptor 50: the only Hong Kong-based company on the list
• Financial Times Asia-Pacific High-Growth Companies: #2 in ranking
• The Chinese University of Hong Kong “Corporate Innovation Index”: #1 in ranking
  

We offer a competitive salary package to the successful candidate. If you are interested in joining this exciting team, please apply with resume via the "Apply" button below.

All information provided by applicants will be used for recruitment purposes only. Information of unsuccessful applicants will be destroyed within 24 months of receipt.