Brazil · Remote OK
About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to …
Skills: Java, AWS, Microservices, Terraform, Docker
Foster City, California, United States · Hybrid
$145k–$225k/yr
About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to …
Skills: Machine Learning, Generative AI, Python, TensorFlow, PyTorch
Singapore, Singapore · Hybrid
About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to …
Skills: FX Strategy, Cross-Border Payments, Commercialization, Client Solutioning, Stakeholder Management
London, England, United Kingdom · Hybrid
About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to …
Skills: Strategy And Operations, Account Management, Project Management, Programme Management, Payments Market Knowledge
Foster City, California, United States · Hybrid
$192k–$308k/yr
About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to …
Skills: Distributed Systems, High-throughput Data Processing, Search Platforms, Analytics Pipelines, Event-driven Architecture
Bengaluru, Karnataka, India · Hybrid
About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to …
Skills: Java/J2EE, AWS, Adobe AEM, Generative AI, Spring Boot
London, England, United Kingdom · Hybrid
About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to …
Skills: Core Banking, Product Development, Data Analysis, Project Management, Agile Development
Washington, District of Columbia, United States · Hybrid
$173k–$277k/yr
About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to …
Skills: Global Tax Policy, Public Policy Strategy, BEPS, Digital Services Taxes, Value Added Tax
Guatemala City, Guatemala Department, Guatemala · Hybrid
About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to …
Skills: Account Management, Strategic Planning, Business Development, Negotiation, Financial Analysis
Austin, Texas, United States · Hybrid
$76k–$118k/yr
About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to …
Skills: Java, .NET Core, API Testing, Selenium, Postman
Miami, Florida, United States · Hybrid
$127k–$204k/yr
About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to …
Skills: Financial Modeling, Deal Structuring, Valuation, FP&A, Budgeting
Austin, Texas, United States · Hybrid
$135k–$216k/yr
About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to …
Skills: Client Success Management, Account Management, Strategic Relationship Management, Financial Technology, SaaS
Johannesburg, Gauteng, South Africa · Hybrid
About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to …
Skills: Commercial Contract Drafting, Contract Negotiation, Regulatory Compliance, Legal Analysis, Stakeholder Management
Nairobi, Kenya · On-site
About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to …
Skills: Business Development, Consultative Selling, Pipeline Development, Account Management, Strategic Initiatives
Foster City, California, United States · Hybrid
$192k–$308k/yr
About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to …
Skills: Python, SQL, Spark, Hive, Machine Learning
Guatemala City, Guatemala Department, Guatemala · Hybrid
About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to …
Skills: Marketing Strategy, Campaign Management, ROI Measurement, Data Analysis, Media Planning
Singapore · Hybrid
About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to …
Skills: SRE, CI/CD, GitHub, Jenkins, Jira
San Francisco, California, United States · Hybrid
$169k–$271k/yr
About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to …
Skills: Product Management, Authentication & Identity, 3D Secure (3DS), Product Strategy, Agile Methodology
Singapore, Singapore · Hybrid
About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to …
Skills: Strategy Consulting, Project Management, Financial Services, Loyalty Programs, Negotiation
Stockholm, Sweden · Hybrid
About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to …
Skills: AML/CTF Operations, Customer Due Diligence, Transaction Monitoring, Sanctions Screening, Risk Assessment
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Develop and maintain scalable, secure microservices for billing and debt management using Java and AWS. Own the full software development lifecycle, from technical design and implementation to production support and infrastructure management.
Requires 5+ years of software engineering experience in production environments with strong proficiency in Java and cloud-native architectures. Must have expertise in AWS, Kubernetes, Terraform, and robust automated testing practices.
About Us
Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.
At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.
Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you.
Job Description
The Credit Cycle Squad builds the core services that power billing, debt management, and financial transactions across the credit lifecycle.
Operating at the heart of a mission‑critical fintech platform, the team ensures secure, scalable, and highly reliable systems.
Develop and maintain scalable, reliable, and secure services primarily using Java, deployed on AWS.
Own the delivery of clean, efficient, testable, and well‑documented code aligned with the squad’s technical strategy and business goals.
Actively participate in all stages of the software development lifecycle, including technical planning, system design, implementation, testing, deployment, and production support.
Design and implement scalable microservices architectures, evaluating trade‑offs related to performance, reliability, and maintainability.
Write and maintain robust automated tests (unit, integration, performance, and end‑to‑end) to ensure system quality and resilience.
Provision, evolve, and maintain cloud infrastructure using Terraform, following Infrastructure as Code best practices.
Monitor application health and performance using logs, metrics, alerts, and tracing, proactively identifying and resolving issues in distributed systems.
Participate in code reviews, providing thoughtful feedback focused on code quality, architecture, and cross‑domain impact.
Collaborate closely with product managers and cross‑functional partners to translate business requirements into effective technical solutions.
Contribute to architectural and technical discussions, supporting continuous improvement, scalability, and long‑term platform evolution.
Ensure system stability and reliability, supporting incident response and operational excellence practices.
Stay up to date with emerging technologies and best practices, contributing insights to squad‑level and collective‑level discussions.
Be recognized for delivering high‑quality, impactful technical solutions within the team.
This is a remote position. A remote position does not require job duties be performed within proximity of a Visa office location. Remote positions may be required to be present at a Visa office with scheduled notice. #LI‑Remote
Qualifications
Language Skills
Proficiency in English at B1 level or above (Intermediate)
2+ years of relevant work experience and a Bachelors degree, OR 5+ years of relevant work experience
5+ years of experience as a Software Engineer working in production environments.
Strong experience with Java.
Advanced Git usage, including resolving complex version control and collaboration scenarios.
Solid experience designing and operating microservices architectures in cloud environments.
Proven ability to debug and troubleshoot issues in distributed systems.
Strong testing expertise, including unit, integration, performance, and end‑to‑end testing.
Experience designing and documenting APIs using tools such as Swagger/OpenAPI, flow diagrams, and technical documentation to support DEVEX and external consumers.
Proficiency with AWS services such as SQS, SNS, DynamoDB, S3, and EventBridge, building event‑driven and cloud‑native solutions.
Experience with Infrastructure as Code and deployment pipelines using tools such as Terraform, ArgoCD, Jenkins, Codefresh, or similar.
Advanced usage of Docker and Kubernetes in production environments.
Strong knowledge of relational databases and data modeling, with familiarity in non‑relational data strategies.
Understanding of CI/CD pipelines, GitOps practices, and observability concepts including monitoring, logging, tracing, and alerting.
Ability to actively contribute to technical decision‑making related to scalability, reliability, performance, and system evolution.
Experience working with critical or mission‑critical systems.
Experience in the Financial Industry or with Payments / Authorization Systems.
Familiarity with observability tools and practices for distributed systems.
AWS certifications.
Experience using AI‑assisted development tools (e.g., Copilot, GPT, Claude) to improve development efficiency and quality.
Visa is an EEO Employer
Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.
Visa (NYSE: V) is a world leader in digital payments, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories. Our purpose is to uplift everyone, everywhere by being the best way to pay and be paid. Learn more at Visa.com.
Offices: 900 Metro Center Blvd, Foster City, California, US · 12301 Research Blvd, Austin, TX 78759, US · 1004 NW 65th Ave, Miami, FL 33126, US · 1 Market St, San Francisco, CA 94105, US · 900 Metro Center Blvd, Foster City, CA 94404, US
Visa (NYSE: V) is a world leader in digital payments, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories. Our purpose is to uplift everyone, everywhere by being the best way to pay and be paid. Learn more at Visa.com.
Offices: 900 Metro Center Blvd, Foster City, California, US · 12301 Research Blvd, Austin, TX 78759, US · 1004 NW 65th Ave, Miami, FL 33126, US · 1 Market St, San Francisco, CA 94105, US · 900 Metro Center Blvd, Foster City, CA 94404, US
