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Full-time
bachelor degree
Posted 3d ago
~40 hrs/week
Responsibilities
The Product Sales Manager is responsible for driving transaction banking and liability product sales across various wholesale banking segments. They will manage client relationships, identify high-potential opportunities, and collaborate with internal teams to enhance product offerings and service delivery.
Requirements
Candidates must hold a graduate degree and possess 3 to 7 years of relevant experience in cash management or transaction banking. Strong skills in client engagement, strategic thinking, and a proven ability to drive financial growth are essential for this role.
Full job description
Job Requirements
About the Role
The Product Sales Manager – Cash Management Sales will be responsible for driving transaction banking and liability product sales across Wholesale Banking segments including Corporate, NBFC, FI, and CLG. The role focuses on acquiring new clients, deepening existing relationships, and contributing to CASA growth and fee income through effective cross-selling of cash management solutions.
Key Responsibilities
Primary Responsibilities
Manage transaction banking requirements for clients and maintain regulatory relationships.
Identify and activate high-potential clients for transaction banking services.
Drive growth in current account balances and fee-based income.
Provide strategic inputs to product and strategy teams for enhancing transaction banking offerings.
Develop and execute business strategies for product development, sales, and service delivery.
Train Relationship Managers on new cash and trade products.
Ensure timely implementation of client deals and resolve transactional issues.
Secondary Responsibilities
Build strong working relationships with internal stakeholders for seamless execution.
Gather market intelligence and benchmark competition to refine offerings.
Collaborate with Product and Operations teams for process improvements and product enhancements.
Identify and build strategic alliances to deliver innovative client solutions.
What We Are Looking For
Education
Graduate in any discipline
Experience
3–7 years of relevant experience in cash management, transaction banking, or product sales
Skills and Attributes
Strong understanding of transaction banking products and market dynamics
Proven ability to drive CASA and fee income growth
Excellent client engagement and relationship management skills
Strategic thinking with execution focus
Effective communication and cross-functional collaboration abilities
Key Success Metrics
Growth in CASA balances and fee income
Successful onboarding and activation of transaction banking clients
For any bank-related queries, please email us at [email protected] or call 1800 10 888 (Toll free).
Industry
Banking
Company size
10,001+ employees
Founded
2015
Headquarters
Mumbai, Maharashtra
LinkedIn followers
1,805,639
Total funding
$1.8B
**Never share your password, OTP, UPI Pin, CVV etc with anyone.**
Formed in December 2018 through the merger of infrastructure finance giant IDFC Bank and retail finance specialist Capital First, we commenced commercial banking operations in 2016. Our core principles:
Vision: Building a world-class bank in India, driven by ethical, customer-friendly, digital, and socially responsible banking principles.
Universal Bank: Offering a comprehensive range of services like Retail, MSME, Rural, Startups, Cash & Wealth Management, Deposits, Corporate & Government Banking, Working Capital, Trade Finance, and Treasury Solutions.
Ethical Banking: We follow a 'Near and Dear' test, ensuring products are customer-friendly enough for employees to recommend to loved ones. We simplify legal jargon for clarity and offer 'ZERO FEE Banking' on all savings account services like SMS alerts, IMPS, RTGS, NEFT, ATM withdrawals, and more, making it India’s 1st & only bank to do so.
Customer-Friendly Banking: IDFC FIRST Bank credits monthly interest on savings accounts, offers lifetime-free credit cards with non-expiring rewards and transparent fees.
Technology-led Banking: Seamless services across mobile, branches, internet banking, call centres, & relationship managers. Our mobile app, with 250+ features, is rated 4.8 on Google Play & the App Store.
Global rating agency Forrester ranked it India’s best & among the world’s top 20 for two consecutive years.
Social Good Banking: Focusing on financial inclusion, we serve 40M+ customers, with 16M lifestyle improvement loans,15M loans to 4.3M women entrepreneurs, 6.5M vehicle loans, 1M each for sanitation & livelihood, 300K SME, and 100K home loans.
ESG Goals: We hold high ESG scores, demonstrating our commitment to financial inclusion & social responsibility.
Creating a new-age, ethical and world-class institution for India is a privilege for its employees.
Offices: IDFC FIRST Bank Tower, The Square, C-61, G Block, Bandra-Kurla Complex, Bandra (East), Mumbai, Maharashtra 400 051, IN
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