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Full-time
Annual learning and development budget, Stock options, Paid leave, Sabbatical, Meal support, Health insurance
Posted 1d ago
~40 hrs/week
Responsibilities
Develop and maintain reliable backend services and merchant risk decision frameworks using Go and Python. Collaborate with cross-functional teams to implement AI-powered solutions and ensure system scalability and security.
Requirements
Requires professional experience in Go/Golang and building distributed systems. Candidates should have strong system design skills and familiarity with Kubernetes, Kafka, and Python.
Full job description
About the team:
We are the Merchant Risk Intelligence team within SumUp’s Risk & Compliance tribe. We build systems that help protect SumUp and its merchants from fraud while supporting reliable, compliant business growth.
Our team combines software engineering, machine learning, data science, product management and risk expertise. You will join a multidisciplinary group currently working across backend services, data products and AI-powered solutions. The team is growing its software engineering capabilities to develop Sentinel, our entity-level investigation and actioning framework, and to support broader risk and compliance use cases.
You will bring dedicated Golang expertise to the team while also contributing to Python-based services and AI-agent initiatives. We value pragmatic engineering, thoughtful collaboration and the ability to balance delivery speed with security, reliability and long-term maintainability.
What you’ll do:
Develop new functionality and support existing services across the tribe’s codebase, primarily using Go
Contribute to the continued development of our in-house merchant risk decision framework, taking it beyond its MVP and enabling new fraud prevention, risk and compliance use cases.
Design, build and maintain reliable distributed systems and backend services.
Work closely with product managers, data scientists, machine learning engineers, fraud strategy teams and operational stakeholders to turn complex problems into practical solutions.
Help shape technical direction, service boundaries and system design decisions across the team.
Contribute to Python projects, including AI-agent initiatives, as you build a broader understanding of the team’s systems.
Participate in code reviews, testing, monitoring and continuous improvement of production services.
Use AI-assisted development tools thoughtfully to deliver meaningful features faster without compromising code quality, security or maintainability.
Be open to participating in an on-call rotation as the team’s production responsibilities and support model evolve.
You’ll be great for this role if you have:
Professional experience developing software with Go/Golang
Experience building and operating distributed systems and backend services
Strong system design skills and an understanding of reliable, maintainable software architecture.
Experience working with Kubernetes and Kafka
Working knowledge of Python and an interest in contributing to Python-based products or AI/agentic development
Experience using AI-assisted tools as part of your software development workflow
Experience working in agile, cross-functional teams and collaborating with stakeholders beyond engineering
A pragmatic, outcome-focused approach: you know how to define a valuable MVP, make sensible trade-offs and improve solutions iteratively
A collaborative mindset and the confidence to challenge ideas constructively while remaining open to feedback
Motivation to learn about fintech, fraud prevention, risk and compliance domains
Why you should join SumUp:
🌍 Opportunity to work with SumUppers globally on large-scale fintech products used by millions of businesses worldwide, from our Sofia office. This involves an office-first setup
🧑🔬 We take learning and experimentation seriously with Hack Days every second Friday, and entire global Hack Weeks.
🌈 Commitment to Diversity and Inclusion: Be part of a workplace that values and promotes diversity, fostering an inclusive environment where everyone's perspectives are respected and embraced
📚 A dedicated annual L&D budget of €2,000 for attending conferences and/or advancing your career through further education
🚀 Enrolment onto our VSOP program: You will own a stake in SumUp’s future success
🏖️ Generous time off: 25 days of paid leave, plus one extra day per year of service (up to 35), along with public holidays and special leave options
🔄 30 Days Sabbatical: Enjoy the unique opportunity to take a well-deserved break with our 30 days sabbatical benefit after completing 3 years of employment with SumUp
🍽️ Meal support: benefit from a tax-free food voucher program plus flexibility via our Re:Benefits platform
🚌 Easy commute: free shuttle buses connecting directly to Joliot-Curie metro station
🏥 Peace of mind: additional health insurance and life insurance
💪 Stay active: on-site yoga and a co-sponsored Multisport card offering access to hundreds of sports facilities
🔗 Referral Bonus: Earn additional rewards by referring talented individuals to join the SumUp team
SumUp is an Equal Employment Opportunity employer that proudly pursues and hires a diverse workforce. SumUp does not make hiring or employment decisions on the basis of race, colour, religion or religious belief, ethnic or national origin, nationality, sex, gender, gender identity, sexual orientation, disability, age or any other basis protected by applicable laws or prohibited by Company policy. SumUp also strives for a healthy and safe workplace and strictly prohibits harassment of any kind.
About us:
Be empowered to do more that matters.
At SumUp, we're on a mission to empower small businesses across the globe by providing simple and affordable tools that allow them to thrive. Today, over 4 million businesses in 36 markets rely on SumUp as their financial partner to manage payments, finance and customer relationships.
Our commitment to small businesses is reflected in our diverse team of over 3,000 SumUppers from over 90 nationalities, united by global collaboration and an innovative mindset. Our core values lay the foundation for who we are and what we stand for, shaping our work culture and driving our success. We foster inclusivity and a continuous learning culture, providing a safe space for personal and professional growth. Our differences make us unique and strong as we strive to create an environment where everyone belongs and feels supported, no matter how they identify.
SumUp is proud to be an Equal Employment Opportunity employer, actively seeking and embracing diversity in our workforce. We don't make hiring or employment decisions based on race, colour, religion or religious belief, ethnic or national origin, nationality, sex, gender, gender identity, sexual orientation, disability, age or any other basis protected by applicable laws or prohibited by company policy. Our commitment extends beyond recruitment to creating a safe and respectful workplace where harassment of any form is strictly prohibited.
Explore career opportunities with us and join a team driven by collaboration, innovation, and a shared vision of creating a world where everyone can build a thriving business. Discover more about our vibrant and inclusive work culture and how we work on our careers website, and follow our journey on LinkedIn and Instagram.
Job Application Tip
We recognise that candidates feel they need to meet 100% of the job criteria in order to apply for a job. Please note that this is only a guide. If you don’t tick every box, it’s ok too because it means you have room to learn and develop your career at SumUp.
SumUp is a leading global fintech company committed to levelling the playing field for small businesses. Founded in 2012, we’re the trusted partner of over 4 million merchants in 37 markets, providing simple and affordable tools that help them manage payments, finance, and customer relationships.
Our vision is a world where everyone can build a thriving business. Guided by this, we champion small business ownership by creating accessible solutions that empower entrepreneurs to grow and succeed.
Our diverse team of over 3,000 SumUppers — representing more than 90 nationalities across 20 offices worldwide — is at the heart of our success. Beyond business, we donate 1% of the net revenue generated by Solo devices to environmental causes and support educational and entrepreneurial initiatives around the world.
Recognised as a Top Global Employer for inclusion by the Stonewall Workplace Equality Index in 2022 and 2023, and awarded Fintech Diversity Initiative of the Year at the Irish National Fintech Awards in 2025, SumUp continues to build an inclusive, supportive, and purpose-driven workplace where everyone belongs.
Offices: 32 - 34 Great Marlborough St, London, W1F 7JB, GB · Koppenstraße 8, Berlin, 10243, DE · R. Gilberto Sábino, 215 - Pinheiros, São Paulo, São Paulo, Pinheiros 05425-020, BR · Köln, DE · Warsaw, PL
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