Budapest, Central Hungary, Hungary · Hybrid
Company Description Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed. Whether people and businesses are sending money to another country, spe…
Skills: Java, Kotlin, Spring Framework, Kafka, Kafka Streams
Tallinn, Harju, Estonia · On-site
$4k–$5k/mo
Company Description Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed. Whether people and businesses are sending money to another country, spe…
Skills: Operational risk, Risk assessment, Control testing, Team leadership, Coaching
Hyderabad, Andhra Pradesh, India · On-site
Company Description Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed. Whether people and businesses are sending money to another country, spe…
Skills: KYC Operations, Strategic Planning, Team Leadership, Compliance Management, Risk Management
Hyderabad, Andhra Pradesh, India · On-site
Company Description Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed. Whether people and businesses are sending money to another country, spe…
Skills: Incident Management, DevOps, SRE, Rootly, Jira
Austin, Texas, United States · On-site
$187k–$241k/yr
Company Description Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed. Whether people and businesses are sending money to another country, spe…
Skills: Data Analytics, Team Leadership, SQL, Stakeholder Management, Regulatory Reporting
Seoul, South Korea · On-site
Company Description Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed. Whether people and businesses are sending money to another country, spe…
Skills: Java 17, Spring Framework, Relational Databases, Non-relational Databases, Query Optimization
Seoul, South Korea · On-site
Company Description Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed. Whether people and businesses are sending money to another country, spe…
Skills: Java 21, Spring Framework, React, Angular, JavaScript
Seoul, South Korea · On-site
Company Description Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed. Whether people and businesses are sending money to another country, spe…
Skills: Java 21, Spring Framework, React, Angular, JavaScript
Seoul, South Korea · On-site
Company Description Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed. Whether people and businesses are sending money to another country, spe…
Skills: Engineering leadership, Distributed systems, Product roadmap, Stakeholder management, Incident management
São Paulo, São Paulo, Brazil · Hybrid
$8k–$9k/mo
Company Description Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed. Whether people and businesses are sending money to another country, spe…
Skills: Financial crime, RFI management, Data analysis, Compliance, Risk management
London, England, United Kingdom · On-site
$93k–$120k/yr
Company Description Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed. Whether people and businesses are sending money to another country, spe…
Skills: Product Management, API Development, OAuth2, Authentication, Security Infrastructure
Tallinn, Harju, Estonia · On-site
$4k–$6k/mo
Company Description Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed. Whether people and businesses are sending money to another country, spe…
Skills: Java, Spring Boot, React, Microservices, SQL
Tallinn, Harju, Estonia · On-site
Company Description Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed. Whether people and businesses are sending money to another country, spe…
Skills: Project management, Vendor management, Outsourcing, Stakeholder management, Data analysis
Hyderabad, Andhra Pradesh, India · On-site
$935k–$1230k/yr
Company Description Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed. Whether people and businesses are sending money to another country, spe…
Skills: Financial crime, Quality control, Suspicious activity reporting, Transaction monitoring, Compliance operations
São Paulo, São Paulo, Brazil · Hybrid
$8k–$11k/mo
Company Description Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed. Whether people and businesses are sending money to another country, spe…
Skills: AML investigations, Financial crime prevention, Transaction monitoring, KYC, Fraud detection
London, England, United Kingdom · On-site
$111k–$145k/yr
Company Description Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed. Whether people and businesses are sending money to another country, spe…
Skills: Swift, iOS Development, MVC, MVVM, VIPER
London, England, United Kingdom · On-site
$69k–$88k/yr
Company Description Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed. Whether people and businesses are sending money to another country, spe…
Skills: Java, Spring Boot, Financial Risk Management, Data Streaming, System Architecture
London, England, United Kingdom · Hybrid
$120k–$148k/yr
Company Description Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed. Whether people and businesses are sending money to another country, spe…
Skills: Product Management, Anti-Money Laundering, Machine Learning, LLMs, Data Analysis
London, England, United Kingdom · Hybrid
$105k–$150k/yr
Company Description Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed. Whether people and businesses are sending money to another country, spe…
Skills: SQL, Python, Data modelling, Airflow, Dbt
London, England, United Kingdom · Hybrid
$88k–$111k/yr
Company Description Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed. Whether people and businesses are sending money to another country, spe…
Skills: Machine Learning, Python, Java, SQL, Statistical Analysis
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You will design and maintain robust, real-time risk and fraud prevention systems to protect customers and the business. You will collaborate cross-functionally with data scientists and analysts to refine machine learning models and rule sets for the North American market.
Candidates must have 4+ years of experience with Java, Kotlin, or other JVM-based languages and deep knowledge of the Spring framework. You must possess strong expertise in distributed systems, real-time event processing, and optimizing for low-latency performance.
Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.
Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.
As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.
More about our mission and what we offer.
The North America Risk team is a critical engine within Wise, focusing on our largest and most dynamic market: North America.
Our mission is to protect our customers and the business by staying ahead of financial crime. We handle billions of volume through robust risk and fraud prevention systems that operate at the speed of our customers.
Real-Time Decision Making: We leverage cutting-edge machine learning to run risk assessments instantly, every time a customer uses the calculator (create a quote for a transaction), ensuring a seamless yet secure experience
Enabling Unique Features: We own the risk infrastructure for Instant ACH, one of our most unique and high-value features in the US market. Instant ACH provides instant transfers despite the payment network not supporting that
Cross-Functional Collaboration: Software Engineers, Data Analysts, and Data Scientists collaborate on a daily basis to design new rules, refine ML models, and provide critical support to our chargeback and fraud investigation teams
Future-Proofing: While focused on fraud today, we are expanding our scope to handle comprehensive risk types in the US and Canada, including Sanctions and AML (Anti-Money Laundering)
The team is distributed across Budapest and Austin. We work closely with our US-based colleagues to understand the North American market and customer needs, with occasional travel to the US to foster in-person collaboration.
Obsession with Latency: You can design technical solutions that optimize for both throughput and speed. You understand what it takes to keep p99 end-to-end latency under 1 second for real-time risk & fraud checks, even when handling billions of transaction volumes.
Data & Distributed Systems: Deep understanding of JDBC, database internals, and query optimization. You have hands-on experience with Kafka, Kafka Streams, or Apache Flink to handle real-time event processing.
Infrastructure: Experience with CI/CD pipelines and designing scalable, resilient distributed systems.
Product & User Focus: You prioritize work with the customer in mind, using data to fix pain points (like false positives). You understand that risk checks happen every time a user touches the calculator, and you care about that UX.
Ownership: You take end-to-end ownership of your projects, from the initial idea to monitoring it in production.
Communication: You can articulate complex technical concepts to non-technical audiences.
Cross-Functional collaboration experience: You are comfortable working daily with Data Scientists to put models into production and with Data Analysts to refine rule sets.
ML Fluency: Since we deploy models for Instant ACH and transaction monitoring, familiarity with machine learning basics: data pipelines, feature engineering, precision/recall.
Data Lake Experience: Experience with OLAP databases or data lakes (like Apache Iceberg) with Kafka ingestion is an advantage.
Impact on Financial Crime: You will understand the specific fraud vectors and how your code directly prevents financial loss while keeping good customers happy.
Scaling for the Future: You’ll help raise the automation level of our platform, preparing our systems to handle new risk types in the US and Canada, such as Sanctions screening and AML (Anti-Money Laundering) and other controls.
Operational Excellence: You’ll contribute to a culture of "you build it, you run it," ensuring our real-time monitoring systems are robust and reliable for the North American market.
Global Collaboration: You’ll find your place by building strong relationships with the wider engineering tribe and our US stakeholders, understanding the "why" behind every feature we build.
For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.
We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.
If you want to find out more about what it's like to work at Wise visit Wise.Jobs.
Keep up to date with life at Wise by following us on LinkedIn and Instagram.
160+ countries. 40+ currencies. Money for here, there and everywhere.
Wise is a global technology company, building the best way to move money around the world. With the Wise account people and businesses can hold 40+ currencies, move money between countries and spend money abroad. Large companies and banks use Wise technology too; an entirely new cross-border payments network that will one day power money without borders for everyone, everywhere. However you use the platform, Wise is on a mission to make your life easier and save you money. Co-founded by Kristo Käärmann and Taavet Hinrikus, Wise launched in 2011 under its original name TransferWise. It is one of the world’s fastest growing, profitable technology companies and is dual listed on Nasdaq in the US (WSE) on the London Stock Exchange under the ticker, WISE. 19 million people and businesses use Wise globally. In fiscal year 2026, Wise supported around 19 million people and businesses, processing over $240 billion in cross-border transactions and saving customers over $3 billion. For customer queries: Please note that LinkedIn is not a Wise Customer Support channel. If you would like to hear from our Customer Support team, please see our Facebook, Twitter and Instagram pages. Login to access customer support: https://wise.com/login/ FB: https://www.facebook.com/Wise/ IG:https://www.instagram.com/wiseaccount/ TW:https://twitter.com/home
Offices: The Tea Building, 56 Shoreditch High Street, London, E1 6JJ, GB · W 26th Street, New York City, US · Váci út 80, Budapest, Budapest 1133, HU · Paya Lebar Link, Geylang, Central Region, SG · Veerenni 24, Tallinn, Harjumaa 10135, EE
160+ countries. 40+ currencies. Money for here, there and everywhere.
Wise is a global technology company, building the best way to move money around the world. With the Wise account people and businesses can hold 40+ currencies, move money between countries and spend money abroad. Large companies and banks use Wise technology too; an entirely new cross-border payments network that will one day power money without borders for everyone, everywhere. However you use the platform, Wise is on a mission to make your life easier and save you money. Co-founded by Kristo Käärmann and Taavet Hinrikus, Wise launched in 2011 under its original name TransferWise. It is one of the world’s fastest growing, profitable technology companies and is dual listed on Nasdaq in the US (WSE) on the London Stock Exchange under the ticker, WISE. 19 million people and businesses use Wise globally. In fiscal year 2026, Wise supported around 19 million people and businesses, processing over $240 billion in cross-border transactions and saving customers over $3 billion. For customer queries: Please note that LinkedIn is not a Wise Customer Support channel. If you would like to hear from our Customer Support team, please see our Facebook, Twitter and Instagram pages. Login to access customer support: https://wise.com/login/ FB: https://www.facebook.com/Wise/ IG:https://www.instagram.com/wiseaccount/ TW:https://twitter.com/home
Offices: The Tea Building, 56 Shoreditch High Street, London, E1 6JJ, GB · W 26th Street, New York City, US · Váci út 80, Budapest, Budapest 1133, HU · Paya Lebar Link, Geylang, Central Region, SG · Veerenni 24, Tallinn, Harjumaa 10135, EE
