- Responsibilities Conduct comprehensive credit analysis and evaluate the creditworthiness of existing and prospective corporate customers. Review and analyze financial statements, cash flow projections, business plans, …
Responsibilities Perform timely and accurate documentary checks for trade finance transactions within agreed service levels. Review customer submissions for completeness, accuracy, and compliance with trade rules and ban…
SMBC Group is a top-tier global financial group. Headquartered in Tokyo and with a 400-year history, SMBC Group offers a diverse range of financial services, including banking, leasing, securities, credit cards, and cons…
SMBC Group is a top-tier global financial group. Headquartered in Tokyo and with a 400-year history, SMBC Group offers a diverse range of financial services, including banking, leasing, securities, credit cards, and cons…
Headquartered in Tokyo, Sumitomo Mitsui Banking Corporation (SMBC) is a leading global financial institution and a core member of Sumitomo Mitsui Financial Group (SMBC Group). Built upon our rich Japanese heritage since …
Job Responsibilities: Provide advisory support and serve as resource to departments in ASDV regarding compliance and control issues. Maintenance of risk control register, conduct ongoing review of key risk areas, perform…
Skills: Compliance, Risk Assessment, Regulatory Compliance, Internal Audit, Risk Control
VP, Learning and Development, LDA (9 months full time contract)
Singapore · On-site
Senior+$4.9B raised
As part of Human Capital Management Asia Pacific (HCMAP) department, the Learning and Development Asia (LDA) unit aims to foster an inclusive and continuous culture of self-learning and personal growth in SMBC. LDA provi…
Skills: Learning Design, Training Delivery, Evaluation of Solutions, Training Needs Analysis, Stakeholder Management
Headquartered in Tokyo, Sumitomo Mitsui Banking Corporation (SMBC) is a leading global financial institution and a core member of Sumitomo Mitsui Financial Group (SMBC Group). Built upon our rich Japanese heritage since …
Skills: SuccessFactors, Employee Central, SmartRecruiters, Onboarding, Data Analysis
Headquartered in Tokyo, Sumitomo Mitsui Banking Corporation (SMBC) is a leading global financial institution and a core member of Sumitomo Mitsui Financial Group (SMBC Group). Built upon our rich Japanese heritage since …
Skills: KYC, Transaction processing, Due diligence, Compliance, Document review
Headquartered in Tokyo, Sumitomo Mitsui Banking Corporation (SMBC) is a leading global financial institution and a core member of Sumitomo Mitsui Financial Group (SMBC Group). Built upon our rich Japanese heritage since …
Skills: KYC, Transaction processing, Due diligence, Compliance, Risk assessment
SMBC Group is a top-tier global financial group. Headquartered in Tokyo and with a 400-year history, SMBC Group offers a diverse range of financial services, including banking, leasing, securities, credit cards, and cons…
Skills: Python, API development, Azure Databricks, Spark, Polars
SMBC Group is a top-tier global financial group. Headquartered in Tokyo and with a 400-year history, SMBC Group offers a diverse range of financial services, including banking, leasing, securities, credit cards, and cons…
Skills: Python, Data analytics, Artificial intelligence, Market risk methodology, VaR
City of White Plains, New York, United States · Hybrid
$67k–$80k/yr
Mid level$4.9B raised
SMBC Group is a top-tier global financial group. Headquartered in Tokyo and with a 400-year history, SMBC Group offers a diverse range of financial services, including banking, leasing, securities, credit cards, and cons…
SMBC Group is a top-tier global financial group. Headquartered in Tokyo and with a 400-year history, SMBC Group offers a diverse range of financial services, including banking, leasing, securities, credit cards, and cons…
Skills: Privileged Access Management, CyberArk, Identity and Access Management, Zero Trust, Just-In-Time Access
SMBC Group is a top-tier global financial group. Headquartered in Tokyo and with a 400-year history, SMBC Group offers a diverse range of financial services, including banking, leasing, securities, credit cards, and cons…
SMBC Group is a top-tier global financial group. Headquartered in Tokyo and with a 400-year history, SMBC Group offers a diverse range of financial services, including banking, leasing, securities, credit cards, and cons…
SMBC Group is a top-tier global financial group. Headquartered in Tokyo and with a 400-year history, SMBC Group offers a diverse range of financial services, including banking, leasing, securities, credit cards, and cons…
City of White Plains, New York, United States · Hybrid
$82k–$96k/yr
Mid level$4.9B raised
SMBC Group is a top-tier global financial group. Headquartered in Tokyo and with a 400-year history, SMBC Group offers a diverse range of financial services, including banking, leasing, securities, credit cards, and cons…
Skills: Model validation, Credit risk, Liquidity risk, Capital stress testing, Model risk management
Analyst, Trade Finance Group - Document Management/Transaction Processing 1 1
Singapore · On-site
Mid level$4.9B raised
SMBC first opened its doors for business in Singapore in 1963. The Singapore branch was established as our hub in Asia Pacific outside of Japan in 2008 to support the growth and expansion of our customers in and across t…
Capital Solutions Group, Vice President or Director
New York, New York, United States · Hybrid
$250k–$275k/yr
Senior$4.9B raised
SMBC Group is a top-tier global financial group. Headquartered in Tokyo and with a 400-year history, SMBC Group offers a diverse range of financial services, including banking, leasing, securities, credit cards, and cons…
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Full-time
bachelor degree, postgraduate degree
Posted 11d ago
~40 hrs/week
Responsibilities
The role involves conducting comprehensive credit analysis and evaluating the creditworthiness of corporate customers to assess repayment capacity. It also requires monitoring customer performance and collaborating with Relationship Managers to structure financing solutions.
Requirements
Candidates must hold a Bachelor's or Master's degree in Finance, Economics, or a related field with at least 5 years of experience in corporate banking or credit underwriting. Strong analytical skills and proficiency in financial statement analysis and Microsoft Office are required.
Full job description
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Responsibilities
Conduct comprehensive credit analysis and evaluate the creditworthiness of existing and prospective corporate customers.
Review and analyze financial statements, cash flow projections, business plans, and industry outlooks to assess repayment capacity and identify key credit risks.
Prepare credit applications, annual reviews, covenant monitoring reports, and credit recommendations in compliance with the Bank’s credit policies and regulatory requirements.
Perform industry, market, and peer analysis to support sound credit decision-making and portfolio management.
Monitor customer performance, credit exposure, and risk indicators, and recommend appropriate risk mitigation measures when necessary.
Work closely with Relationship Managers to structure financing solutions that meet customer needs while maintaining prudent risk management standards.
Support the execution of banking products and services by providing credit and risk assessment throughout the transaction lifecycle.
Maintain accurate credit documentation and ensure timely completion of internal approval processes.
Contribute to portfolio quality and support the achievement of the Bank’s business objectives through effective credit risk management.
Qualifications
Bachelor’s or Master’s degree in Finance, Banking, Economics, Accounting, Business Administration, or a related field.
Minimum 5 years of experience in corporate banking, credit analysis, credit underwriting, or related fields.
Strong knowledge of corporate finance, financial statement analysis, credit risk assessment, and corporate banking products.
Good understanding of banking regulations, credit policies, and risk management principles.
Proven analytical, critical thinking, and problem-solving skills with strong attention to detail.
Strong written and verbal communication skills in English.
Proficiency in Microsoft Office applications, particularly Excel and PowerPoint.
Ability to work effectively under pressure and manage multiple priorities within tight deadlines.
Strong interpersonal skills with the ability to collaborate effectively with Relationship Managers, Credit Departments, and other stakeholders.
SMBC Group is a top-tier global financial group. Headquartered in Tokyo and with a 400-year history, SMBC Group offers a diverse range of financial services, including banking, leasing, securities, credit cards, and consumer finance. The Group has more than 150 offices and 130,000 employees worldwide in nearly 40 countries. Sumitomo Mitsui Financial Group, Inc. (SMFG) is the holding company of SMBC Group, one of the three largest banking groups in Japan. SMFG's shares trade on the Tokyo and Nagoya stock exchanges, and its ADRs trade on the New York Stock Exchange (NYSE: SMFG).
Americas: https://www.smbcgroup.com/
EMEA: https://www.smbcgroup.com/emea/
APAC: https://www.smbc.co.jp/asia/
Tokyo: https://www.smfg.co.jp/english/
Offices: 1丁目 1-2, Marunouchi Chiyoda-Ku,, Tokyo, JP · Sumitomo Mitsui Banking Corporation 277 Park Avenue, New York, NY 10172, US · Plaza de la Paz, 102, int. 901, Silao, Guanajuato CP36275, MX · Edward Street, George Town, Grand Cayman, Cayman Islands KY1, KY · 14241 Dallas Pkwy, Suite 660, Dallas, Texas 75254, US
SMBC Group is a top-tier global financial group. Headquartered in Tokyo and with a 400-year history, SMBC Group offers a diverse range of financial services, including banking, leasing, securities, credit cards, and consumer finance. The Group has more than 150 offices and 130,000 employees worldwide in nearly 40 countries. Sumitomo Mitsui Financial Group, Inc. (SMFG) is the holding company of SMBC Group, one of the three largest banking groups in Japan. SMFG's shares trade on the Tokyo and Nagoya stock exchanges, and its ADRs trade on the New York Stock Exchange (NYSE: SMFG).
Americas: https://www.smbcgroup.com/
EMEA: https://www.smbcgroup.com/emea/
APAC: https://www.smbc.co.jp/asia/
Tokyo: https://www.smfg.co.jp/english/
Offices: 1丁目 1-2, Marunouchi Chiyoda-Ku,, Tokyo, JP · Sumitomo Mitsui Banking Corporation 277 Park Avenue, New York, NY 10172, US · Plaza de la Paz, 102, int. 901, Silao, Guanajuato CP36275, MX · Edward Street, George Town, Grand Cayman, Cayman Islands KY1, KY · 14241 Dallas Pkwy, Suite 660, Dallas, Texas 75254, US