Assistance Vice President US Business Credit Office, Commercial Real Estate (CRE)
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Full-time
Wellness Hub, Volunteerism policy, Matching gift program, Sustainability and Climate Change Initiatives, Employee Resource Groups
Visa sponsorship available
Posted 8d ago
Apply by Aug 12
~40 hrs/week
Responsibilities
The Assistant Vice President will manage credit and risk ownership for commercial real estate and REIT transactions, including writing credit papers and performing financial analysis. They will coordinate with relationship managers and internal stakeholders to ensure credit outcomes align with risk appetite and regulatory requirements.
Requirements
Candidates must have substantial corporate and institutional banking underwriting experience specifically within commercial real estate and REIT sectors. Strong analytical skills, the ability to produce clear credit recommendations, and effective communication skills are essential for this role.
Full job description
Our purpose – Opening up a world of opportunity – explains why we exist. Here at HSBC we use our unique expertise, capabilities, breadth and perspectives to open up new kinds of opportunity for our more than 40 million customers. We’re bringing together the people, ideas and capital that nurture progress and growth, helping to create a better world – for our customers, our people, our investors, our communities and the planet we all share.
In compliance with applicable laws, HSBC is committed to employing only those who are authorized to work in the US. HSBC may engage in immigration sponsorship for this position if needed.
Our purpose – Opening up a world of opportunity – explains why we exist. Here at HSBC we use our unique expertise, capabilities, breadth and perspectives to open up new kinds of opportunity for our more than 40 million customers. We’re bringing together the people, ideas and capital that nurture progress and growth, helping to create a better world – for our customers, our people, our investors, our communities and the planet we all share.
Ready to shape credit decisions across commercial real estate and REIT clients?
This Assistant Vice President role sits in the US Business Credit Office with front line credit and risk ownership across Corporate and Institutional Banking. With a focus on commercial real estate and real estate investment trusts (REITs) you’ll help translate business strategy into well-judged credit outcomes that align to risk appetite. The role combines credit writing, underwriting, financial analysis and valuation work with close partnership across relationship bankers, product teams and risk colleagues. You’ll coordinate stakeholders to deliver clear recommendations that meet internal credit policies and external regulatory expectations. Success looks like consistently high-quality credit papers, effective engagement with relationship teams and sound risk decisions that support client needs and fair customer outcomes.
Credit ownership for CRE and REITs
If you want to apply your credit judgement in a role that sits close to clients and decision making this is a chance to make a visible impact. You’ll work across relationship teams, product partners and risk colleagues to shape credit outcomes in the commercial real estate and REIT sector. The work is hands-on and analytical with real accountability for quality and timeliness. If this scope matches what you’ve done and what you want to do next we’d like to hear from you.
As our Assistance Vice President US , you will:
Deliver credit and risk ownership including writing credit papers and forming recommendations aligned to risk appetite
Perform credit analysis including modelling projections and enterprise valuation analysis for commercial real estate and REIT transactions
Coordinate closely with relationship managers, Credit Risk, global partners and product teams to support CIB priorities
Apply sector knowledge to interpret transaction risk profiles and assess commercial real estate and REIT credit fundamentals
Partner with relationship teams on credit engagement to optimise relationship value and deliver needs-based solutions and fair customer outcomes
Attend client meetings as needed and act as a first point of contact for credit-related customer enquiries
Follow HSBC policies, procedures and control requirements and escalate actual or potential issues through the right channels
Embed operational risk considerations into day-to-day decisions and ensure audit and regulatory actions are implemented on time
You´ll likely have the following qualifications to succeed in this role:
Bring substantial corporate and institutional banking underwriting experience in commercial real estate and REITs
Demonstrate structuring and credit underwriting experience across lending and related banking products
Apply a thorough understanding of commercial real estate and REIT credit and risk profiles to real transactions
Produce clear, well-reasoned credit analysis and recommendations using expert judgement within policy and regulatory requirements
Evaluate information effectively to support decision making in complex credit situations
Partner effectively with relationship managers and internal stakeholders to improve client engagement and outcomes
Communicate clearly in writing and in person with internal teams and clients on credit-related topics
Prioritise effectively across multiple deliverables while maintaining strong organisation and time management
As an HSBC employee, you will have access to tailored professional development opportunities to ensure you have the right skills for today and tomorrow. We offer a competitive pay and benefits package including a robust Wellness Hub, all in a welcoming and inclusive work environment. You will be empowered to drive HSBC’s engagement with the communities we serve through an industry-leading volunteerism policy, a generous matching gift program, and a comprehensive program of immersive Sustainability and Climate Change Initiatives. You’ll want to join our Employee Resource Groups as they play a central part in life at HSBC, including the development of our employees and networking inside and outside of HSBC. We value difference. We succeed together. We take responsibility. We get it done. And we want you to help us build the bank of the future!
Your final fixed pay offer will depend on the candidate and several variables, including but not limited to, role responsibilities, skill set, depth of experience and education, licensing/certification requirements, internal relativity, and specific work location.
All qualified applicants will receive consideration for employment without regard to age, ancestry, color, race, national origin, ethnicity, disability or medical condition, genetic information, military or veteran service, religion, creed, sex, gender, pregnancy, childbirth, caregiver status, marital status, citizenship or immigration status, sexual orientation, gender identity or expression or any other trait protected by applicable law.
Opening up a world of opportunity for our customers, investors, ourselves and the planet.
We're a financial services organisation that serves more than 40 million customers, ranging from individual savers and investors to some of the world’s biggest companies and governments. Our network covers 58 countries and territories, and we’re here to use our unique expertise, capabilities, breadth and perspectives to open up a world of opportunity for our customers.
HSBC is listed on the London, Hong Kong, New York, and Bermuda stock exchanges.
To view our social media terms and conditions please visit the following webpage: http://www.hsbc.com/social-TandCs
Offices: 8 Canada Square, London, E14 5HQ, GB · 1 Queen's Road Central, Central, Hong Kong, HK · Florida 201, Buenos Aires City, Buenos Aires Autonomous City 1005, AR · 425 5th Ave, New York, NY 10018, US · DUONG Dong Khoi 1, Ho Chi Minh City, Thanh Pho Ho Chi Minh, VN
BankingFinancial ServicesInternational Finance and BankingWealth ManagementCorporate and Business Bankingretail bankingInsuranceRetail BankingInvestment BankingCommercial Banking
Opening up a world of opportunity for our customers, investors, ourselves and the planet.
We're a financial services organisation that serves more than 40 million customers, ranging from individual savers and investors to some of the world’s biggest companies and governments. Our network covers 58 countries and territories, and we’re here to use our unique expertise, capabilities, breadth and perspectives to open up a world of opportunity for our customers.
HSBC is listed on the London, Hong Kong, New York, and Bermuda stock exchanges.
To view our social media terms and conditions please visit the following webpage: http://www.hsbc.com/social-TandCs
Offices: 8 Canada Square, London, E14 5HQ, GB · 1 Queen's Road Central, Central, Hong Kong, HK · Florida 201, Buenos Aires City, Buenos Aires Autonomous City 1005, AR · 425 5th Ave, New York, NY 10018, US · DUONG Dong Khoi 1, Ho Chi Minh City, Thanh Pho Ho Chi Minh, VN
BankingFinancial ServicesInternational Finance and BankingWealth ManagementCorporate and Business Bankingretail bankingInsuranceRetail BankingInvestment BankingCommercial Banking