Warsaw, Masovian Voivodeship, Poland · Hybrid
At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions, enabling the communities we support to grow and succeed in the right ways, al…
Skills: Credit risk modeling, PD/LGD/EAD modeling, Python, SQL, SAS
Minneapolis, Minnesota, United States · Hybrid
$120k–$141k/yr
At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it tak…
Skills: Product Strategy, Product Vision And Planning, Product Discovery, Product Development, Channel Alignment And Management
Encinitas, California, United States · On-site
$104k–$127k/yr
At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it tak…
Skills: Branch management, Customer experience, Team leadership, Financial literacy, Coaching
Des Moines, Iowa, United States · Hybrid
$91k–$112k/yr
At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it tak…
Skills: Relationship Management, Business Development, Analytical Skills, Problem-solving, Credit Administration
Warsaw, Masovian Voivodeship, Poland · Hybrid
At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions, enabling the communities we support to grow and succeed in the right ways, al…
Skills: IT Controls Testing, IT Auditing, Cloud Controls, Cybersecurity, Data Governance
Warsaw, Masovian Voivodeship, Poland · Hybrid
At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions, enabling the communities we support to grow and succeed in the right ways, al…
Skills: Microsoft Power Platform, Power Apps, Power Automate, SharePoint, Dataverse
Buckeye, Arizona, United States · On-site
$27/hr–$33/hr
At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it tak…
Skills: Relationship Management, Retail Banking, Customer Service, Digital Banking Proficiency, Financial Counseling
Rohnert Park, California, United States · On-site
$27/hr–$33/hr
At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it tak…
Skills: Customer relationship management, Retail banking, Financial counseling, Bilingual Spanish, Digital product education
Jacksonville, Illinois, United States · On-site
$20/hr–$23/hr
At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it tak…
Skills: Relationship Building, Retail Banking, Customer Service, Digital Banking Proficiency, Financial Needs Assessment
Fort Collins, Colorado, United States · On-site
$91k–$112k/yr
At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it tak…
Skills: Relationship Management, Sales, Business Development, Financial Planning, Wealth Management
Columbus, Ohio, United States · Hybrid
$140k–$225k/yr
At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it tak…
Skills: Commercial Lending, Portfolio Management, Business Development, Financial Advice, Credit Quality Management
Knoxville, Tennessee, United States · On-site
$21/hr–$26/hr
At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it tak…
Skills: Relationship Building, Customer Service, Retail Banking, Digital Banking Proficiency, Financial Counseling
Issaquah, Washington, United States · On-site
$37/hr–$45/hr
At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it tak…
Skills: Retail Banking, Relationship Management, Consumer Loan Origination, Digital Banking Solutions, Financial Counseling
Lino Lakes, Minnesota, United States · On-site
$21/hr–$26/hr
At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it tak…
Skills: Client relationship management, Retail banking, Financial counseling, Digital product education, Customer service
Seattle, Washington, United States · On-site
$37/hr–$45/hr
At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it tak…
Skills: Retail Banking, Client Relationship Management, Consumer Loan Origination, Digital Banking Solutions, Financial Counseling
Seattle, Washington, United States · On-site
$29/hr–$35/hr
At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it tak…
Skills: Client relationship management, Retail banking, Financial counseling, Digital banking products, Account opening
Madison, Wisconsin, United States · On-site
$20/hr–$24/hr
At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it tak…
Skills: Customer service, Sales, Relationship building, Financial counseling, Digital banking
Oregon City, Oregon, United States · On-site
$21/hr–$28/hr
At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it tak…
Skills: Administrative Support, Customer Service, Investment Proposals, Business Development, Relationship Management
Arklow, Leinster, Ireland · Hybrid
At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions, enabling the communities we support to grow and succeed in the right ways, al…
Skills: Payments Business Knowledge, Card Scheme Regulations, Written Communication, Oral Communication, Attention To Detail
Bend, Oregon, United States · On-site
$23/hr–$30/hr
At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it tak…
Skills: Customer Service, Sales, Relationship Management, Financial Counseling, Loan Origination
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Lead the development and implementation of expected loss forecasting models for commercial portfolios while ensuring compliance with regulatory requirements like CECL and CCAR. Provide effective challenges to existing models, document methodologies, and leverage automation tools to enhance operational efficiency.
Requires a Master's Degree or PhD in a quantitative field and 5 or more years of experience in credit risk modeling. Candidates must possess strong programming skills in Python, SAS, or R, along with a deep understanding of banking regulations and financial metrics.
At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions, enabling the communities we support to grow and succeed in the right ways, all more confidently and more often—that’s what we call the courage to thrive. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive. Try new things, learn new skills and discover what you excel at—all from Day One.
As a wholly owned subsidiary of U.S. Bank, Elavon is committed to building the platforms and ecosystems that help over 1.5 million customers around the world to achieve their financial goals—no matter what they need. From transaction processing to customer service, to driving innovation and launching new products, we’re building a range of tailored payment solutions powered by the latest technology. As part of our team, you can explore what motivates and energizes your career goals: partnering with our customers, our communities, and each other.
We actively uphold transparent and fair hiring practices that support individual opportunity, inclusive culture, and career mobility across all levels of our organisation.
We offer meaningful opportunities for growth, a culture of inclusion, and a strong commitment to transparency and integrity in everything we do.
Quantitative Model Analyst
About the Role
In this role, you will lead the development and implementation of expected loss forecasting models for Commercial Real Estate (CRE), Commercial Industrial (C&I), or Small Business portfolios, ensuring compliance with CECL, CCAR, and other regulatory requirements.
The ideal candidate is expected to have a good understanding of commercial portfolios and statistical methods, industry experience, U.S. banking regulations, excellent communication, and attention to detail as well as a strong background in predictive modeling.
Your responsibilities
Model Development:
Coding: Use various programming languages (Python, SAS, SQL, R) in development and data analysis. Write and execute code in both local environment and cloud platforms (Azure or others).
Model Review: Provide effective challenges to existing and new models to identify the potential weak points and enhance model performance.
CCAR/CECL Submission: Provide support for stress testing (CCAR) submission and CECL process; document associated portfolios analysis, respective overlays for emerging risks and reasonableness analysis; respond questions from senior management and regulators in a timely manner.
Transformation: Leverage automation tools and Al to increase efficiency, reduce operational risk, and enhance usability and interpretability of results.
Our requirements
Master's Degree or PhD in a quantitative field such as computer science, data science, mathematics, or statistics.
5 or more years of experience in credit risk modeling and industry-standard approaches (e.g. PD, LGD, EAD).
Deep understanding of banking, financial metrics, and credit risk management.
Knowledge of banking regulation and requirements for stress testing and credit reserves.
Programming experience in Python (preferred) or similar statistical software (e.g. R, SAS)
Experience with cloud-based tools and infrastructure (Azure or others).
Strong analytical and problem-solving skills, coupled with thoroughness and attention to detail
Effective interpersonal, verbal, and written communication skills.
Ability to prioritize work, meet deadlines, and work under pressure and independently while balancing multiple priorities in a dynamic and complex environment.
Optional
Experience in financial services, banking, and/or credit risk.
Experience working with large datasets and building or validating advanced statistical models (including regression and economic factor models)
Familiarity with automation using scripting tools (e.g. Bash) and low-code platforms (Microsoft Power Automate / Power Apps).
Exposure to machine learning concepts and their application in financial services.
Understanding of version control systems like Git.
Experience in Data visualization tools such as Power BI.
This role requires working from a U.S. Bank location three (3) or more days per week.
We are committed to providing an inclusive and accessible recruitment experience. If you need adjustments at any stage of the application or hiring process, please contact your recruiter for guidance and support.
U.S. Bank is committed to fair, equitable, and transparent compensation practices in line with local regulatory and legal requirements. Our total rewards approach is designed to attract, retain, and support top talent while ensuring equal pay for work of equal value.
We offer a market-competitive compensation package that includes:
Clearly defined salary ranges aligned with industry benchmarks and internal equity standards.
Performance-based incentives for eligible employees (as defined by relevant plan rules), awarded through transparent, objective criteria that recognize both individual and company performance.
Inclusive equitable benefits that are accessible to all employees and focused around our 3 main pillars of financial wellbeing, health & wellness).
Continuous development opportunities including training, education support, and career progression pathways based on inclusive and transparent criteria.
Employee recognition programs that celebrate achievements and milestones for all.
We regularly review our compensation and benefits to ensure they remain competitive, inclusive, and responsive to employee needs and market trends. Further details of the compensation package will be provided upon application.
We encourage candidates to explore the full value of our offer, including monetary and non-monetary benefits, at Employee benefits and development | U.S. Bank | Elavon.
Posting may be closed earlier due to high volume of applicants.
We aim to provide timely updates throughout the process and encourage early applications to ensure consideration.
Elavon, a wholly owned subsidiary of U.S. Bank, is the connecting force behind smarter payments – bringing together secure, scalable solutions backed by trusted industry expertise to move commerce forward. For more than 30 years, Elavon has helped businesses simplify payments and grow with confidence. Our intuitive technologies and integrated tools make every aspect of commerce more seamless, secure, and scalable – from accepting transactions to managing risk, settlement, and support. We partner with organizations of all sizes, across industries and geographies, handling the full acquiring relationship while working closely with clients to understand their goals. By integrating the entire payments ecosystem, Elavon helps businesses focus on what matters most: progress.
Offices: Two Concourse Parkway, Suite 800, Atlanta, GA 30328, US · 7300 Chapman Hwy, Knoxville, TN 37920, US
Elavon, a wholly owned subsidiary of U.S. Bank, is the connecting force behind smarter payments – bringing together secure, scalable solutions backed by trusted industry expertise to move commerce forward. For more than 30 years, Elavon has helped businesses simplify payments and grow with confidence. Our intuitive technologies and integrated tools make every aspect of commerce more seamless, secure, and scalable – from accepting transactions to managing risk, settlement, and support. We partner with organizations of all sizes, across industries and geographies, handling the full acquiring relationship while working closely with clients to understand their goals. By integrating the entire payments ecosystem, Elavon helps businesses focus on what matters most: progress.
Offices: Two Concourse Parkway, Suite 800, Atlanta, GA 30328, US · 7300 Chapman Hwy, Knoxville, TN 37920, US
