Düsseldorf, North Rhine-Westphalia, Germany · Hybrid
Mid level$871M raised
Ebury helps ambitious businesses unlock global growth, and we take the same approach with our people. We encourage innovation and movement, collaboration and problem-solving, and foster an environment where everyone can …
Ebury helps ambitious businesses unlock global growth, and we take the same approach with our people. We encourage innovation and movement, collaboration and problem-solving, and foster an environment where everyone can …
Ebury helps ambitious businesses unlock global growth, and we take the same approach with our people. We encourage innovation and movement, collaboration and problem-solving, and foster an environment where everyone can …
Ebury helps ambitious businesses unlock global growth, and we take the same approach with our people. We encourage innovation and movement, collaboration and problem-solving, and foster an environment where everyone can …
Skills: Python, Java, Go, Identity and Access Management (IAM), Fine-Grained Access Control (FGAC)
Ebury helps ambitious businesses unlock global growth, and we take the same approach with our people. We encourage innovation and movement, collaboration and problem-solving, and foster an environment where everyone can …
Ebury helps ambitious businesses unlock global growth, and we take the same approach with our people. We encourage innovation and movement, collaboration and problem-solving, and foster an environment where everyone can …
Ebury helps ambitious businesses unlock global growth, and we take the same approach with our people. We encourage innovation and movement, collaboration and problem-solving, and foster an environment where everyone can …
Skills: Python, FastAPI, React, TypeScript, System Design
Ebury helps ambitious businesses unlock global growth, and we take the same approach with our people. We encourage innovation and movement, collaboration and problem-solving, and foster an environment where everyone can …
Ebury helps ambitious businesses unlock global growth, and we take the same approach with our people. We encourage innovation and movement, collaboration and problem-solving, and foster an environment where everyone can …
Ebury helps ambitious businesses unlock global growth, and we take the same approach with our people. We encourage innovation and movement, collaboration and problem-solving, and foster an environment where everyone can …
Ebury helps ambitious businesses unlock global growth, and we take the same approach with our people. We encourage innovation and movement, collaboration and problem-solving, and foster an environment where everyone can …
Ebury helps ambitious businesses unlock global growth, and we take the same approach with our people. We encourage innovation and movement, collaboration and problem-solving, and foster an environment where everyone can …
Skills: Customer Due Diligence, Enhanced Due Diligence, KYC, Financial Crime Analysis, Risk-Based Decision Making
Ebury helps ambitious businesses unlock global growth, and we take the same approach with our people. We encourage innovation and movement, collaboration and problem-solving, and foster an environment where everyone can …
Skills: KYC Onboarding, Customer Due Diligence, Enhanced Due Diligence, Anti-Financial Crime, Risk Analysis
Copenhagen, Capital Region of Denmark, Denmark · On-site
Senior$871M raised
Ebury helps ambitious businesses unlock global growth, and we take the same approach with our people. We encourage innovation and movement, collaboration and problem-solving, and foster an environment where everyone can …
Skills: FX Sales, Relationship Management, B2B Sales, Client Acquisition, Onboarding
Ebury helps ambitious businesses unlock global growth, and we take the same approach with our people. We encourage innovation and movement, collaboration and problem-solving, and foster an environment where everyone can …
Ebury helps ambitious businesses unlock global growth, and we take the same approach with our people. We encourage innovation and movement, collaboration and problem-solving, and foster an environment where everyone can …
Ebury helps ambitious businesses unlock global growth, and we take the same approach with our people. We encourage innovation and movement, collaboration and problem-solving, and foster an environment where everyone can …
Copenhagen, Capital Region of Denmark, Denmark · On-site
Senior$871M raised
Ebury helps ambitious businesses unlock global growth, and we take the same approach with our people. We encourage innovation and movement, collaboration and problem-solving, and foster an environment where everyone can …
Skills: FX Sales, Relationship Management, B2B Sales, Client Acquisition, Customer Service
Ebury helps ambitious businesses unlock global growth, and we take the same approach with our people. We encourage innovation and movement, collaboration and problem-solving, and foster an environment where everyone can …
Ebury helps ambitious businesses unlock global growth, and we take the same approach with our people. We encourage innovation and movement, collaboration and problem-solving, and foster an environment where everyone can …
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Full-time
bachelor degree
Annual Discretionary Bonus, Dedicated Mentorship, Health Care, Social Benefits
Posted 6d ago
~40 hrs/week
Responsibilities
Perform detailed credit analysis of SME prospects and clients to grant trade finance and currency trading products. Manage a client portfolio and present risk recommendations to the Credit Committee and senior management.
Requirements
Requires a university degree in Finance, Economics, or a related field and fluency in both German and English. Candidates must have a strong understanding of financial statements and experience in SME credit underwriting or financial analysis.
Full job description
Ebury helps ambitious businesses unlock global growth, and we take the same approach with our people. We encourage innovation and movement, collaboration and problem-solving, and foster an environment where everyone can feel they belong, are valued, supported and empowered to succeed.
If you’re a collaborator who wants to help transform how businesses operate globally, get in touch - we’d love to discuss how Ebury can accelerate your career so you can shape the future.
Credit Risk Analyst
Ebury Dusseldorf Office - Hybrid: 4 days in the office, 1 day working from home per week
The Credit Risk team undertakes a thorough, rigorous analysis of the SME businesses looking to use our services. This includes an assessment of their markets, financials, products, activities and cash headroom modelling.
You will be expected to prepare submissions and present to our Credit Committee making recommendations, as well as contribute to the development of automated risk modelling and to adapt our processes to local markets.
What you’ll do:
Support, and report to, the Regional Head of Credit Risk.
Undertake ad hoc requests from the Global Head of Credit Risk.
Perform detailed credit analysis of prospects and clients for the purpose of granting Supplier Payment Financing and currency trading products, with a focus on financials, operations, and trading cycles.
Present and defend your analysis personally at credit committee meetings to senior management.
Engage closely with other teams, such as front office and operations, to ensure a smooth client experience and that decisions made within the Credit Risk team are relayed clearly.
Manage an existing portfolio of clients, monitoring their credit standing and risk v reward for Ebury.
Proactively manage your own pipeline of work.
Liaising with managers across our other geographies to add insight or assist where necessary.
Share your thoughts to improve our processes.
The Person:
University degree in Accounting, Economics, Finance, Mathematics or similar
Fluency in German and English
Ability to read German management accounts (BWA, SuSa)
Experience in understanding how businesses work and perform. Full understanding of balance sheet, P&L and cash flow
A background in SME credit underwriting, experience in financial analysis, or a demonstrable understanding of how to assess an entity's creditworthiness.
Analytical mind and strong problem-solving skills
Demonstrable strong analytical ability
Clear, concise communication style, with the ability to explain complex concepts coherently
Willingness to work in a highly demanding and result-oriented team environment
Working knowledge of Excel essential, VBA/Macros desirable
Why Ebury?
Competitive Starting Salary with an annual discretionary bonusthat truly rewards your performance from day one.
Dedicated Mentorship: Learn directly from experienced managers who are invested in your success.
Cutting-Edge Technology: Leverage state-of-the-art tailor made tools and systems that enable you to perform at your best.
Clear, Accelerated Career Progression: Defined pathways to leadership and specialist roles within Ebury.
Dynamic & Supportive Culture: Work in a collaborative environment where teamwork and personal growth are prioritized.
Generous Benefits Package: Access competitive benefits tailored to your location, which typically include health care and social benefits.
Central Dusseldorf Office: A fantastic location with excellent transport links.
Ready to launch your career with a global FinTech? Click the ‘Apply’ Today and discover your potential at Ebury!
You can also connect with me on LinkedIn - Fabienne Zigrit
#LI-FZ1
#LI-HYBRID
About us
Ebury delivers sophisticated, integrated solutions — business accounts, hedging, and financing — on a single platform with a seamless workflow. Our success is built on a simple premise and singular purpose: To help businesses operate and scale globally.
Since its founding in 2009, Ebury has always been a fast-growing leader in fintech. Today, we bring together 2000+ Eburians across nearly 70 cities and we’re always looking to add to our team.
At the heart of our offering is a proprietary platform, purpose-built to help businesses seamlessly streamline and manage global cash flow. We focus on continuous product evolution and innovation to build the infrastructure for borderless growth and help our clients scale at every stage.
The opportunities at Ebury are as diverse as our people, ranging from business development to engineering roles across our tech pillars.
We believe in inclusion. We stand against discrimination in all forms and are against the intolerance of differences that makes us a modern and successful organisation. At Ebury, you can be whoever you want to be and still feel a sense of belonging no matter your story.
Important Security Notice for Job Applicants: Ebury only accepts applications via official Ebury channels. We will only contact you from an @ebury.com domain. Always check the emails you receive from us, and note that we will never request payment for any part of the recruitment process. Stay safe and report suspicious activity. Notice to Recruitment Agencies and Search Firms: Ebury does not accept unsolicited resumes, CVs, or candidate profiles from recruitment agencies or search firms without signed written Ebury recruitment terms in place for a specific role. Any unsolicited applications will be considered the sole property of Ebury. Ebury will not be responsible or liable for any placement fees or costs associated with unagreed candidate submissions or subsequent hires. AI Transparency Statement: Ebury uses Artificial Intelligence (AI) and automated tools to help streamline certain parts of our recruitment process, however, these tools are strictly for administrative efficiency. All hiring decisions, including application reviews, shortlisting, and final selections are evaluated and conducted by human talent acquisition professionals and hiring managers.
Empowering businesses to unlock their global ambitions.
Industry
Financial Services
Company size
1,001-5,000 employees
Headquarters
London, London
LinkedIn followers
102,586
Total funding
$871M
Ebury is a global fintech offering innovative financial solutions to help ambitious businesses operate and scale in a borderless world.
Our proprietary technology and bespoke approach remove the friction from global cash flow operations, helping businesses unlock their global growth without barriers. From business accounts to hedge, financing, APIs, and more - we offer everything businesses need to operate and grow in new markets with clarity, confidence, and control.
Founded in London in 2009 by Juan Lobato and Salvador García, we are expanding rapidly with a global presence across 50+ offices in over 30+ regulated markets. It is regulated by the Financial Conduct Authority in the UK.
For more information, visit http://www.ebury.com.
Offices: 100 Victoria Street, London, London SW1E 5JL, GB · Level 1, 53 Berry st North Sydney, NSW 2060, Sydney, NSW 2060, AU · Calle del General Álvarez de Castro, 26, Madrid, Comunidad de Madrid 28010, ES · Viñoly, Claude Debussylaan 26, Amsterdam, Amsterdam 1082 MD, NL · ul. Królewska 18, Warszawa, Warszawa 00-103, PL
Currency ExchangeInternational PaymentsRisk ManagementUnlocking Working CapitalTreasury ManagementFund Distributionand Import LendingInformation TechnologyFinanceBusiness Development
Empowering businesses to unlock their global ambitions.
Industry
Financial Services
Company size
1,001-5,000 employees
Headquarters
London, London
LinkedIn followers
102,586
Total funding
$871M
Ebury is a global fintech offering innovative financial solutions to help ambitious businesses operate and scale in a borderless world.
Our proprietary technology and bespoke approach remove the friction from global cash flow operations, helping businesses unlock their global growth without barriers. From business accounts to hedge, financing, APIs, and more - we offer everything businesses need to operate and grow in new markets with clarity, confidence, and control.
Founded in London in 2009 by Juan Lobato and Salvador García, we are expanding rapidly with a global presence across 50+ offices in over 30+ regulated markets. It is regulated by the Financial Conduct Authority in the UK.
For more information, visit http://www.ebury.com.
Offices: 100 Victoria Street, London, London SW1E 5JL, GB · Level 1, 53 Berry st North Sydney, NSW 2060, Sydney, NSW 2060, AU · Calle del General Álvarez de Castro, 26, Madrid, Comunidad de Madrid 28010, ES · Viñoly, Claude Debussylaan 26, Amsterdam, Amsterdam 1082 MD, NL · ul. Królewska 18, Warszawa, Warszawa 00-103, PL
Currency ExchangeInternational PaymentsRisk ManagementUnlocking Working CapitalTreasury ManagementFund Distributionand Import LendingInformation TechnologyFinanceBusiness Development