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Full-time
bachelor degree
Posted 4d ago
~40 hrs/week
Responsibilities
The Senior Treasury Analyst is responsible for managing cash flow forecasting, liquidity analysis, and lender reporting to support the company's capital structure. They will also oversee debt compliance, bank operations, and provide analytical support for refinancing and executive-level financial presentations.
Requirements
Candidates must hold a bachelor's degree in finance, accounting, or economics with 3–5 years of relevant experience in treasury or corporate finance. Proficiency in advanced Excel modeling and strong communication skills are required to interact with executive leadership and lenders.
Full job description
Position Summary
RideNow Group operates the largest publicly traded powersports dealership network in the United States, with 55+ retail locations under (NASDAQ: RDNW). Treasury is a lean, high-visibility function within the CFO organization.
The Senior Treasury Analyst owns the analytical, forecasting, and lender-reporting work that supports RideNow's capital structure, including an active senior debt refinancing and an anticipated lender facility. This is a modeling and reporting–forward role with meaningful executive exposure, structured to grow into broader Treasury leadership over time.
Key Responsibilities
Cash Flow Forecasting & Liquidity Analysis
Own the rolling 13-week direct cash flow forecast across all entities.
Refresh weekly variances, analyze drivers, and communicate liquidity risks and opportunities to the Treasury Manager and CFO.
Maintain the FY26 / FY27 rolling cash forecast workbook and dashboards.
Support 3-statement projections where they intersect with debt capacity, liquidity, and lender reporting.
Debt Compliance & Lender Reporting
Prepare the weekly lender certificate: pull AR aging and inventory data, apply eligibility rules and advance rates, calculate availability, and deliver to the lender on schedule.
Maintain the covenant compliance workbook, leverage, fixed charge coverage, minimum liquidity, minimum EBITDA, with support schedules and traceable back-up.
Own the compliance calendar: reporting deliverables, covenant certificates, notice obligations, and lender-required financial reporting.
Model covenant headroom and liquidity under multiple scenarios; refresh projections as actuals come in.
Refinancing & Capital Structure Support
Support the senior debt refinancing and the anticipated facilities: data room population, lender diligence responses, Q&A coordination, and pre-close reporting build-out.
Partner with the Treasury Director. FP&A and CFO/CEO on lender presentations, term sheet analysis, and capital structure decisions.
Build and maintain the lender exposure schedule and debt service forecast.
Reporting, Modeling & Ad-Hoc Analysis
Deliver recurring treasury reports for leadership, weekly cash trend, used unit flooring status, floor plan interest tracker, and lender exposure summaries.
Build and refresh dashboards in Excel, Power Query, and web-based tools tied to bank and ERP data.
Produce ad-hoc analyses for the CFO on working capital, debt service, merchant economics, surcharge programs, and capital structure decisions.
Cash Management & Bank Operations
Execute daily cash positioning across all RideNow and RumbleOn entities; identify funding needs and excess cash.
Support bank reconciliation activity as additional store locations centralize.
Floor Plan & Payment Workflow Support
Support monthly floor plan statement reconciliation, interest processing, and unit transfer coordination across all lenders (Polaris Acceptance, Huntington Distribution Finance, Wells Fargo CDF, and others).
Support major unit payoffs and Cash Offer program purchase accounting — lienholder verification, funding confirmation, and reconciliation to the DMS / ERP.
Partner with AP and Retail Accounting on exception resolution.
Qualifications
Required Qualifications
Bachelor's degree in finance, Accounting, Economics, or related field.
3–5 years of experience in Treasury, Corporate Finance, FP&A, or Accounting.
Strong analytical and modeling capability, 3-statement modeling, forecasting, and variance analysis.
Advanced Microsoft Excel: pivot tables, XLOOKUP / INDEX-MATCH, SUMIFS, and comfort with large datasets.
Experience pulling data from ERP or reporting systems and producing recurring reports.
Clear written and verbal communication; comfortable preparing materials for CFO-level and lender audiences.
Detail-driven, self-directed, and comfortable in a lean team where ownership is expected.
Preferred Qualifications
Prior experience with debt compliance, ABL / borrowing base reporting, or covenant certificate preparation.
Refinancing, M&A, or lender diligence experience.
Prior Treasury exposure, bank portals (JPMorgan Access, Wells Fargo CEO), Positive Pay, wire / ACH origination.
Analysis & Reporting: Excel (advanced), Power Query, Power BI, Google Workspace.
What Success Looks Like
90 days: independently producing the weekly borrowing base and covenant compliance package; fully operating daily cash positioning and core bank operations.
6 months: owning the rolling cash forecast, covenant workbook, and lender reporting cadence; capable of leading diligence responses under Treasury Manager direction.
12 months: trusted second seat in Treasury, covering core operations during PTO, driving the analytical work for the ABL environment, and delivering at least one automation improvement to production.
Work Authorization
Candidates must be authorized to work in the United States without current or future sponsorship.
Our Culture
We operate in a fast-paced, performance-driven environment focused on accountability, ownership, and continuous improvement.
Equal Opportunity Employer
RideNow is an equal opportunity employer. We are committed to creating an inclusive environment for all employees and applicants and do not discriminate based on race, color, religion, sex, national origin, age, disability, or any other protected status.
Our staff is the core of our group, we've created a lifestyle for our employees, as opposed to just providing part-time jobs at a motorcycle shop. We hire good people and hold them to a very high standard. After all we are all enthusiasts at the end of the day, most of our staff members ride with the same customers who use us for sales, service and parts.
Education and training are one of the keys to our success, we are always striving to be the best, most informed and highly knowledgeable in our products, services, industry and community as a whole. This is an ongoing process and it never ends.
Today, RideNow Powersports is comprised of over 50 full-service dealerships offering ATV's, Motorcycles, Personal Watercraft, and UTV's for sale in Arizona, California, Florida, Kansas, Nevada, North Carolina, Texas, Louisiana, Ohio, Oklahoma and Washington.
We stock quality products from trusted manufacturers like Polaris, Can-Am®, Honda, Kawasaki, Suzuki, and Yamaha. Our incredible line-up of motorcycles includes bikes from BMW, Triumph, Ducati, Moto Guzzi, Aprilia, and Royal Enfield, as well as specialty dealerships for our legendary Harley-Davidson® and Indian Motorcycles®.
Offices: 3333 N Arizona Ave, Chandler, Arizona 85225, US · 621 El Cajon Blvd, El Cajon, California 92020, US · 16130 N Arrowhead Fountain Center Dr, Peoria, Arizona 85382, US · 6895 W Chandler Blvd, Chandler, Arizona 85226, US · 7355 N I-10 Frontage Rd, Tucson, Arizona 85741, US
MotorcyclesATVsWatercraftScootersDealershipSide By SidesUTVPolarisCan-AmHarley-Davidson