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Full-time
bachelor degree, professional certificate
English Classes, Spanish Classes, Reimbursement For Work-Related Training/Courses, Hybrid Work Model
Posted 37d ago
~40 hrs/week
Responsibilities
Lead and perform risk-based audits across financial, operational, compliance, and IT functions within a fintech environment. Ensure adherence to MFSA and FCA requirements while reviewing safeguarding arrangements and internal control effectiveness.
Requirements
Requires a degree in finance or accounting and at least 5 years of audit experience in financial services or fintech. Candidates should possess strong knowledge of EMI regulations, AML/CFT principles, and professional certifications like CIA or ACCA.
Full job description
Join COLIBRIX ONE - Innovating the Future of Payments
At COLIBRIX ONE, we’re building advanced, AI-powered payment technologies that support Payment Service Providers (PSPs), Electronic Money Institutions (EMIs), and neobanks across the EU and the UK. As a fully licensed EMI (FCA reference number 927920) and a Principal Member of Mastercard, we offer real-world financial solutions that include:
Global card processing
Digital wallet infrastructure
Cross-border merchant accounts
Alternative payment methods (APMs)
Corporate accounts for legal entities
We’re a fast-growing team with a passion for innovation, security, and scalability. Our culture values curiosity, collaboration, and impact - and we’re looking for talented professionals who are ready to shape the future of fintech.
At COLIBRIX ONE, your work directly powers the digital economy. If you're eager to solve meaningful challenges and build with purpose, we’d love to hear from you.
About the Role
As a Group Internal Auditor, you will lead and perform risk-based audits across the group’s financial, operational, compliance and IT functions, with a particular focus on financial control and regulatory compliance within the payments and fintech environment. You will evaluate the effectiveness of internal controls, assess financial and operational risks, review safeguarding arrangements and ensure adherence to MFSA and FCA requirements. Working closely with management you will deliver actionable insights and support the continuous improvement of governance, controls and business processes across the group.
Responsibilities
Carry out internal audits across all key areas of the group’s activities, including finance, payment and operational processes, treasury, compliance, IT and risk management
Lead financial audits as a core focus area, including analysis of financial statements, assessment of the accuracy of accounting data, oversight of cash flows, reconciliations and settlements with payment partners, and review of costs and budgets across the group
Review safeguarding arrangements for client funds, ensuring proper segregation and accounting of client money in accordance with EMI requirements and applicable MFSA and FCA regulations
Assess AML/CFT, KYC/KYB, sanctions screening and transaction monitoring processes
Evaluate the effectiveness and reliability of the internal control framework across all processes; identify risk areas and control weaknesses
Identify and assess financial, operational, regulatory and IT risks and develop recommendations to mitigate them
Assess compliance with internal policies and MFSA and FCA regulatory requirements, including outsourcing arrangements and regulatory reporting
Prepare audit findings, reports and presentations for management and the Audit Committee
Monitor the implementation of corrective actions following audits
What You Need to Succeed in This Role
Higher education in finance, economics, accounting or audit
At least 5 years of experience in internal or external audit within financial services, the payments industry or fintech, including hands-on experience leading audits independently
Strong financial background: a solid understanding of financial reporting and financial control
Understanding of the EMI / payments business: safeguarding of client funds, payment flows, settlements with partners
Knowledge of the financial services regulatory environment (MFSA, FCA an advantage) and AML/CFT principles
Understanding of internal audit methodology and a risk-based approach
Ability to quickly get to grips with unfamiliar processes — financial, operational and IT
Confident command of Excel, experience with ERP / accounting systems, and strong data analysis skills
Fluent English (the group's working language, used in communication with regulators and international offices)
Analytical mindset, structured thinking, attention to detail and the ability to see the bigger picture
Strong communication skills and the ability to present findings persuasively to management
Professional certifications (CIA, ACCA, DipIFR) will be a significant advantage
What we offer
Opportunity to shape the future of fintech solutions within a growing company
A collaborative and supportive team environment
English / Spanish classes
Opportunity to receive reimbursement for work-related training/courses
Option to work in a hybrid model based on mutual agreement with the direct coordinator
This position is offered within the COLIBRIX ONE. Employment will be under the appropriate legal entity based on the role and location.
Related keywords
FintechEMIFCAMFSAInternal AuditFinancial ControlSafeguardingAMLCFTKYCKYBCIAACCADipIFRRisk-Based ApproachPayment Service Providers
Create a better tomorrow with the payment solution that you know and understand from the inside out.
Industry
Financial Services
Company size
51-200 employees
Founded
2020
Headquarters
London
LinkedIn followers
14,737
From seamless acquiring solutions to smart virtual cards and modern bank account services, COLIBRIX ONE empowers your business to manage, grow, and scale your financial operations – all in one place. Tailored, efficient, and future-ready, our tools are built to support your unique journey in the digital economy.
A broad range of services is offered: global card processing coverage, digital wallet operations around the globe, cross-border merchant accounts and payment solutions, multiple APMs support, and current corporate accounts for legal entities.