Hyderabad, Telangana, India · On-site
10339 To underwrite and manage the portfolio in assigned branch/location Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to h…
Skills: Credit Underwriting, Portfolio Management, KYC Verification, Financial Analysis, Risk Mitigation
Nashik Taluka, Maharashtra, India · On-site
Achieving business targets as laid down by acquiring new client relationships and maintaining them. Graduate in any discipline • Identify target areas for prospective business • Pre-screen customer segments as per the or…
Skills: Business Development, Client Relationship Management, Cross-selling, Sales Promotion, Vendor Empanelment
Hanamkonda mandal, Telangana, India · On-site
Achieving business targets as laid down by acquiring new client relationships and maintaining them. Graduate in any discipline • Identify target areas for prospective business • Pre-screen customer segments as per the or…
Skills: Business Development, Client Relationship Management, Sales Promotion, Customer Satisfaction, Cross-selling
Hubballi Urban Taluku, Karnataka, India · On-site
Perform the following under the guidance/direction of Supervisor/Manager • With help of Supervisor/ Manager, Identify the customers for protentional Business • Collect the documents from Customers and validate as per the…
Skills: Customer Identification, Document Validation, Loan Disbursement, Cross-selling, Vendor Empanelment
Hyderabad, Telangana, India · On-site
11130 To drive sales and ensure business targets are achieved o Aggressively drive the sales numbers and achieve the business targets for Retail loan products and through cross selling while continuing to enhance and upg…
Skills: Sales Management, Loan Against Property, Cross Selling, Client Relationship Management, Team Leadership
Hyderabad, Telangana, India · On-site
o Aggressively drive the sales numbers and achieve the business targets for Retail loan products and through cross selling while continuing to enhance and upgrade the client relationships. o Retain and expand the company…
Skills: Sales Management, Retail Loan Products, Cross Selling, Client Relationship Management, Team Leadership
Palakollu, Andhra Pradesh, India · On-site
Achieving business targets as laid down by acquiring new client relationships and maintaining them. Graduate in any discipline • Identify target areas for prospective business • Pre-screen customer segments as per the or…
Skills: Client Acquisition, Relationship Management, Cross-selling, Sales Promotion, Vendor Empanelment
Walwa, Maharashtra, India · On-site
Core Responsibilities: Sales Process Management o Aggressively drive the sales numbers and achieve the business targets for home loans and through cross selling while continuing to enhance and upgrade the client relation…
Skills: Sales Process Management, Relationship Management, Home Loans, Loan Against Property, Cross Selling
Gurgaon, Haryana, India · On-site
10367 Achieving business targets as laid down by acquiring new client relationships and maintaining them. Graduate in any discipline • Identify target areas for prospective business • Pre-screen customer segments as per …
Skills: Business Development, Client Relationship Management, Cross-selling, Sales Promotion, Vendor Management
Nashik Taluka, Maharashtra, India · On-site
Achieving business targets as laid down by acquiring new client relationships and maintaining them. Graduate in any discipline • Identify target areas for prospective business • Pre-screen customer segments as per the or…
Skills: Business Development, Client Relationship Management, Sales Promotion, Cross-selling, Vendor Management
West Delhi, Delhi, India · On-site
Perform the following under the guidance/direction of Supervisor/Manager • With help of Supervisor/ Manager, Identify the customers for protentional Business • Collect the documents from Customers and validate as per the…
Skills: Customer Identification, Document Validation, Loan Disbursement, Cross-selling, Vendor Management
Guwahati, Assam, India · On-site
Client Identification & Sourcing: Ability to identify prospects in your location, evaluate the creditworthiness and create a relationship with customer Strong relationship with partners/ Cas/ DSAs in your location who …
Skills: Client Sourcing, Credit Analysis, Relationship Management, Deal Structuring, Financial Analysis
Hyderabad, Telangana, India · On-site
To underwrite and manage the portfolio in assigned Region. 1. Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher autho…
Skills: Credit Underwriting, Portfolio Management, Risk Assessment, KYC Verification, Financial Analysis
Kolkata, West Bengal, India · On-site
Client Identification & Sourcing: Ability to identify prospects in your location, evaluate the creditworthiness and create a relationship with customer Strong relationship with partners/ Cas/ DSAs in your location who …
Skills: Client Sourcing, Credit Analysis, Relationship Management, Deal Structuring, Financial Analysis
Thane, Maharashtra, India · On-site
1 Customer Service Management: • Be responsible for Customer’s Service requirements on an ongoing basis and ensure that each customer gets best in class Customer Experience. 2 Financial Management: • Initiate and Manage …
Skills: Customer Service Management, Financial Analysis, Account Reconciliation, Invoicing, Collections
Yelahanka taluku, Karnataka, India · On-site
o Aggressively drive the sales numbers and achieve the business targets for Retail loan products and through cross selling while continuing to enhance and upgrade the client relationships. o Retain and expand the company…
Skills: Sales Management, Retail Loan Products, Cross Selling, Client Relationship Management, Team Leadership
Patna, Bihar, India · On-site
o Handle collections for the assigned area and achieve collection targets on various parameters like resolution, flows, credit cost and roll rates (depending on the bucket) o Ensure that the NPA's are kept within assigne…
Skills: Debt Collection, NPA Management, SARFESI Act, Asset Verification, Delinquency Tracking
Hyderabad, Telangana, India · On-site
Perform the following under the guidance/direction of Supervisor/Manager • With help of Supervisor/ Manager, Identify the customers for protentional Business • Collect the documents from Customers and validate as per the…
Skills: Customer Service, Loan Processing, Document Validation, Cross-selling, Vendor Management
Central Delhi, Delhi, India · On-site
10367 Achieving business targets as laid down by acquiring new client relationships and maintaining them. Graduate in any discipline • Identify target areas for prospective business • Pre-screen customer segments as per …
Skills: Client Acquisition, Relationship Management, Cross-selling, Sales Promotion, Vendor Empanelment
Bangalore, Karnataka, India · On-site
Perform the following under the guidance/direction of Supervisor/Manager • With help of Supervisor/ Manager, Identify the customers for protentional Business • Collect the documents from Customers and validate as per the…
Skills: Customer Acquisition, Document Validation, Loan Disbursement, Cross-selling, Vendor Management
Hyderabad, Telangana, India • On-site
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Underwrite and manage a portfolio of micro business loans by assessing complex applications and conducting customer due diligence. Ensure adherence to credit policies, manage delinquency MIS, and collaborate with sales teams to maintain quick turnaround times.
Candidates must hold a graduate or postgraduate degree in any discipline. The role requires expertise in calculating income-to-obligation ratios and performing in-depth financial risk reviews.
10339
To underwrite and manage the portfolio in assigned branch/location
Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.
2. Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes.
3. Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits.
4. Assess income to obligation ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance during the loan tenure.
5. Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same.
6. Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties
7. Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems
8. Exceed service quality standards and strive for continuous process improvement
9. Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal.
10. Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal.
11. Enable quick turnaround time of credit lending proposals for the business in close liaison with the sales team.
12. Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable.
13. Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre-sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies
14. Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team.
Post Graduate/ Graduate in any discipline
Tata Capital Limited, a holistic financial services provider, caters to the diverse needs of retail, housing, SME, and corporate customers with a pan-India network of 1500+ branches. Its range of offerings includes Consumer Finance, Housing Finance, Commercial Finance, Cleantech Finance, Microfinance, Debt Syndication, Private Equity, and Credit Cards.
Offices: Ganpatrao Kadam Marg, Mumbai, Maharashtra 400013, IN
Tata Capital Limited, a holistic financial services provider, caters to the diverse needs of retail, housing, SME, and corporate customers with a pan-India network of 1500+ branches. Its range of offerings includes Consumer Finance, Housing Finance, Commercial Finance, Cleantech Finance, Microfinance, Debt Syndication, Private Equity, and Credit Cards.
Offices: Ganpatrao Kadam Marg, Mumbai, Maharashtra 400013, IN
