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Full-time
Posted 9d ago
~40 hrs/week
Responsibilities
Lead the end-to-end design, architecture, and execution of RuPay International issuing and acceptance stacks in global markets. Collaborate with internal teams and external partners to ensure seamless integration, regulatory compliance, and operational efficiency.
Requirements
Requires 7-10 years of experience in the BFSI or payments domain with deep expertise in card issuing and cross-border payment flows. Candidates must possess strong technical skills in API-based architectures and proven ability to manage complex cross-functional projects.
Full job description
Role Overview
We are looking for a dynamic Solutions professional with strong experience in Card Issing and Cross-Border Payment ecosystems to drive the global expansion of RuPay International. This role will focus on deploying end-to-end issuing and acceptance stacks in international markets. The ideal candidate will own the end-to-end solutioning, design, and execution lifecycle, working closely with global partners, issuers, processors, and internal teams to deliver scalable payment solutions.
Key Responsibilities
Solutioning & Partner Engagement
Lead early-stage discussions with internal stakeholders and international partners (Central banks, processors, networks) to understand requirements.
Drive solution design workshops for RuPay International issuing stack deployments in foreign markets.
Own client interactions for card issuing and acceptance use cases.
End-to-End Solution Ownership
Define solution architecture, scope, timelines, and delivery plans for international deployments.
Ensure seamless integration across issuer processors, schemes, APIs, and settlement systems.
Cross-Border Payments Expertise
Analyze and design payment flows involving:
o Card issuing (authorization, clearing, settlement) o FX conversion and multi-currency handling o Cross-border settlement cycles and reconciliation
Ensure compliance with regulatory frameworks (India + destination market).
Technical Solution Design
Translate business requirements into detailed solution designs and API-based architectures.
Design integrations with issuers, acquirers, payment processors, switches, and global networks.
Provide clear articulation of technical workflows to non-technical stakeholders.
Program Execution & Coordination
Work cross-functionally with product, technology, operations, risk, and compliance teams.
Manage dependencies, risks, and ensure timely go-live in international markets.
Track and monitor implementation metrics:
o Transaction success rates o SLAs and uptime o Settlement & reconciliation accuracy
Growth & Expansion
Identify and enable new outbound corridors and international markets for RuPay acceptance and issuing.
Collaborate with business development and fintech partnership teams to onboard global partners.
Support market entry strategies and localization of payment solutions.
Documentation & Testing
Create comprehensive:
o Solution documents o Process flows o API specifications o Integration playbooks
Develop test cases, test conditions, and test strategy documents for deployments.
Ensure end-to-end UAT readiness and certification for partner integrations.
Skills & Qualifications Experience
7-10 years of experience in BFSI/Payment’s domain, with strong exposure to:
o Card issuing ecosystem (mandatory) o Payment networks, processors, and PSPs
Hands-on experience in international payment deployments or scheme integrations preferred.
Domain Expertise
Deep understanding of:
o Card issuing lifecycle (authorization, clearing, settlement) o Cross-border payment flows and FX mechanics o India outbound payment ecosystem (iUPI, RuPay, remittances)
Working knowledge of:
o iUPI, NEFT, RTGS, SWIFT, ISO 8583/ISO 20022 o Reconciliation and settlement systems Technical & Solutioning Skills
Strong experience in:
o API-based integrations and payment switch connectivity o System analysis and payment flow design
Ability to deep dive into technical integrations and translate into business-ready solutions.
Program & Stakeholder Management
Proven ability to manage:
o Cross-functional teams o Multiple external partners (banks, fintechs, processors)
Strong problem-solving and structured solutioning mindset.
Soft Skills
Excellent communication, presentation, and storytelling skills
Ability to simplify complex payment architectures for diverse stakeholders
Strong ownership and execution focus
Tools & Documentation
Proficiency in:
o PowerPoint (solution presentations) o Excel (tracking, analysis) o Documentation tools (BRD, FRD, API specs)
Good to Have
Experience with RuPay / National payment scheme deployments
Exposure to international card scheme rollouts
Familiarity with AI-driven solutioning or analytics in payments
Driving India’s digital payments innovation with our products like
UPI, Rupay, BHIM, etc to keep you Always Forward.
Industry
Financial Services
Company size
1,001-5,000 employees
Founded
2005
Headquarters
Mumbai, Maharashtra
LinkedIn followers
465,808
NPCI is an umbrella organisation for all retail payment systems in India. It was set up with the support & guidance from Reserve Bank of India (RBI) & Indian Banks Association (IBA). A registered company under Section 8 of the Companies Act, 2013. Watch the NPCI Corporate AV - https://youtu.be/RGl9YQ6CB20
Products & Services
Unified Payments Interface
Unique payment solution which empowers a recipient to initiate the payment request from a smartphone. It facilitates 'virtual payment address' as a payment identifier for sending & collecting money & works on single click 2 factor authentication.
Immediate Payment Service
A 24X7, real time, cost effective, independent channel, retail payment service, introduced by NPCI, empowering customers to transfer money instantly with banks & RBI authorised PPIs across India.
RuPay
Robust card scheme designed to offer payment products with superior features & processes specifically designed to cater to diverse consumer needs.
*99#
USSD based mobile banking platform that makes banking services accessible to all the bank account holders on their mobile phones.
National Automated Clearing House
Centralised payment system developed with an aim to consolidate multiple ECS systems running across the country & provide a framework for the removal of local barriers/inhibitors.
Aadhaar Enabled Payment System
Bank led model which allows online financial inclusion transactions at micro-ATMs through the business correspondent of any bank using the Aadhaar authentication.
e-KYC
Electronic way of conducting authentic & real time KYC of a customer using Aadhaar authentication.
Cheque Truncation System
Electronic image of the cheque is transmitted to the drawee bank by the clearing house, along with relevant information.
National Financial Switch
Facilitates routing of ATM transactions through inter-connectivity between its member institutions thereby enabling the citizens of the country to utilise any ATM of a connected entity.
Offices: The Capital, B Wing, 10th Floor,, Bandra Kurla Complex,, Mumbai, Maharashtra 400051, IN · Unit nos. 201, 301 & 302, 2nd & 3rd Floor,, Raheja Titanium, Western Express Highway,, Goregaon(E), Mumbai,, Maharashtra 400063, IN · 8th Level, VBC Solitaire,, 47 & 49 Bazullah Road, T. Nagar,, Chennai, Tamil Nadu 600 017, IN · 2nd Floor, Gulab Bhawan 6,, Bhadurshah Zafar Marg, ITO, New Delhi, New Delhi 110 002, IN
Driving India’s digital payments innovation with our products like
UPI, Rupay, BHIM, etc to keep you Always Forward.
Industry
Financial Services
Company size
1,001-5,000 employees
Founded
2005
Headquarters
Mumbai, Maharashtra
LinkedIn followers
465,808
NPCI is an umbrella organisation for all retail payment systems in India. It was set up with the support & guidance from Reserve Bank of India (RBI) & Indian Banks Association (IBA). A registered company under Section 8 of the Companies Act, 2013. Watch the NPCI Corporate AV - https://youtu.be/RGl9YQ6CB20
Products & Services
Unified Payments Interface
Unique payment solution which empowers a recipient to initiate the payment request from a smartphone. It facilitates 'virtual payment address' as a payment identifier for sending & collecting money & works on single click 2 factor authentication.
Immediate Payment Service
A 24X7, real time, cost effective, independent channel, retail payment service, introduced by NPCI, empowering customers to transfer money instantly with banks & RBI authorised PPIs across India.
RuPay
Robust card scheme designed to offer payment products with superior features & processes specifically designed to cater to diverse consumer needs.
*99#
USSD based mobile banking platform that makes banking services accessible to all the bank account holders on their mobile phones.
National Automated Clearing House
Centralised payment system developed with an aim to consolidate multiple ECS systems running across the country & provide a framework for the removal of local barriers/inhibitors.
Aadhaar Enabled Payment System
Bank led model which allows online financial inclusion transactions at micro-ATMs through the business correspondent of any bank using the Aadhaar authentication.
e-KYC
Electronic way of conducting authentic & real time KYC of a customer using Aadhaar authentication.
Cheque Truncation System
Electronic image of the cheque is transmitted to the drawee bank by the clearing house, along with relevant information.
National Financial Switch
Facilitates routing of ATM transactions through inter-connectivity between its member institutions thereby enabling the citizens of the country to utilise any ATM of a connected entity.
Offices: The Capital, B Wing, 10th Floor,, Bandra Kurla Complex,, Mumbai, Maharashtra 400051, IN · Unit nos. 201, 301 & 302, 2nd & 3rd Floor,, Raheja Titanium, Western Express Highway,, Goregaon(E), Mumbai,, Maharashtra 400063, IN · 8th Level, VBC Solitaire,, 47 & 49 Bazullah Road, T. Nagar,, Chennai, Tamil Nadu 600 017, IN · 2nd Floor, Gulab Bhawan 6,, Bhadurshah Zafar Marg, ITO, New Delhi, New Delhi 110 002, IN