Bucharest, Romania · Hybrid
Mission Are you ready to take on a dynamic and high-impact role in Business Banking? We’re looking for a Business Banking Lending Expert to join our front-office team and help drive the execution of sizeable lending tran…
Skills: Lending, Business banking, Credit risk, Financial analysis, Financing structuring
Amsterdam, North Holland, Netherlands · Hybrid
About our Team Our COO (Operations) Human Resources team enables our COO domain to deliver on its people and business strategy. To do so, our COO HR team has HR priorities in line with the HR People Vision – to empower o…
Skills: Human Resources, Project management, Data analysis, Reporting, Communication
Amsterdam, North Holland, Netherlands · Hybrid
This role would be ideal for someone who just finished her/his master’s degree and wants to become familiar with/get an introduction to the banking environment and how ING Financial Risk manages its policies to stay comp…
Skills: Financial risk management, Regulatory compliance, Banking regulations, Policy writing, Stakeholder management
Amsterdam, North Holland, Netherlands · Hybrid
The Opportunity As a Marketing Research & Insights Intern you will support the Global Media, Analytics, and Insights team in recommending, planning and executing market research that deepens our understanding of consumer…
Skills: Market research, Data analysis, Consumer insights, Questionnaire design, Statistics
Bucharest, Romania · On-site
Discover ING Hubs Romania ING Hubs Romania offers 130 services in software development, data management, non-financial risk & compliance, audit, and retail operations to 24 ING units worldwide, with the help of over 2000…
Skills: Business Lending, Customer Service, Administrative Support, Data Processing, Contract Management
Brussels, Brussels-Capital, Belgium · On-site
Your role & work environment At ING Belgium, we're committed to creating efficient, sustainable, and high-quality workplaces that support our employees and business objectives. As a Supplier Analyst Hard Services, you wi…
Skills: Contract management, Supplier management, Facility management, Hard services, Data analysis
Amsterdam, North Holland, Netherlands · Hybrid
At ING, we are building the future of lending by creating one consistent global way of working. We’re looking for an experienced and forward-thinking Product Manager to join the Loan Booking, Distribution and Servicing p…
Skills: Product management, Process ownership, Lending products, Target operating models, Stakeholder management
Brussels, Brussels-Capital, Belgium · On-site
Your role & work environment At ING Belgium, we're committed to creating inspiring, efficient, and sustainable workplaces that support our employees and business objectives. As a Supplier Leader Real Estate & Space Manag…
Skills: Real estate management, Facility management, Supplier management, Stakeholder management, Portfolio strategy
Milan, Lombardy, Italy · Hybrid
$48k/yr
Activities: The Strategic Partnership Expert is responsible for the partnership ecosystem definition, set-up and management for the Business Banking target. He/she will have to scout the market for new opportunities, ass…
Skills: Strategic partnerships, Business banking, Market scouting, Stakeholder management, Negotiation
Bucharest, Romania · On-site
Discover ING Hubs Romania ING Hubs Romania offers 130 services in software development, data management, non-financial risk & compliance, audit, and retail operations to 24 ING units worldwide, with the help of over 2000…
Skills: Dutch, English, Banking operations, Customer service, Operational documentation
Amsterdam, North Holland, Netherlands · Hybrid
Will you use your talents to help influence the strategic direction of ING? As a Strategic Analyst in the Strategy & Reporting Team of Private Individuals NL, you will have a unique opportunity to accelerate your career …
Skills: Strategic analysis, Data-driven insights, Reporting, Stakeholder management, Communication
Manila, Metro Manila, Philippines · On-site
ESG Expert Help shape a more sustainable future Are you passionate about driving meaningful environmental and social impact? At ING Hubs Philippines, we're looking for an experienced ESG Expert who can turn strategy into…
Skills: ESG Reporting, Stakeholder Management, Project Management, Budget Management, Carbon Reduction
Warszawa, Pomeranian Voivodeship, Poland · On-site
$13k–$28k/mo
ING Hubs Poland is hiring! The expected salary for this position: 13000 - 28000 PLN The financial ranges specified in the announcement are adjusted and may differ from the range specified in the remuneration regulations.…
Skills: GCP, Cloud Run, Vertex AI, GKE, BigQuery
Amsterdam, North Holland, Netherlands · Hybrid
Your job As an FX/MM Operations Specialist, you are responsible for delivering accurate, timely, and client-focused operational support across the Financial Markets trade life cycle. You proactively identify potential is…
Skills: FX operations, Money market operations, Trade life cycle management, Payment processing, Exception handling
Manila, Metro Manila, Philippines · On-site
Instructional Design Specialist Shape the Future of Learning at ING At ING Hubs Philippines, we are looking for an Instructional Design Specialist who is passionate about creating engaging learning experiences and suppor…
Skills: Instructional Design, E-learning, Content Development, Quality Assurance, Translation Coordination
Warszawa, Pomeranian Voivodeship, Poland · Hybrid
Forma zatrudnienia: umowa o pracę Lokalizacja: Warszawa, ul. Puławska 2 (3 dni w biurze tygodniowo) O stanowisku: Do naszego zespołu poszukujemy osoby, która połączy kompetencje analityczne z procesowym spojrzeniem na bi…
Skills: Business process analysis, Credit process support, Data analysis, Excel, PowerBI
Warszawa, Pomeranian Voivodeship, Poland · Hybrid
Forma zatrudnienia: umowa o pracę Lokalizacja: Warszawa ul. Puławska 2, praca hybrydowa (min. 2 dni pracujemy w biurze) O roli: To rola w Banku, tworzona z myślą o strategicznym zarządzaniu relacjami nadzorczymi i regula…
Skills: Regulatory compliance, Financial sector expertise, Stakeholder management, Risk management, Reporting
Katowice, Silesian Voivodeship, Poland · Hybrid
Forma zatrudnienia: umowa zlecenie na 6 miesięcy Lokalizacja: Katowice, ul. Chorzowska 50 (praca hybrydowa - 2 dni pracy z biura, 3 dni pracy zdalnej) O programie: Płatny Program Staż z Lwem jest skierowany do osób studi…
Skills: Python, MS Office, Excel, Data analysis, Reporting
Częstochowa, Silesian Voivodeship, Poland · Hybrid
Forma zatrudnienia: umowa o pracę Lokalizacja: Częstochowa, ul. Dekabrystów 41 (pracujemy stacjonarnie z możliwym jednym dniem pracy zdalnej) Spółka: ING Leasing O zespole W zespole Biura Leasingu w ING Leasing nie ma mi…
Skills: Leasing product knowledge, Financial analysis, Credit risk assessment, Business relationship management, Corporate client relations
Brussels, Brussels-Capital, Belgium · On-site
Your role & work environment At ING Belgium, we're committed to creating inspiring, efficient, and sustainable workplaces that support our employees and business objectives. As a Supplier Leader Real Estate & Space Manag…
Skills: Real Estate Portfolio Management, Space & Occupancy Management, Supplier Management, Facility Management, Negotiation
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The Lending Expert will manage complex financing transactions by preparing credit proposals, analyzing risks, and collaborating with internal stakeholders. They will also act as a front-office mandate holder to make credit decisions and ensure compliance with bank policies.
Candidates must have significant experience in a transactional lending environment with expertise in corporate, syndicated, and project finance. A Master's degree in finance, economics, accounting, or management is required, along with strong analytical and communication skills.
Mission
Are you ready to take on a dynamic and high-impact role in Business Banking? We’re looking for a Business Banking Lending Expert to join our front-office team and help drive the execution of sizeable lending transactions. This role offers the opportunity to work closely with Relationship Managers, Credit Risk, Legal, and external stakeholders to shape complex financing solutions.
About the team
The Business Banking Lending team is a group of experienced professionals dedicated to supporting entrepreneurs and mid-sized companies (turnover up to EUR 150 million) with tailored financing solutions. We work at the heart of complex lending transactions, partnering closely with Relationship Managers, Risk Management, Legal and others to deliver sustainable growth for our clients. Our team combines strong expertise, collaboration, and ownership, creating an environment where people are encouraged to challenge constructively, learn continuously, and make a meaningful impact. If you enjoy analytical work, client-focused problem solving, and being part of a supportive team that values both excellence and autonomy, this is an opportunity to thrive and make a meaningful impact.
Your day to day
Ensuring a consistent high level of service, quality output and policy compliance across all lending activities
Preparing credit proposals for larger exposures and/or complex credit structures. You will focus on substantiating the transaction rationale, analysing business, structure and financial risks and mitigants, and actively supporting the file during discussions with Risk Management to ensure alignment with internal policies and credit appetite
Reviewing and guiding financial models and sensitivity analysis to support transaction structuring and risk assessment
Reviewing Deal Presentations, presenting and discussing with Risk Management, including the analysis of different transaction structures and providing recommendations
Negotiating and reviewing (indicative) term sheets and legal documentation to ensure these reflect the credit approval conditions
Monitoring and reviewing the assigned lending portfolio, ensuring timely updates and proactive risk management
Reviewing risk ratings (where applicable), and interfacing with Risk Management
Attending meetings and calls with clients including on transaction-related due diligence discussions
Acting as front-office mandate holder, making credit decisions in case of certain lending exposures, representing the bank in internal approval processes and ensuring alignment with relevant credit risk policies.
Acting as front-office mandate holder in case of certain lending exposures, representing the bank in internal approval processes and ensuring alignment with relevant credit risk policies.
What you bring to the team
Previous experience as a senior in lending & in a transactional environment
Proven expertise in corporate, syndicated, project, acquisition and object finance; experience with real estate and municipal lending is a plus
Strong skills in financing structuring, financial analysis, and understanding of corporate lending, financial markets, and trade finance services
Excellent analytical skills and a strong focus on quality; detail-oriented and accurate
Entrepreneurial mindset with initiative, motivation, and team spirit. Ability to lead transactions & projects end-to-end.
Comfortable working in a fast-paced, deadline-driven environment
Strong work ethic, positive attitude
Master’s degree in finance/economics/accounting/management (or similar)
Fluent in English (spoken and written).
What we offer
Impactful work in a fun and collaborative environment
Open-concept offices designed for both team work and relaxation
Corporate events and social gatherings
Hybrid way of working with flexible working schedule and short week options
Monthly budget on Benefit platform
Extra annual leave days depending on the total length of working experience
Growth opportunities through upskilling/ reskilling programs and a variety of learning and development platforms: ING Learning Centre, Udemy, Bookster, as well as through trainings and certifications
Possibility to access Internal roles, International Short-Term Assignments or Long-Term Assignments
Context to make an impact through Sustainability and Corporate Social Responsibility projects.
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Apply only via official ING platforms. ING uses Workday as its recruitment system.
Verify the sender’s email — it should only come from @ing.com or @myworkday.com.
Know that ING will never request payments or banking details during the recruitment process.
How to Apply
Click “Apply” on our careers site and submit your application through Workday. We’re excited to meet you!
Discover ING Bank Romania
ING believes in a world where everyone has the right to grow and progress in their own way. We express this in our global tagline, “do your thing”. Perhaps more than in any other large company, we extend our belief in the power of autonomy to our own people. But there’s a catch. In return for great freedom, we expect people to do great things for our customers, our stakeholders, and ING at large.
To work here is to be surrounded by people who are energetic, ambitious, friendly and respectful: talented specialists who take the responsibility and autonomy to make great things happen. We stay curious, thrive on change, and seek new and better ways to make it happen. Active in Romania for more than 30 years, ING Bank pioneered and challenged the local banking industry. Technology and innovation are at the core of what we do, making our products relevant for our customers’ lives and businesses.
ING Bank Romania is the only bank with an organic growth within the top 10 local banks by assets, without acquisitions of client portfolios or other banks. ING Bank Romania is an universal bank with more than 2 million customers from three business segments: individuals (retail), SME and Mid-Corporate companies and Wholesale Banking.
Join us!
do your thing
ING is a pioneer in digital banking and on the forefront as one of the most innovative banks in the world. As ING, we have a clear purpose that represents our conviction of people’s potential. We don’t judge, coach, or tell people how to live their lives. However big or small, modest or grand, we empower people and businesses to realise their vision for a better future. We made the promise to make banking frictionless, removing barriers to progress, and make people confident in their financial decisions. As a global bank we have a huge opportunity – and responsibility – to make an impact for the better. We can play a role by financing change, sharing knowledge, and innovating. Being sustainable is in all the choices we make—as a lender, as a partner and through the services we offer our customers
Offices: Bijlmerdreef 106, Amsterdam, North Holland 1102 CT, NL
do your thing
ING is a pioneer in digital banking and on the forefront as one of the most innovative banks in the world. As ING, we have a clear purpose that represents our conviction of people’s potential. We don’t judge, coach, or tell people how to live their lives. However big or small, modest or grand, we empower people and businesses to realise their vision for a better future. We made the promise to make banking frictionless, removing barriers to progress, and make people confident in their financial decisions. As a global bank we have a huge opportunity – and responsibility – to make an impact for the better. We can play a role by financing change, sharing knowledge, and innovating. Being sustainable is in all the choices we make—as a lender, as a partner and through the services we offer our customers
Offices: Bijlmerdreef 106, Amsterdam, North Holland 1102 CT, NL
