Gurugram, Haryana, India · Hybrid
This position is within Citi’s USPB In-Business Unsecured Lending Risk. This role will develop, implement and monitor credit policy strategies and capabilities for new account originations across the Unsecured lending po…
Skills: Analytical Thinking, Credible Challenge, Governance, Policy, Procedure, and Regulation, Portfolio Analysis
Pune, Maharashtra, India · Hybrid
The Apps Support Sr Analyst is a seasoned professional role. Applies in-depth disciplinary knowledge, contributing to the development of new techniques and the improvement of processes and work-flow for the area or funct…
Skills: Application Support, Technical Documentation, Risk Assessment, Problem Management, Incident Escalation
Hayward, California, United States · On-site
$24/hr–$31/hr
The Universal Banker is an entry level position responsible for the assistance in the execution of sales, products or service activities in coordination with the customer service team. The overall objective of this role …
Skills: Retail Banking, Customer Service, Sales, Account Opening, Financial Transactions
San Francisco, California, United States · Hybrid
$99k–$148k/yr
This is a seasoned professional role responsible for applying in-depth disciplinary knowledge to improve processes and workflows within the Banking, Credit and Investments platform. They ensure a seamless and differentia…
Skills: Analytical skills, Interpersonal skills, Relationship management, Attention to detail, Verbal communication
Irving, Texas, United States · Hybrid
$205k–$215k/yr
Citibank, N.A. seeks a Product Developer for its Irving, Texas location. Duties: Lead strategic and tactical credit data initiatives for Wholesale Lending, working closely with business lines, technology and functional a…
Skills: Credit Data Initiatives, Product Planning, Lifecycle Management, Institutional Lending, Credit Workflows
New York, New York, United States · On-site
$107k–$161k/yr
The Branch Manager SAFE Act is a senior management professional responsible for providing full leadership and direction to a team of employees, grow sales and client base in coordination with the consumer sales team . Th…
Skills: Sales Management, Team Leadership, Relationship Management, Credit Strategies, Performance Coaching
Pune, Maharashtra, India · Hybrid
Overview Citi is a world-leading global bank. We have approximately 200 million customer accounts and a presence in more than 160 countries and jurisdictions worldwide. We provide consumers, corporations, governments, an…
Skills: Java, Kafka, SQL, Git, QA
New York, New York, United States · On-site
$250k–$275k/yr
The Banker is a senior level position responsible for assisting clients in raising funds in the capital markets, as well as in providing strategic advisory services for mergers, acquisitions and other types of financial …
Skills: Capital Markets, Strategic Advisory, Mergers & Acquisitions, Fund Raising, Due Diligence
Dublin, Leinster, Ireland · Hybrid
$93k–$140k/yr
Are you looking for a career move that will put you at the heart of a global financial institution? Shape your career with Citi in Dublin. By joining Citi, you will become part of a global organisation whose mission is t…
Skills: Java, Apache Kafka, Docker, Kubernetes, Event-Driven Architecture
Gurgaon, Haryana, India · Hybrid
This role requires a good knowledge of the range of processes, procedures and systems to be used in carrying out assigned tasks and a basic understanding of the underlying concepts and principles upon which the job is ba…
Skills: Analytical Thinking, Credible Challenge, Data Analysis, Governance, Policy, Procedure, and Regulation
Belfast, Northern Ireland, United Kingdom · Hybrid
The Applications Development Senior Programmer Analyst is an intermediate level position responsible for participation in the establishment and implementation of new or revised application systems and programs in coordin…
Skills: Ab Initio, ETL, Unix/Linux, Oracle, MySQL
Getzville, New York, United States · Hybrid
$55k–$68k/yr
Team/ Role Overview Join Citi’s Markets Operations team and start your professional journey at the heart of global financial markets. This is your opportunity to step directly into a critical role where you’ll gain hands…
Skills: Communication, Teamwork, Attention To Detail, Analytical Skills, Problem Solving
New York, New York, United States · On-site
$107k–$161k/yr
The Branch Manager SAFE Act is a senior management professional responsible for providing full leadership and direction to a team of employees, grow sales and client base in coordination with the consumer sales team . Th…
Skills: Sales Management, Banking, Financial Industry, Coaching, Performance Development
India · On-site
Become a change agent in Citi’s engine house Operations is the engine house of Citi, providing seamless process execution and leveraging automated solutions. We make global transactions, payments, and trades flow smoothl…
Skills: Analytical Skills, Leadership, Continuous Improvement, Risk Management, Collaboration
Budapest, Central Hungary, Hungary · Hybrid
$8203k–$12776k/yr
The Credit Analyst is a developing professional role. Deals with most problems independently and has some latitude to solve complex problems. Integrates in-depth specialty area knowledge with a solid understanding of ind…
Skills: Analytical Thinking, Credible Challenge, Financial Analysis, Governance, Policy
O’Fallon, Missouri, United States · On-site
$45k–$59k/yr
The Loan Processor performs moderately complex and varied assignments. Most of the impact is related to quality of execution. Works with limited supervision. May service an expansive array of products/services. Demonstra…
Skills: Loan Processing, Spanish Fluency, Finance, Pipeline Management, Data Integrity
Goregaon, Maharashtra, India · Hybrid
The Underwriter role is responsible for underwriting, closing and securitizing loans in coordination with the investment banking team. The overall objective is to finance new construction and the preservation of affordab…
Skills: Analytical Thinking, Credible Challenge, Financial Analysis, Governance, Policy
Mississauga, Ontario, Canada · Hybrid
$121k–$171k/yr
The Regulatory Reporting Change Management Lead will support the execution of Non-Financial Regulatory Reporting project portfolio. This role will be responsible for supporting the planning, and execution of change manag…
Skills: Business Acumen, Change Management, Constructive Debate, Data Analysis, Financial Acumen
Ciudad de México, Mexico · Hybrid
El Reclutador Sénior es un puesto de nivel intermedio responsable de la estrategia integral y la ejecución e implementación del proceso de reclutamiento en coordinación con el equipo de Recursos Humanos. El objetivo gene…
Skills: Talent Acquisition, University Relations, Project Coordination, Stakeholder Management, Employer Branding
Warsaw, Masovian Voivodeship, Poland · Hybrid
$58k–$72k/yr
Twoje zadania: Wsparcie w przygotowaniu i aktualizacji analizy kredytowejPozyskiwanie informacji rynkowych na temat sytuacji dłużnikówWspółpraca z przydzielonymi klientami w celu pozyskania informacji niezbędnych do obsł…
Skills: Credit Analysis, Market Research, MS Office, Analytical Skills, English Proficiency
Sign up with Clera and we'll reach out the moment a role actually fits you — no more spraying applications into the void.
Develop and monitor credit policy strategies for US credit card unsecured lending portfolios to ensure alignment with risk appetite and regulatory expectations. Perform quantitative analyses to optimize acquisition policies and partner with modeling teams to implement machine learning tools.
Requires a bachelor's degree in a quantitative field and over 7 years of experience in credit strategy or scoring models. Proficiency in SAS, SQL, and advanced Excel is essential for performing complex risk analytics.
This position is within Citi’s USPB In-Business Unsecured Lending Risk. This role will develop, implement and monitor credit policy strategies and capabilities for new account originations across the Unsecured lending portfolios for US credit cards. You will be responsible for ensuring that credit strategies are analytically sound, compliant with regulatory expectations, and aligned with bank’s risk appetite and growth objectives.
In this role, you will
Support design, development & optimization of the acquisition credit policies for a $150B+ portfolio that generates 15MM new accounts annually
Support tactical and strategic Risk Analytics projects for U.S. Consumer Cards
Perform quantitative analyses to assess risk-adjusted return, risk segmentation, and tradeoffs in acquisition policy changes
Prepare proposals and review with the stakeholders within Risk, document the effective challenge and incorporate inputs in revising the proposals
Partner with modeling team on new tools, machine learning and alternate data
Develop a testing framework to deploy learnings faster using repeatable playbooks and monitoring routines
Apply innovative analytical techniques to customer and transaction data to build risk mitigation strategies and processes
Apply subject matter expertise to the prioritization and planning of projects in conjunction with risk management policies and strategies.
Track and report on initiatives, performance results, emerging trends and opportunities to senior management
Ensure adherence to internal and external regulatory expectations
Ensuring strategies are executed in a strong control environment
Must have capability to clearly develop and communicate analysis
A good understanding of credit life cycle
Must have hands on expertise in developing and managing segmentations
Presentations to both technical and non-technical personnel are required to be made frequently as part of the job
Ability to work efficiently in a matrix environment balancing between both business and functional interactions and priorities.
7+ years of relevant experience
Experienced in developing, implementing, and monitoring credit strategies or scoring models across authorizations, underwriting, existing customer management and collections
Programming skills in advanced SAS, SQL, Knowledge Studio, SAS E-miner in mainframe, UNIX and PC environments.
Highly proficient in Excel/pivot tables and PowerPoint.
Exposure to project/process management
Strong communication and presentation skills targeting a variety of audiences
Flexibility in approach and thought process Strong influencing and facilitation skills.
Bachelor’s/University degree in statistics, mathematics, economics, or equivalent experience. Master’s/PhD degree is a plus
------------------------------------------------------
------------------------------------------------------
------------------------------------------------------
------------------------------------------------------
------------------------------------------------------
------------------------------------------------------
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi’s EEO Policy Statement and the Know Your Rights poster.
Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients. We have over 200 years of experience helping our clients meet the world's toughest challenges and embrace its greatest opportunities. We are Citi, the global bank – an institution connecting millions of people across hundreds of countries and cities. For information on Citi’s commitment to privacy, visit on.citi/privacy.
Offices: 388 Greenwich Street, New York, New York 10013, US · Locations in over 100 countries, http://www.citigroup.com/citi/global/index.htm, 10022, US · 5900 Hurontario St, Mississauga, ON L5R 0B8, CA · 165 Jalan Ampang, Kuala Lumpur, Federal Territory of Kuala Lumpur 50450, MY · Calle 62C O, Panama City, Panama, PA
Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients. We have over 200 years of experience helping our clients meet the world's toughest challenges and embrace its greatest opportunities. We are Citi, the global bank – an institution connecting millions of people across hundreds of countries and cities. For information on Citi’s commitment to privacy, visit on.citi/privacy.
Offices: 388 Greenwich Street, New York, New York 10013, US · Locations in over 100 countries, http://www.citigroup.com/citi/global/index.htm, 10022, US · 5900 Hurontario St, Mississauga, ON L5R 0B8, CA · 165 Jalan Ampang, Kuala Lumpur, Federal Territory of Kuala Lumpur 50450, MY · Calle 62C O, Panama City, Panama, PA
