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Full-time
bachelor degree, postgraduate degree
Posted 14d ago
~40 hrs/week
Responsibilities
Lead and coordinate a team of credit risk analysts to deliver high-quality credit risk analysis and monitoring for the Brazil Global Networking Banking portfolio. Ensure compliance with internal policies and regulatory expectations while coaching staff and partnering with Banking and Risk organizations.
Requirements
Requires 5-6 years of credit underwriting or risk management experience and demonstrated leadership of associate teams. Candidates must be bilingual in English and Spanish and hold at least a bachelor's degree in Finance, Accounting, or Business.
Full job description
Institutional Credit Management Underwriting (“ICM UW”) mandate is to deliver best-in-class credit risk analysis, monitoring and credit administration as a partner to Banking and Risk organizations, shared commitment to ensuring the safety and soundness of wholesale lending process. ICM UW Team Leads are responsible for leading and coordinating large groups of analysts, ensuring quality assurance and timely delivery, while being the primary responsible for coaching and supervision of the team of Credit Risk Analysts, Credit Risk Senior Analysts and Credit Risk Associates.
Job Description
An ICM UW Team Lead is expected to have an advanced understanding of credit risk, of Citi´s internal policies and procedures and external body of regulations and of being knowledgeable about a wide array of industry fundamentals. They should be able to independently lead thoughtful conversations with Banking and Risk partners. They are strategic professionals who stay abreast of developments within own field and contribute to directional strategy by considering their application in own job and the business. Developed communication and diplomacy skills are required in order to guide, influence and convince others, in particular colleagues in other areas and occasional external customers. Significant impact on the area through complex deliverables.
This specific role has responsibility for the portfolio of Brazil Global Networking Banking (“GNB”) relationships. Reporting to the ICM UW Latam Regulatory Cluster Head their primary mission is to conduct the Local Required Documentation (“LRD”) process.
Key Responsibilities
Accountability for ensuring best in class core credit risk analysis of applicable portfolio ensuring consistency with industry leading practices and conforms to all internal credit procedures/policies, and all related regulatory expectations.
Supporting Banking and Risk organizations in Brazil so as to understand any concerns regarding execution of risk analysis and/or emerging risks which will need to be addressed by the team, and ensuring the tactical execution of these guidelines is reflected on all core deliverables of the team.
Ensure ongoing and timely feedback and coaching of Credit Risk Analysts, Credit Risk Senior Analysts, and Credit Risk Associates to sustain a strong credit culture and an unwavering commitment to excellence in analysis and execution.
Partnership with applicable stakeholders in Banking and Risk in the implementation of credit assessment and monitoring standards for applicable portfolios.
Attract, develop and retain top quality staff including as regards active engagement with regional on-campus recruiting efforts to ensure a robust pipeline of talent.
Support ICM UW team Voice of the Employee (VOE) initiatives
Travel (less than 10%)
Skills/Competencies
Risk & Credit Underwriting:
Satisfactory completion of Credit Training or equivalent.
Ability to evaluate, negotiate, structure and/or monitor extensions of credit.
Knowledge of relevant Citi-level and business-level credit policies and the ability to apply this knowledge to specific situations.
Thorough understanding of the credit and/or portfolio management process.
Knowledge of the relevant customer, industry and product range.
Knowledge of documentation and reporting requirements directly affected by execution of their credit responsibilities.
Integrity, honesty, sound judgment, common sense, and attention to detail.
Ability to communicate clearly, to think and act independently, and to know when to ask for guidance from more experienced officers or specialists in the credit process.
Leadership:
Assists colleagues in identifying opportunities to elevate individual and team performance and recognizes individuals based on performance.
Coach, mentor and lead direct reports to develop team strengths and improve weaknesses.
Strong awareness and adherence to Quality Assurance and Quality Control.
Highly Effective interpersonal skills, with the ability to build relationships and exert influence with and without direct authority with Senior Levels of Management.
Solid organizational skills with ability and willingness to work under pressure and manage time and priorities effectively.
Exceptional written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority.
Technical:
Advanced MS Office (Word, Excel, and PowerPoint) and AI skills.
Exceptional experience with internal Templates and with Financial Modeling.
Qualifications
5–6 years of credit underwriting or credit authority experience within a financial institution, with a background in risk management.
Demonstrated experience managing or leading a team of associates, with the ability to guide performance, develop talent, and foster collaboration across a group.
Fluency in both English and Spanish (bilingual proficiency is required); applications and resumes must be submitted in English.
BA/BSc in Finance or Accounting or higher degree in Business (MBA), or any other related subject.
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients. We have over 200 years of experience helping our clients meet the world's toughest challenges and embrace its greatest opportunities. We are Citi, the global bank – an institution connecting millions of people across hundreds of countries and cities.
For information on Citi’s commitment to privacy, visit on.citi/privacy.
Offices: 388 Greenwich Street, New York, New York 10013, US · Locations in over 100 countries, http://www.citigroup.com/citi/global/index.htm, 10022, US · 5900 Hurontario St, Mississauga, ON L5R 0B8, CA · 165 Jalan Ampang, Kuala Lumpur, Federal Territory of Kuala Lumpur 50450, MY · Calle 62C O, Panama City, Panama, PA
BankingCommercial BankingInvestment BankingWealth ManagementCredit CardsCapital MarketsEquity and Fixed Income ResearchConsumer LendingCash Managementand Transaction Services
Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients. We have over 200 years of experience helping our clients meet the world's toughest challenges and embrace its greatest opportunities. We are Citi, the global bank – an institution connecting millions of people across hundreds of countries and cities.
For information on Citi’s commitment to privacy, visit on.citi/privacy.
Offices: 388 Greenwich Street, New York, New York 10013, US · Locations in over 100 countries, http://www.citigroup.com/citi/global/index.htm, 10022, US · 5900 Hurontario St, Mississauga, ON L5R 0B8, CA · 165 Jalan Ampang, Kuala Lumpur, Federal Territory of Kuala Lumpur 50450, MY · Calle 62C O, Panama City, Panama, PA
BankingCommercial BankingInvestment BankingWealth ManagementCredit CardsCapital MarketsEquity and Fixed Income ResearchConsumer LendingCash Managementand Transaction Services