Subang Jaya City Council, Selangor, Malaysia · On-site
Senior
Job Responsibilities Develop and originate new borrowing relationships which involve in-depth understanding of the clients (Know Your Customer) and negotiation on key issues including but not limited to facility structur…
Assistant Vice President, Business Initiatives & Portfolio Optimisation
Kuala Lumpur, Malaysia · On-site
Mid level
Business Strategy Conceptualise, plan and execute business strategies to drive business deposit and business FX fee income growth. Key activities include: Conduct pre-campaign/initiative analysis or opportunity sizing: I…
Skills: Business Strategy, Data Analytics, Portfolio Management, Campaign Management, Customer Segmentation
Service & Operations Executive, Aman Suria Damansara - PJ
Petaling Jaya, Selangor, Malaysia · On-site
Mid level
Responsible for processing and handling day-to-day transactions of the branch as well as ensuring service quality standards in the branch are met in line with the Bank’s strategic objectives. Responsible as relief in abs…
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Full-time
Posted 83d ago
Apply by Aug 22
~40 hrs/week
Responsibilities
Develop and originate new borrowing relationships through in-depth client understanding and negotiation of facility structures and terms. Manage the full credit application process, ensure security documentation perfection, and conduct regular portfolio reviews and stress tests.
Requirements
Requires 6-8 years of experience in commercial banking credit and risk analysis. Candidates must possess strong sales management, communication, and administrative skills along with deep market knowledge.
Full job description
Job Responsibilities
Develop and originate new borrowing relationships which involve in-depth understanding of the clients (Know Your Customer) and negotiation on key issues including but not limited to facility structure, pricing, security arrangement, covenants and terms and conditions.
Prepare and present full set of credit application for approval by the relevant approving authority.
Liaise closely with Group Credit Administration (GCA) and Group Legal to ensure timely issuance of Letter of Offer or Letter of Advice, as the case may be, and perfection of relevant security documentation as per approved terms and conditions for swift facility implementation and drawdown.
Closely follow up on covenants, terms and conditions imposed by approving authority to ensure compliance and closure.
Ensure timely submission of annual review.
Ensure facilities are well utilized and account is well conducted.
Conduct regular channel checks on client’s reputation in the market.
Conduct regular marketing calls on existing clients for purpose of annual reviews, soliciting for credit and transaction banking opportunities, early risk identification, as the case may be.
Conduct quarterly stress test of existing portfolio.
Job Requirement
At least 6-8 years of commercial banking credit and risk analysis experience
Good sales management skills
Strong interpersonal and communication skill
Strong general administrative and managerial expertise
Good customer service skill
Strong understanding of credit and risk analysis processes
Alliance Bank Malaysia Berhad (Company No. 198201008390 (88103-W)) is a dynamic, integrated banking group offering end-to-end banking and financial solutions through its consumer banking, business banking, Islamic banking, and stockbroking businesses, having served the financial community over the past five decades.
The banking group is involved in the provision of financial services through its principal subsidiaries, Alliance Bank Malaysia Berhad (88103-W) and Alliance Islamic Bank Berhad (776882-V). It provides easy access to its broad base of customers throughout the country via multi- delivery channels which include retail branches, Privilege Banking Centres, Islamic Banking Centres, Business Centres, and direct marketing offices located nationwide, as well as mobile and Internet banking.
Alliance Bank and Alliance Islamic Bank are members of PIDM.
For more information on our products and/or services, please visit any of our branches nationwide or e-mail us your enquiries/feedback at [email protected].
Offices: Menara Multi-Purpose, Capital Square, 8 Jalan Munshi Abdullah,, Kuala Lumpur, Kuala Lumpur 50100, MY
Alliance Bank Malaysia Berhad (Company No. 198201008390 (88103-W)) is a dynamic, integrated banking group offering end-to-end banking and financial solutions through its consumer banking, business banking, Islamic banking, and stockbroking businesses, having served the financial community over the past five decades.
The banking group is involved in the provision of financial services through its principal subsidiaries, Alliance Bank Malaysia Berhad (88103-W) and Alliance Islamic Bank Berhad (776882-V). It provides easy access to its broad base of customers throughout the country via multi- delivery channels which include retail branches, Privilege Banking Centres, Islamic Banking Centres, Business Centres, and direct marketing offices located nationwide, as well as mobile and Internet banking.
Alliance Bank and Alliance Islamic Bank are members of PIDM.
For more information on our products and/or services, please visit any of our branches nationwide or e-mail us your enquiries/feedback at [email protected].
Offices: Menara Multi-Purpose, Capital Square, 8 Jalan Munshi Abdullah,, Kuala Lumpur, Kuala Lumpur 50100, MY