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Sign up with Clera and we'll reach out the moment a role actually fits you — no more spraying applications into the void.
Full-time
bachelor degree
Posted 5d ago
Apply by Aug 12
~40 hrs/week
Responsibilities
The Mortgage CRA Loan Originator will focus on promoting mortgage lending to low-to-moderate income borrowers and building relationships with community organizations. The role involves managing the loan process from application through closing while contributing to the bank's CRA strategic plan.
Requirements
Candidates must have a bachelor's degree or equivalent experience and a minimum of 5 years of experience in a regulated financial institution. Current NMLS registration is required, along with strong leadership skills and knowledge of CRA and Fair Lending regulations.
Full job description
Overview
Are you passionate about expanding homeownership opportunities and making a meaningful impact in underserved communities? United Community is seeking a CRA Mortgage Loan Originator whose sole focus will be promoting mortgage lending to Low to Moderate Income (LMI) borrowers and geographies within our bank’s assessment areas. This role is central to our mission of fostering financial inclusion and supporting the communities we serve.
What You’ll Do
Originate CRA-eligible residential mortgage loans in targeted areas.
Build relationships with community organizations, housing agencies, realtors, builders, and other referral sources.
Take mortgage applications, conduct preliminary underwriting, and manage the loan process through closing.
Collaborate with senior leadership and the CRA Development Officer to advance community-focused lending strategies.
Represent the bank in community events and maintain strong relationships with local government and nonprofit organizations.
Contribute to the CRA strategic plan and provide insights and recommendations to the CRA Committee.
Ensure staff awareness and training on CRA and fair lending requirements.
Maintain documentation of CRA outreach and lending activities.
Stay current on industry trends, regulations, and best practices.
Requirements For Success
Bachelor’s degree in a related field or equivalent experience in financial services, lending, or community relations.
Minimum of 5 years of experience in a regulated financial institution, preferably a bank.
Current registration with NMLS
Proven ability to lead cross-functional projects and initiatives.
Preferred Qualifications
Working knowledge of CRA, Fair Lending laws, and related regulations.
Strong leadership and strategic planning skills.
Excellent communication skills, including the ability to engage with executives, regulators, and community stakeholders.
Established network of CRA-related contacts within the bank’s footprint.
Proficiency in Microsoft Office (Excel, PowerPoint, Word, Outlook).
Willingness and ability to travel as needed.
Conditions of Employment
Must be able to pass a criminal background & credit check
This is a full-time, non-remote position
FLSA Status
Non-Exempt
Ready to make a difference? Apply now!
We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state, or local protected class.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Since 1950, United Community has been driven to provide best-in-class service as we work to improve the financial well-being of the people and communities we serve. As a top 100 U.S. financial institution, we offer comprehensive banking, wealth management, and mortgage services, serving clients across the Southeast with more than 200 locations throughout Alabama, Georgia, North Carolina, South Carolina, Tennessee, and Florida.
Our commitment to service has earned us numerous accolades, including ten J.D. Power awards for #1 in customer satisfaction in the Southeast, and consistent recognition from Forbes, including multiple appearances on their lists of World's Best Banks and America's Best Banks. We were also recognized by Newsweek as one of America's Most Trusted Companies and are a multi-year recipient of American Banker's "Best Banks to Work For" award.
We are an Equal Housing Lender and Member FDIC. For a better banking experience, visit your local United Community branch today. For more information about our products and services, please visit ucbi.com.
Offices: 200 E Camperdown Way, Greenville, South Carolina 29601, US · P.O. Box 398, Blairsville, Georgia 30514, US
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