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Full-time
Professional Development, Flexible Working, Inclusive And Diverse Environment
Posted 44d ago
~40 hrs/week
Responsibilities
Manage credit services and operations, ensuring the perfection of security documentation and adherence to pre-disbursal comments. Monitor credit limits, track CARM approval conditions, and ensure compliance with internal and regulatory guidelines.
Requirements
Requires a minimum of 2 years of experience in Credit Administration for Corporate Banking or related fields. Must possess knowledge of Indian regulations, local laws, and Group Credit systems and policies.
Full job description
Some careers open more doors than others.
If you’re looking for a career that will unlock new opportunities, join HSBC and experience the possibilities. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further.
Business Descriptor:
Our COO team delivers strategic execution for Corporate and Institutional Banking (CIB) across the globe. Through transformative data and digital solutions, customer servicing, and non-financial risk expertise, this team is where problems are solved, and careers are made.
CIB COO focuses on these key priorities:
• Protecting the bank, our customers and stakeholders by enhancing our operational resilience, strengthen our control environment, and improve risk management.
• Driving operational excellence and efficiency by optimising our processes and delivering the transition to net zero in our own operations. • Enabling business growth exceptional service by enabling our businesses to focus on our competitive advantage and deliver transformation and digitisation across the bank.
GCOO is a pivotal part of the Group, providing essential operational and technical support to our global businesses and helping improve customer service and efficiency. GCOO combines global expertise and technology to help keep us ahead of the competition.
Global Operations
Within GCOO, Global Operations is a leader in the development of services and processes that are designed around the customer and enable the firm to demonstrate to regulators that its processes and ways of working will deliver consistently high standards of compliance. Every day, customers all over the world are paying bills, buying homes and setting up companies and every day, Global Operations teams are making sure all this happens smoothly.
INM Credit Services
Spread across 7 locations Pan India, INM Credit Operations provides back office support to Business Groups i.e. GBM and CMB customer groups, for effective delivery of credit services and products to their customers. Credit Operations is primarily responsible for processing of Facility Advice Letter, security documentation, asset inspection, security valuation, ROC search, Loan processing, loading of limits on HUB, processing of guarantees (both local and foreign), preparation of Group and regulatory returns, generation of MI and B&D related client management.
We are currently seeking an experienced professional to join the INM Credit Services team.
Principal Responsibilities
Responsibilities include:
Ensure the highest levels of service both internal and external customers, and with an objective of protecting the interests of the bank at all times
Checking of the security documents and recommending changes in HUB limits, etc. based on review / completion of necessary documentation; while ensuring adherence to pre-disbursal comments.
Ensure Security Creation and perfection.
Track CARM approval comments / conditions and following up with the business on due dates.
Monitoring credit limits
Agreed upon SLAs to be met and monitored at regular intervals.
Improve turnaround times and reduce costs and error rates.
Ensure compliance with regulatory and internal guidelines.
Provide need based and time sensitive MIS.
To ensure proper Housekeeping.
Qualifications/Requirements
The job holder must have knowledge and experience of having worked within Credit Services and be able to deal in a complex legal environment and Indian regulations.
Knowledge of all aspects of Commercial Banking with a background in Corporate Banking / Trade Finance / Credit Operations / Administration.
Knowledge of Group Credit systems, policies and procedures.
Knowledge of local laws and regulations.
Good Analytical skills to analyze information received.
Good verbal and written communication skills.
Good interpersonal skills.
Pro-tip : Familiarity with AI-enabled tools is an advantage.
Credit Administration for Corporate Banking or related experience of min 2 years
HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment.
Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.
Issued by The Hongkong and Shanghai Banking Corporation Limited, India
Opening up a world of opportunity for our customers, investors, ourselves and the planet.
We're a financial services organisation that serves more than 40 million customers, ranging from individual savers and investors to some of the world’s biggest companies and governments. Our network covers 58 countries and territories, and we’re here to use our unique expertise, capabilities, breadth and perspectives to open up a world of opportunity for our customers.
HSBC is listed on the London, Hong Kong, New York, and Bermuda stock exchanges.
To view our social media terms and conditions please visit the following webpage: http://www.hsbc.com/social-TandCs
Offices: 8 Canada Square, London, E14 5HQ, GB · 1 Queen's Road Central, Central, Hong Kong, HK · Florida 201, Buenos Aires City, Buenos Aires Autonomous City 1005, AR · 425 5th Ave, New York, NY 10018, US · DUONG Dong Khoi 1, Ho Chi Minh City, Thanh Pho Ho Chi Minh, VN
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