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Full-time
bachelor degree
15 Vacation Days, 12 Sick Days, 12 Paid Holidays, 401(k) Plan with up to 9% Employer Contribution, Medical Insurance, Dental Insurance
Posted 21h ago
~40 hrs/week
Remote in United States
Responsibilities
Perform detailed financial analysis and underwriting for high-impact loan requests using the five C's of credit. Manage loan portfolios by monitoring covenants and reviewing legal documentation to ensure alignment with risk policies.
Requirements
Requires a bachelor's degree in business, accounting, or agriculture business management and at least one year of experience in credit analysis or agricultural lending. Candidates must possess a deep understanding of GAAP principles and financial modeling for complex requests.
Full job description
We are seeking an experienced Credit Analyst to join our capital markets team in one of the following locations: Grand Rapids-MI, East Lansing-MI or Little Chute-WI. Remote work arrangements would be considered, depending on qualifications. In this role, you will be at the forefront of the credit approval process, offering your expertise on high impact loan requests. Your contributions will directly impact the soundness and comprehensiveness of our credit decisions, ensuring the financial well-being of the communities we serve.
What can we offer you?
GreenStone trusts the people we hire. We empower employees to make the best decisions for the customer and the company.
GreenStone has an outstanding Total Rewards package, which includes, but is not limited to:
15 vacation days, 12 sick days, and 12 paid holidays per year
401(k) plan – up to a 9% employer contribution/match
Medical, Dental, Vision, STD, LTD, Life/AD&D benefits, etc.
$6,000 lifetime maximum Student Debt repayment program or tuition assistance
Yearly bonus/incentive opportunity available to all employees
Get to know GreenStone
Our $16 billion portfolio of customers, ranging from rural homeowners to global agriculture and food businesses, provides our employees with a unique opportunity to maintain a local presence while working for a top workplace. Our diverse business structure provides exciting opportunities for passionate, talented professionals in many areas. Additionally, many of our team members are highly respected in their area of expertise at both the state and national level making GreenStone one of the top Farm Credit associations in the country.
Culture
Core Four values steer everything we do at GreenStone. Customer First, Delivery Quality, Get involved, Do the right thing. Employees work as a team to create a company fueled by the desire to best serve each other and our customers every day. Greenstone culture promotes innovative thinking, professional development, health and wellness, and a relaxed work environment with flexible schedules.
Day in the life of a Credit Analyst
Detailed Analysis: Examine loan requests with meticulous attention to detail, producing accurate and thorough assessments.
Financial Analysis: Conduct comprehensive financial analysis, evaluate GAAP financial statements, review and sensitize projected financial models, and compile comparative data using market comps or credit standards. Utilize the five C’s of credit to assess creditworthiness.
Loan Narratives: Prepare and present detailed loan narratives that provide a comprehensive view of the applicant's capital, capacity, collateral, conditions, key risks, mitigants, and recommendations for approvals.
Portfolio Management: Assist in portfolio management by monitoring company performance and specific loan covenants, ensuring borrowers meet their financial obligations. Your role is critical to safeguarding the organization's interests.
Legal Documentation: Review legal documentation associated with loan requests to ensure that credit terms align with our risk appetite and credit policies, reducing risks and maintaining consistency.
Market Insights: Stay updated on industry trends, regulatory changes, and market conditions to make informed underwriting decisions. Your knowledge will be invaluable in adapting to evolving financial landscapes.
Collaboration: Work closely with cross-functional teams to ensure that customer requests are processed efficiently through closing. Your collaboration will help ensure that our customers receive the support and financial solutions they need in a timely manner.
What Experience do you bring?
Bachelor’s degree in business, accounting, agriculture business management or related field.
Knowledge of GAAP accounting principles
1+ years in credit analysis/underwriting, financial services, or agricultural lending experience
Deep understanding of credit analysis underwriting, risk assessment and financial modeling on larger, more complex requests.
Strong analytical and problem-solving skills.
Exceptional attention to detail and accuracy.
Excellent communication and teamwork abilities.
GreenStone Farm Credit Services is an equal opportunity employer. It is our policy to provide equal employment opportunity to all persons regardless of race, color, religion, national origin, sex, sexual orientation, gender identity, age, disability, veteran status, genetic information, or any other characteristic protected by law. We comply with all federal, state and local equal employment opportunity regulations. We conduct all personnel decisions and processes relating to our employees and job applicants in an environment free of discrimination and harassment.
Serving MI and NE WI, we provide credit and financial services to our members and the rural community.
Industry
Financial Services
Company size
501-1,000 employees
Founded
1916
Headquarters
East Lansing, MI
LinkedIn followers
7,514
GreenStone Farm Credit Services, based in East Lansing, Michigan, is Michigan and northeast Wisconsin’s largest agricultural lender and the country’s seventh largest association in the Farm Credit System. A member-owned cooperative, GreenStone owns and manages over $16 billion in assets and serves 29,000 members with locations in Michigan and northeast Wisconsin.
GreenStone provides financial services to the agricultural industry - including short, intermediate and long-term loans, equipment and building leases, life insurance, crop insurance, accounting, tax, and appraisal services. GreenStone also specializes in residential and country home loans, and provides lending products for the purchase, improvement, construction or refinance of residences along with financing future home sites and recreational land.
Offices: 3515 West Road, East Lansing, MI 48823, US
Agricultural FinancingCountry Living FinancingCrop and Life Insuranceand Tax Planning and PreparationBuilding MaterialAgricultureFinancial ServicesReal Estate
How many Consulting jobs are open in East Lansing, MI right now?
There are currently 30 open consulting positions in East Lansing, MI listed on Clera. New openings are added daily as companies post roles.
Which companies are hiring for Consulting roles in East Lansing, MI?
Companies currently hiring include Global Elite Consultants, Bank of America, Alpaca Health, Benesch, Plante Moran, among others. Browse the listings above to see every active employer.
Are there remote or hybrid Consulting jobs in East Lansing, MI?
Yes — 27 of the 30 open consulting positions offer remote or hybrid work (15 remote, 12 hybrid).
How do I apply for Consulting jobs in East Lansing, MI?
Each listing links directly to the employer's application page. Apply early — fresh listings get the most recruiter attention in the first two weeks.