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Other
Health care coverage, Medical plan, Dental plan, Vision plan, 401k match, Basic life insurance
Posted 6d ago
~40 hrs/week
Responsibilities
The Underwriting Manager will lead, coach, and develop a team of underwriters while actively participating in complex credit risk assessments and decision-making. They are responsible for monitoring team performance, ensuring policy alignment, and implementing process improvements to enhance operational efficiency.
Requirements
Candidates should have 2-3 plus years of experience in underwriting, credit risk, or financial services, along with proven leadership or mentoring capabilities. Strong analytical skills and the ability to drive results in a fast-paced, high-growth environment are essential.
Full job description
Underwriting Manager
Department: Credit Operations (US)
Employment Type: Permanent
Location: Atlanta
Reporting To: Mathias Søberg
Description
We are seeking an experienced Underwriting Manager to support and develop our growing US underwriting team.
This is a hands-on leadership role for someone who combines strong underwriting expertise with a passion for developing people. You will lead a team of underwriters while remaining actively involved in underwriting decisions, escalations, workflow management, and process improvement. The ideal candidate is someone who enjoys rolling up their sleeves, takes ownership, learns quickly, and thrives in a fast-paced environment. This role offers a clear path for growth into a more senior leadership position as YouLend continues to scale across North America.
Key Responsibilities
•Lead, coach, and develop a team of underwriters, fostering a culture of accountability, collaboration, and continuous improvement •Support hiring, onboarding, training, and performance management of team members •Act as an escalation point for complex underwriting decisions and provide guidance on credit risk assessments •Review and approve financing applications within delegated authority levels •Monitor team performance, underwriting quality, portfolio trends, and operational KPIs •Ensure underwriting decisions align with company policies, risk appetite, and customer experience standards •Identify workflow bottlenecks and implement process improvements to increase efficiency and decision quality •Partner closely with Credit Risk, Product, Compliance, Operations, Capital Markets, and Commercial teams to support business growth and continuous improvement •Support the launch of new products, partners, and underwriting initiatives
Skills, Knowledge & Expertise
Required •Ideally 2 - 3 plus years of underwriting, credit risk, lending, or financial services experience •Previous experience leading, mentoring, or managing underwriting teams •Strong understanding of credit risk assessment and lending principles •Demonstrated ability to take ownership, make sound decisions, and drive results in a fast-paced environment •Strong analytical, problem-solving, and communication skills •Ability to balance commercial objectives with sound risk management •Hands-on mentality with a willingness to support the team wherever needed Preferred •Experience within FinTech, SME lending, merchant cash advance, alternative lending, or banking •Experience in a high-growth or scaling business environment •Exposure to underwriting technology, automated decisioning systems, or data analysis tools such as SQL, Python, or BI platforms
Job Benefits
Why join YouLend?
YouLend is backed by EQT, one of the world’s leading private equity firms
YouLend is scaling rapidly across North America, with some exciting brands launching imminently
Clear path for progression as the US business scales
Award-Winning Workplace: YouLend has been recognized as one of the “Best Places to Work in 2024 and 2025” by the Sunday Times for being a supportive, diverse, and rewarding workplace.
Award-Winning Fintech: YouLend has been recognized as a “Top 250 Fintech Worldwide” company by CNBC.
It’s just getting fun:
We have developed powerful solutions, won some significant partnerships, and are growing at a rapid pace.
But the global opportunity is still massive, and YouLend is a raw organisation where we are only just getting started.
Lots of upsides:
High-growth (>100% growth during 2025), so clear outlook to compensation (bonus or share option appreciation) and career growth (through growth with business).
Well-capitalized with supportive private equity backing.
Part of Banking Circle Group with a fully licensed Luxembourg bank, which can provide a balance sheet and support European expansion in otherwise complex regulated markets.
Motivating work environment:
A high-quality team that pushes each other to succeed through direct feedback and aligned incentives.
Strong and transparent team culture, we have each other’s backs.
Independent work environment where results matter.
Data-driven culture and emphasis on speed (anti-red tape).
We offer a comprehensive benefits package that includes:
Health Care Coverage. Youlend covers 80%; employee contribution is 20% of the premium.
Medical Plan (medical insurance and prescription drug coverage)- Choice of 5 different plans through United Healthcare.
Dental plan coverage
Vision plan coverage
Benefits can be for: Employee only; Employee & Spouse; Employee & Child; Employee & Family
Retirement - 401K match. Employee match $1 for $1 up to 5% of salary.
Basic Life & AD&D Insurance.
International travel insurance covered if traveling abroad for work purposes.
Paid Time Off (PTO)- 20 working days (4 weeks) + US public holidays
Paid Office Parking
At YouLend, we champion diversity and embrace equal opportunity employment practices. Our hiring, transfer, and promotion decisions are exclusively based on qualifications, merit, and business requirements, free from any discrimination based on race, gender, age, disability, religion, nationality, or any other protected basis under applicable law.
YouLend is the leading global embedded financing platform, powering e-commerce, payments, and tech giants like Amazon, eBay, Dojo, Mollie, Shopify, Just Eat Takeaway, and SumUp.
Our software platform and APIs enable our partners to offer flexible financing, in their own branding, within a week.
Operating across 11+ markets in the UK, EU, and US, we help businesses grow. Learn more at www.youlend.com or connect with our team at [email protected].
Offices: 90 High Holborn, London, England WC1V 6LJ, GB
YouLend is the leading global embedded financing platform, powering e-commerce, payments, and tech giants like Amazon, eBay, Dojo, Mollie, Shopify, Just Eat Takeaway, and SumUp.
Our software platform and APIs enable our partners to offer flexible financing, in their own branding, within a week.
Operating across 11+ markets in the UK, EU, and US, we help businesses grow. Learn more at www.youlend.com or connect with our team at [email protected].
Offices: 90 High Holborn, London, England WC1V 6LJ, GB