Canada · Remote OK
$152k–$210k/yr
About Upstart At Upstart, we’re united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day, we bring creativity, experimentation, and advanced AI to reshape ac…
Skills: Commercial law, Contract negotiation, SaaS agreements, Data protection, Vendor management
Columbus, Ohio, United States · Hybrid
$23/hr–$31/hr
About Upstart At Upstart, we’re united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day, we bring creativity, experimentation, and advanced AI to reshape ac…
Skills: Customer service, Call center operations, Borrower support, Communication skills, Interpersonal skills
United States · Hybrid
$157k–$218k/yr
About Upstart At Upstart, we’re united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day, we bring creativity, experimentation, and advanced AI to reshape ac…
Skills: Python, SQL, Statistical analysis, Data modeling, Credit performance monitoring
United States · Remote OK
$133k–$185k/yr
About Upstart At Upstart, we’re united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day, we bring creativity, experimentation, and advanced AI to reshape ac…
Skills: Financial modeling, Financial forecasting, Strategic finance, Asset liability management, Capital planning
United States · Remote OK
$162k–$225k/yr
About Upstart At Upstart, we’re united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day, we bring creativity, experimentation, and advanced AI to reshape ac…
Skills: Product management, Underwriting, Decisioning systems, Machine learning, Risk management
United States · Remote OK
$160k–$221k/yr
About Upstart At Upstart, we’re united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day, we bring creativity, experimentation, and advanced AI to reshape ac…
Skills: Treasury management, Liquidity risk management, Wholesale funding, Financial modeling, Asset and liability management
United States · Remote OK
$116k–$160k/yr
About Upstart At Upstart, we’re united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day, we bring creativity, experimentation, and advanced AI to reshape ac…
Skills: Fraud investigation, Fraud analytics, Consumer lending, SAR referral, BSA/AML compliance
United States · Remote OK
$133k–$185k/yr
About Upstart At Upstart, we’re united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day, we bring creativity, experimentation, and advanced AI to reshape ac…
Skills: Internal audit, Risk management, Regulatory compliance, Financial services, Internal controls
Remote Solely
Calling All Upstarters! SENIOR FULL STACK DEVELOPER WANTED! We are Upstart 13. We are humble, hungry, and competent people who are radically changing the expectations and experience of outsourcing for all participants by…
Skills: TypeScript, React, Python, PostgreSQL, Azure
United States · Hybrid
$142k–$196k/yr
About Upstart At Upstart, we’re united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day, we bring creativity, experimentation, and advanced AI to reshape ac…
Skills: Machine learning, Statistical modeling, Python, Probability, Statistics
United States · Remote OK
$195k–$270k/yr
About Upstart At Upstart, we’re united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day, we bring creativity, experimentation, and advanced AI to reshape ac…
Skills: People Management, Workflow Automation, Data Integrations, Event-Driven Architecture, ML Model Deployment
United States · Remote OK
$239k–$331k/yr
About Upstart At Upstart, we’re united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day, we bring creativity, experimentation, and advanced AI to reshape ac…
Skills: Consumer Financial Services Law, Mortgage Regulations, TILA, RESPA, ECOA
Canada · Remote OK
$188k–$260k/yr
About Upstart At Upstart, we’re united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day, we bring creativity, experimentation, and advanced AI to reshape ac…
Skills: Product Strategy, Roadmap Execution, API Design, Platform Infrastructure, Cross-functional Leadership
United States · Remote OK
$195k–$270k/yr
About Upstart At Upstart, we’re united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day, we bring creativity, experimentation, and advanced AI to reshape ac…
Skills: Site Reliability Engineering, Incident Management, Observability, Distributed Systems, Cloud Infrastructure
United States · Remote OK
$142k–$197k/yr
About Upstart At Upstart, we’re united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day, we bring creativity, experimentation, and advanced AI to reshape ac…
Skills: React Native, iOS Development, Android Development, TypeScript, Swift
United States · Remote OK
$109k–$239k/yr
About Upstart At Upstart, we’re united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day, we bring creativity, experimentation, and advanced AI to reshape ac…
Skills: Lifecycle Marketing, B2C Marketing, Campaign Management, Analytics, Cross-Functional Collaboration
United States · Remote OK
$142k–$197k/yr
About Upstart At Upstart, we’re united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day, we bring creativity, experimentation, and advanced AI to reshape ac…
Skills: Kotlin, Java, Distributed Systems, API Design, Event-Driven Architecture
Burlingame, California, United States · Remote OK
$134k–$186k/yr
About Upstart At Upstart, we’re united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day, we bring creativity, experimentation, and advanced AI to reshape ac…
Skills: Incident Detection and Response, Python, Git, AWS, Infrastructure as Code
Burlingame, California, United States · Remote OK
$14k–$187k/yr
About Upstart At Upstart, we’re united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day, we bring creativity, experimentation, and advanced AI to reshape ac…
Skills: Backend Engineering, API Design, Java, Kotlin, Python
United States · Remote OK
$188k–$260k/yr
About Upstart At Upstart, we’re united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day, we bring creativity, experimentation, and advanced AI to reshape ac…
Skills: Product Management, Backend Platform Management, Infrastructure Systems, Pricing Systems, Modular Architecture
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You will serve as commercial counsel for vendor and general commercial contracts, managing the full lifecycle from inception to execution. Additionally, you will collaborate with cross-functional teams to negotiate complex agreements and build scalable legal processes.
Candidates must hold a J.D. degree with active state bar membership and have at least 5 years of experience in transactional law, specifically with technology and commercial contracts. Strong expertise in negotiating SaaS and data agreements within regulated industries is required.
At Upstart, we’re united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day, we bring creativity, experimentation, and advanced AI to reshape access to credit, helping millions move forward financially with clarity and confidence.
As the leading AI lending marketplace, we partner with banks and credit unions to expand access to affordable credit through technology that’s both radically intelligent and deeply human. Our platform runs over one million predictions per borrower using more than 1,800 signals, powering smarter, fairer decisions for millions of customers. But the numbers only hint at the impact. Every idea, every voice, and every contribution moves us closer to a world where credit never stands between people and their financial progress.
We’re proudly digital-first, giving most Upstarters the flexibility to do their best work from wherever they thrive, alongside teammates across 80+ cities in the US and Canada. Digital-first doesn’t mean distant. We’re intentional about in-person connection through team onsites, planning sessions, and moments that spark creativity and trust. And whether you choose to work primarily from home or collaborate in-person from one of our offices in Columbus, Austin, the Bay Area, or New York City (opening Summer 2026), you’ll have the support to work in the way that works best for you.
If you’re energized by tackling meaningful problems, excited to innovate with purpose, and motivated by work that truly matters, we’d love to hear from you.
As a Legal Counsel, Commercial at Upstart, you will join a commercial legal team that is a strategic partner to the business, sitting at the intersection of cutting‑edge technology, product, and go‑to‑market execution. We structure and negotiate high‑impact commercial deals with partners and vendors that don’t just protect the company, but unlock revenue, accelerate product adoption, and deepen critical partnerships. By working hand‑in‑hand with Sales, Procurement, Product, and Finance, we drive clarity on risk, craft creative solutions to get complex deals over the finish line, and help shape how Upstart shows up in the market with our counterparties. This role will primarily support commercial legal work, with the opportunity to flex into supporting our Lending Partnerships team for a meaningful portion of time. It’s a chance to operate at a critical cross‑section of Upstart’s business, driving both commercial execution and the partnerships that power our AI lending platform.
Position location This role is available in the following locations: Remote
Travel requirements As a digital first company, the majority of your work can be accomplished remotely. The majority of our employees can live and work anywhere in the U.S but are encouraged to to still spend high quality time in-person collaborating via regular onsites. The in-person sessions’ cadence varies depending on the team and role; most teams meet once or twice per quarter for 2-4 consecutive days at a time.
#LI-REMOTE
#LI-Associate
At Upstart, your base pay is one part of your total compensation package. The anticipated base salary for this position is expected to be within the below range. Your actual base pay will depend on your geographic location–with our “digital first” philosophy, Upstart uses compensation regions that vary depending on location. Individual pay is also determined by job-related skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process.
In addition, Upstart provides employees with target bonuses, equity compensation, and generous benefits packages (including medical, dental, vision, and 401k).
At Upstart, your base pay is one part of your total compensation package. The anticipated base salary for this position is expected to be within the below range. Your actual base pay will depend on your geographic location–with our “digital first” philosophy, Upstart uses compensation regions that vary depending on location. Individual pay is also determined by job-related skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process.
In addition, Upstart provides employees with target bonuses, equity compensation, and generous benefits packages (including medical, dental, vision, and 401k).
At Upstart, our benefits are designed to support your health, financial well-being, family, and personal growth. Here’s what you can expect:
For roles based in Canada, please note that we are not currently able to hire in Quebec.
Upstart is a proud Equal Opportunity Employer. Just as we are dedicated to improving access to affordable credit for all, we are committed to inclusive and fair hiring practices.
If you require reasonable accommodation in completing an application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please email [email protected]
The AI lending marketplace redefining how America borrows.
Upstart (NASDAQ: UPST) is the leading AI lending marketplace, connecting millions of consumers to more than 100 banks and credit unions that leverage Upstart’s AI models and cloud applications to deliver superior credit products. With Upstart AI, lenders can approve more borrowers at lower rates while delivering the exceptional digital-first experience customers demand. More than 90% of loans are fully automated, with no human intervention by Upstart. Founded in 2012, Upstart’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small-dollar “relief” loans. Upstart is based in San Mateo, California. Upstart Network, Inc. NMLS #936133 | All mortgage lending conducted by Upstart Mortgage, LLC. NMLS #2443873 nmlsconsumeraccess.org
Offices: 2950 S Delaware Street, Ste. 410, San Mateo, CA 94403, US · 711 N. High Street, 4th Floor, Columbus, Ohio 43215, US · 811 Barton Springs Rd, Austin, Texas 78704, US
The AI lending marketplace redefining how America borrows.
Upstart (NASDAQ: UPST) is the leading AI lending marketplace, connecting millions of consumers to more than 100 banks and credit unions that leverage Upstart’s AI models and cloud applications to deliver superior credit products. With Upstart AI, lenders can approve more borrowers at lower rates while delivering the exceptional digital-first experience customers demand. More than 90% of loans are fully automated, with no human intervention by Upstart. Founded in 2012, Upstart’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small-dollar “relief” loans. Upstart is based in San Mateo, California. Upstart Network, Inc. NMLS #936133 | All mortgage lending conducted by Upstart Mortgage, LLC. NMLS #2443873 nmlsconsumeraccess.org
Offices: 2950 S Delaware Street, Ste. 410, San Mateo, CA 94403, US · 711 N. High Street, 4th Floor, Columbus, Ohio 43215, US · 811 Barton Springs Rd, Austin, Texas 78704, US
