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Responsible for reviewing loan conditions for completeness and supporting the mortgage loan approval process. This includes signing off on underwriting conditions and responding to inquiries from originators and processors.
Requires a high school diploma and at least one year of mortgage lending experience, preferably with underwriting exposure. Candidates must be able to interpret loan documents and possess basic computer and mathematical skills.
Responsible for reviewing loan conditions for completeness
Support the underwriting piece of the mortgage loan approval process based on adherence to company, investor and FNMA/FHLMC requirements
Request additional information when needed and update loan conditions
Review and sign off on underwriting and closing conditions as they are met
Respond to originator/processor questions regarding loan programs, clarification of loan conditions and status of loans in process
Clear alerts and error messages in OPS that relate to credit and collateral
Assist Underwriters and Funders with clearing conditions within scope of authority
Perform other duties and/or mortgage related tasks as assigned by management
Qualifications
High school diploma or equivalent required
Minimum of 1 years of mortgage lending experience required, with 1 year of underwriting exposure (conditions) or equivalent combination preferred
Knowledge of the basic mortgage practices
Able to read and interpret various loan documents such as promissory notes, regulatory and legal directives, and other loan documents
Able to apply basic math; calculate figures and amounts such as discounts, interest, commissions, and percentages
Basic computer skills required: word processing, Excel spreadsheets, email, and mortgage software
This employer participates in E-Verify. If hired, the employer will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S.
Union Home Mortgage Corp. provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
Offices: 8241 Dow Circle W, Strongsville, OH 44136, US
View all jobs at Union Home Mortgage Corp.Offices: 8241 Dow Circle W, Strongsville, OH 44136, US
View all jobs at Union Home Mortgage Corp.