<p dir="ltr">Trusting Social is an AI Fintech pioneer that's revolutionizing credit access in emerging markets. Our mission is "Advancing AI to Meet the Financial Needs of Everyday Consumers with Empathy." We've assessed…
Skills: Full-Stack Development, LLM Integration, Agentic Workflows, System Design, API Design
<p dir="ltr" role="presentation">We are an AI Fintech company specializing in assessing the credit profiles of consumers in emerging markets, combining pioneering AI with large alternative data sources. In 2020 we reache…
<p dir="ltr">EVO is our flagship consumer-finance platform — a credit card and cash-loan experience built with leading banks and finance partners to bring fast, fair, and fully digital credit to millions of Vietnam…
Skills: Product Operations, UAT Coordination, SQL, Release Management, AI Automation
<h4 dir="ltr">How you will make an impact in this role</h4><p dir="ltr">We build AI-powered products that change how financial decisions are made. As a Business Owner, you are the connective tissue between user needs, da…
<p dir="ltr">Trusting Social is a global fintech company that partners with banks and financial institutions across Southeast Asia and beyond to unlock credit access for hundreds of millions of underserved consumers. We …
Sign up with Clera and we'll reach out the moment a role actually fits you — no more spraying applications into the void.
Full-time
13th-month Salary, Performance Bonuses, Comprehensive Health Care Coverage, Annual Leave, Sick Leave, Flexible Work Hours
Posted 28d ago
~40 hrs/week
Responsibilities
Own the end-to-end delivery of AI-native features across the frontend, backend, and data layers. Design scalable system architectures and build AI workflows to improve team productivity and production reliability.
Requirements
Requires 3+ years of software engineering experience with a proven track record of shipping production AI features and LLM integrations. Must possess strong problem-solving skills and the ability to operate across the entire technology stack in a fast-paced environment.
Full job description
Trusting Social is an AI Fintech pioneer that's revolutionizing credit access in emerging markets. Our mission is "Advancing AI to Meet the Financial Needs of Everyday Consumers with Empathy." We've assessed over 1 billion consumers across four countries, and we're on a mission to provide 100 million credit lines using the power of AI and Big Data.
How You'll Make an Impact
The Engineering team at Trusting Social builds the AI-native systems that power credit decisioning, eKYC, fraud prevention, and lending workflows across four markets. This role ships across the full technology stack — frontend, backend, data, infrastructure — with AI as the primary productivity lever, not an optional add-on. You will work alongside product, data science, and operations teams to turn AI-native features into production-grade systems that reach millions of consumers.
The Full-Stack AI Engineer who succeeds here owns problems, not layers. They decompose ambiguous requirements before reaching for a solution, catch the failure modes AI misses, and build workflows that teammates adopt — not just personal productivity tricks. They are not bound by "that's not my layer"; they follow the problem across the stack until it is solved.
What You'll Do
Cross-Stack Delivery
Own features end-to-end across frontend, backend, and data layers — accountable for delivery, not just your slice of it.
Use AI tooling (LLMs, agentic workflows, Claude) as a daily productivity lever embedded in how you ship, not used occasionally.
Catch the edge cases and failure modes AI misses; problem-solving depth is what you bring that AI cannot replace.
System Design & Architecture
Design solutions at workflow and system level before writing code; produce design docs, API contracts, and alternative-comparison analyses that teammates reference.
Make trade-off decisions with documented rationale — your designs should survive past your own involvement on a feature.
Prototype agentic systems and AI workflows in Claude; read and act on metrics to validate what you ship.
Production Ownership & Quality
Own production reliability for your systems; monitor metrics, catch drift early, and respond to incidents without being prompted.
Build with observability from day one; write tests that reflect how the system actually fails, not just the happy path.
Keep AI systems above the quality threshold at target cost — measure output, not just activity.
AI Workflow Development & Knowledge Encoding
Build AI workflows that teammates adopt, creating team-level patterns for how the team ships — not just personal productivity gains.
Encode what you learn into artifacts — documented frameworks, decision aids, runbooks — that reduce bus factor and scale your impact beyond the features you own.
What We're Looking For
Experience & Background
3+ years in software engineering with demonstrated delivery across more than one layer of the stack (frontend, backend, data, or infrastructure).
Hands-on experience shipping production AI features — LLM integration, agentic workflows, or AI-assisted systems at scale.
Startup or tech background is a strong plus.
How You Work
You use AI tooling daily and can describe concretely how it changes your output — not just what tools you use, but how your workflows have evolved and what teammates have adopted.
You decompose ambiguous problems before reaching for a solution; root-cause analysis is a reflex, not a last resort.
You connect frontend, backend, data, and infrastructure concerns — you do not hand off when the problem crosses layers.
You encode what you learn; your contributions outlast the feature you are building.
Skills & Competencies
AI Engineer/Architect — Ships end-to-end AI-powered software across BE + FE + agents + data with Claude; owns the full delivery, not just a layer.
Product Architect — Designs at workflow and system level; documents trade-offs and alternatives that survive past the sprint and get referenced by others.
Domain Expert — Builds deep understanding of the product domain (credit decisioning, eKYC, fraud, or core engineering disciplines like security or observability); encodes it into artifacts teammates use.
AI Operator — Monitors production AI systems above quality threshold; catches drift before it becomes an incident; acts on metrics, not assumptions.
Proficiency in modern web and backend frameworks; experience with LLM APIs, vector databases, or AI orchestration tooling.
Strong English communication skills (spoken and written — professional fluency required).
High adaptability and comfort operating in fast-paced, ambiguous environments.
What We Offer
Join our vibrant team and enjoy:
Opportunity to work and learn from one of the best and brightest technology teams in Vietnam
Be part of a winning team with exponential growth regionally, experience recruiting world-class talents
Competitive compensation package, including 13th-month salary and performance bonuses
Comprehensive health care coverage for you and your dependents
Generous leave policies, including annual leave, sick leave, and flexible work hours
Convenient central district 1 office location, next to a future metro station
Onsite lunch with multiple options, including vegetarian
Grab for work allowance and fully equipped workstations
Fun and engaging team building activities, sponsored sports clubs, and happy hour every Thursday
Unlimited free coffee, tea, snacks, and fruit to keep you energized
An opportunity to make a social impact by helping to democratize credit access in emerging markets
At Trusting Social, we live by ownership, integrity, and agility in execution. We believe in doing what's right, what's best, and what's innovative. If you're smart, driven, and want to make a difference in the world with the most advanced and fascinating technology, come join our team. We offer the runway to truly make an impact.
To Apply: Please submit your resume, along with a cover letter detailing your interest in the role and how your experience aligns with the requirements and values of Trusting Social. We look forward to reviewing your application and exploring the possibility of you joining our exceptional team.
Advancing Data Science and Technology to Deliver Financial Access for All
Industry
Financial Services
Company size
201-500 employees
Founded
2013
Headquarters
Singapore, Singapore
LinkedIn followers
16,150
Total funding
$65M
Trusting Social is an AI fintech company revolutionizing credit scoring using big data technology, and social, web, and mobile data. Our solution enables lenders in emerging markets to reach billions of "financially invisible" consumers not covered by credit bureaus. Founded in 2013 in the United States, we proudly served one billion consumers across Vietnam, Indonesia, India, and the Philippines in 2020 with our accurate, fast, and cost-effective solutions.
Our mission is to make financial inclusion a reality in Southeast Asia and India within the next decade. We're achieving this through large-scale AI-based risk assessment, AI-first products for embedded finance, and sophisticated analytics. At Trusting Social, we value extreme ownership, data-driven approaches, mindfulness, and social impact.
As a high-growth fintech company, we offer Enterprise Solutions for the lending industry and Co-Lending Partnerships. We're committed to providing innovative solutions to improve financial inclusion and credit access. With over 40 leading financial institution clients in Vietnam, we dominate consumer credit scoring, personal loan lead generation, and eKYC, and pioneer efforts to reimagine credit cards for mass consumers.
Join our diverse, multinational team working seamlessly across offices in Singapore, Vietnam, Indonesia, India, and the Philippines. Together, we're breaking barriers, shaping the future of financial access, and transforming lives.
Explore exciting career opportunities with Trusting Social and become part of our mission to advance data science and technology, delivering financial access for all. Ignite your passion, unleash your potential, and create a lasting impact with us. Follow our LinkedIn Page for the latest news, updates, and job openings as we journey together to revolutionize the fintech landscape.
Offices: 9 Temasek Boulevard, Suntec Tower 2, #07-01, Singapore, Singapore 038989, SG · Singapore, SG · 132 Ham Nghi, 8th Floor, Ho Chi Minh city, Ho Chi Minh City 70000, VN · Jl. Jend. Sudirman Kav.52-54, 35th Floor, Jakarta , Jakarta 12190, ID · Pokhran Road No. 1, Eastern Express Highway,, Thane, Maharashtra 19 W-400601, IN
Credit ScoringFraud DetectionMachine LearningArtificial IntelligenceAlternative dataFinancial inclusionCo-lending partnershipsEmbedded financeeKYCCredit cards for mass consumers
Advancing Data Science and Technology to Deliver Financial Access for All
Industry
Financial Services
Company size
201-500 employees
Founded
2013
Headquarters
Singapore, Singapore
LinkedIn followers
16,150
Total funding
$65M
Trusting Social is an AI fintech company revolutionizing credit scoring using big data technology, and social, web, and mobile data. Our solution enables lenders in emerging markets to reach billions of "financially invisible" consumers not covered by credit bureaus. Founded in 2013 in the United States, we proudly served one billion consumers across Vietnam, Indonesia, India, and the Philippines in 2020 with our accurate, fast, and cost-effective solutions.
Our mission is to make financial inclusion a reality in Southeast Asia and India within the next decade. We're achieving this through large-scale AI-based risk assessment, AI-first products for embedded finance, and sophisticated analytics. At Trusting Social, we value extreme ownership, data-driven approaches, mindfulness, and social impact.
As a high-growth fintech company, we offer Enterprise Solutions for the lending industry and Co-Lending Partnerships. We're committed to providing innovative solutions to improve financial inclusion and credit access. With over 40 leading financial institution clients in Vietnam, we dominate consumer credit scoring, personal loan lead generation, and eKYC, and pioneer efforts to reimagine credit cards for mass consumers.
Join our diverse, multinational team working seamlessly across offices in Singapore, Vietnam, Indonesia, India, and the Philippines. Together, we're breaking barriers, shaping the future of financial access, and transforming lives.
Explore exciting career opportunities with Trusting Social and become part of our mission to advance data science and technology, delivering financial access for all. Ignite your passion, unleash your potential, and create a lasting impact with us. Follow our LinkedIn Page for the latest news, updates, and job openings as we journey together to revolutionize the fintech landscape.
Offices: 9 Temasek Boulevard, Suntec Tower 2, #07-01, Singapore, Singapore 038989, SG · Singapore, SG · 132 Ham Nghi, 8th Floor, Ho Chi Minh city, Ho Chi Minh City 70000, VN · Jl. Jend. Sudirman Kav.52-54, 35th Floor, Jakarta , Jakarta 12190, ID · Pokhran Road No. 1, Eastern Express Highway,, Thane, Maharashtra 19 W-400601, IN
Credit ScoringFraud DetectionMachine LearningArtificial IntelligenceAlternative dataFinancial inclusionCo-lending partnershipsEmbedded financeeKYCCredit cards for mass consumers