Jobs at TRU (Now Hiring) — 2 open

• Review and analyze credit applications for revolving & large-ticket consumer finance products.
  
• Ensuring meticulous attention to detail and strict compliance with Tru’s credit policy.
  
• Evaluate applicants’ repayment capacity via in-depth review of financial statements, cash-flow projections, and credit bureau scores (i-Score).
  
• Conduct ad-hoc and structured profiling investigations.
  
• Recommend approval, rejection, or escalation of applications within your mandate, clearly documenting risk drivers and mitigants.
  

Requirements

• Bachelor’s degree in Finance, Credit, Economics, or a related field.
  
• 1–5 years of experience in consumer lending, credit analysis, or financial risk management.
  

• Proficient in financial statement analysis, cash-flow modeling, and ratio interpretation.
  
• Hands-on familiarity with credit bureau platforms and proprietary scoring tools (e.g., i-Score).
  
• Solid understanding of credit principles and applicable regulatory frameworks.
  

• Strong decision-making capability with acute attention to detail.
  
• Excellent verbal and written communication—able to distill complex analyses into clear, actionable insights.
  
• Comfortable presenting to cross-functional teams and senior stakeholders.
  

• Proactive problem-solver with a bias for action.
  
• High ethical standards and dedication to compliance.
  
• Team player who thrives under tight deadlines.