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Jobs at Together Credit Union (Now Hiring) — 8 open

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External Mortgage Loan Officer

St. Louis, Missouri, United States · Hybrid

Mid level

Job Title: External Mortgage Loan Officer Reports To: Sales Manager, Real Estate Lending People Leader: No FLSA Status: Non-Exempt Job Summary The External Mortgage Loan Officer drives mortgage growth by developing new b…

Skills: Mortgage Loan Origination, Business Development, Relationship Management, Financial Analysis, Regulatory Compliance

Together Credit Union logoTogether Credit Union

Personal Service Counselor (Universal Banker)

St. Peters, Missouri, United States · On-site

Mid level

Job Title: Personal Service Counselor Reports To: Branch Manager; Assistant Branch Manager Positions Supervised: N/A FLSA Status: Non-Exempt Job Summary The personal service counselor is responsible for delivering member…

Skills: Relationship Building, Financial Guidance, Cash Handling, Loan Processing, Member Services

Together Credit Union logoTogether Credit Union

Learning & Development Business Partner

St. Louis, Missouri, United States · Hybrid

Mid level

Job Title: Learning & Development Business Partner Reports To: Senior Manager, Learning & Development People Leader: No FLSA Status: Exempt ** This is a Hybrid/St. Louis position ** Job Summary The Learning & Development…

Skills: Relationship Building, Consultation, Facilitation, Needs Assessment, Adult Learning Principles

Together Credit Union logoTogether Credit Union

Senior Personal Service Counselor (Universal Banker)

O'fallon, Missouri, United States · On-site

Mid level

Job Title: Senior Personal Service Counselor Reports To: Branch Manager; Assistant Branch Manager Positions Supervised: N/A FLSA Status: Non-Exempt Job Summary The senior personal service counselor (SPSC) is responsible …

Skills: Financial Transactions, Loan Underwriting, Member Relationship Management, Sales Referrals, Coaching and Mentoring

Together Credit Union logoTogether Credit Union

Personal Service Counselor (Universal Banker)

Arnold, Missouri, United States · On-site

Mid level

Job Title: Personal Service Counselor Reports To: Branch Manager; Assistant Branch Manager Positions Supervised: N/A FLSA Status: Non-Exempt Job Summary The personal service counselor is responsible for delivering member…

Skills: Relationship Building, Financial Guidance, Cash Handling, Loan Processing, Customer Service

Together Credit Union logoTogether Credit Union

Senior Technology GRC Analyst

St. Louis, Missouri, United States · Hybrid

Mid level

Job Title: Senior Technology GRC Analyst Reports To: Vice President, Technology Governance, Risk & Compliance People Leader: No FLSA Status: Exempt Job Summary The Senior Technology GRC Analyst helps the organization und…

Skills: Risk Assessment, Cybersecurity Risk Management, Control Validation, Regulatory Compliance, Third Party Risk Management

Together Credit Union logoTogether Credit Union

Financial Services Coordinator

St. Louis, Missouri, United States · On-site

Mid level

Job Title: Financial Services Coordinator Reports To: Director, Channel Production Advisor People Leader: No FLSA Status: Non-Exempt Job Summary The Financial Services Coordinator provides client service and operational …

Skills: Client Service, Account Administration, CRM Management, Financial Operations, Compliance

Together Credit Union logoTogether Credit Union

Personal Experience Representative (Video Teller)

St. Louis, Missouri, United States · Hybrid

Mid level

Job Title: Personal Experience Representative (ITM Agent) Reports To: Manager, ITM & Email Support Positions Supervised: N/A FLSA Status: Non-Exempt Job Summary The Personal Experience Representative (ITM Agent) is respo…

Skills: Customer Service, Financial Transaction Processing, Interactive Teller Machines, Bank Secrecy Act, Patriot Act

Together Credit Union logo

External Mortgage Loan Officer

Together Credit Union

St. Louis, Missouri, United States • Hybrid

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Mid level

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  • Full-time
  • high school, bachelor degree
  • Posted 1d ago
  • ~40 hrs/week

Responsibilities

The role focuses on driving mortgage growth by originating residential loans and developing referral partnerships with real estate professionals and builders. It involves managing the loan pipeline and guiding members through the application process to ensure timely closings.

Requirements

Candidates must have a high school diploma, NMLS registration, and at least one year of experience in mortgage lending or sales. A proven track record of developing external business relationships and a strong knowledge of mortgage lending principles are required.

Full job description

Job Title: External Mortgage Loan Officer
Reports To: Sales Manager, Real Estate Lending
People Leader: No
FLSA Status: Non-Exempt
 
Job Summary
The External Mortgage Loan Officer drives mortgage growth by developing new business opportunities and expanding referral partnerships within the community. Acting as a trusted advisor, this role builds strong relationships with real estate professionals, builders, and other key partners to enhance market presence and deliver personalized mortgage solutions. The position focuses on originating quality residential loans, fostering long-term partnerships, and providing an exceptional member experience while contributing to overall mortgage production and organizational goals.
 
Job Responsibilities
The intent of this job description is to provide a representation of the types of duties and level of responsibilities required of this position and is not intended to be an exhaustive list of all responsibilities, duties, and skills. Team members may be directed to perform job-related tasks other than those specifically stated in this description.
 
  • Originate first mortgage loans by identifying prospective borrowers, assessing financing needs, and guiding members through the mortgage application process
  • Prepare, review, and deliver required loan disclosures and documentation in compliance with applicable regulatory and lending requirements
  • Manage and monitor the mortgage loan pipeline, coordinating with processors, underwriters, and other internal partners to facilitate timely approvals and closings
  • Communicate loan status, requirements, and next steps to members and stakeholders throughout the lending process
  • Develops and executes business development initiatives that drive mortgage loan production and referral growth through prospecting, networking, community engagement, relationship management, and pipeline development
  • Establishes and maintains partnerships with real estate agents, builders, financial planners, attorneys, accountants, and other referral sources
  • Participates in industry events, educational seminars, trade associations, and community activities to maintain market presence
  • Collaborates with branch teams and internal business units to support mortgage referrals and strengthen member relationships
 
Minimum Required Qualifications
An equivalent combination of education, training, and experience will be considered.
  • High school diploma or equivalent
  • 1+ year of experience in mortgage lending, sales, relationship management, or relevant transferable experience
  • Federal registration with the Nationwide Mortgage Licensing System (NMLS)
  • Established referral network, book of business, or experience developing external business relationships within mortgage or real estate markets
 
Preferred Qualifications
 
  • Degree or specialized training in business, finance, real estate, or related field
  • 2+ years of mortgage loan origination experience
  • Experience working in a credit union, banking, financial services, or other highly regulated environment
 
Knowledge, Skills, and Abilities (KSAs)
A representation of the knowledge, skills, and abilities necessary to perform this job competently. 
 
  • Knowledge of mortgage lending principles, real estate transactions, secondary market guidelines, and applicable federal and state regulations, including BSA, Patriot Act, and OFAC requirements
  • Knowledge of mortgage products, loan underwriting criteria, credit evaluation practices, and loan origination processes
  • Knowledge of local housing markets, competitive lending programs, and industry trends impacting mortgage lending
  • Skilled in analyzing financial information, credit reports, income documentation, and loan applications to evaluate borrowing capacity and lending risk
  • Skilled in relationship building, networking, and business development techniques
  • Skilled in communicating complex financial and mortgage-related information clearly
  • Skilled in negotiating loan solutions within established guidelines to meet member financing needs
  • Skilled in using loan origination systems, customer relationship management tools, and other technology platforms
  • Ability to manage multiple loan applications, prioritize competing deadlines, and maintain accuracy
  • Ability to collaborate effectively with internal teams and external partners
  • Ability to maintain confidentiality and exercise discretion when handling sensitive member and financial information
  • Ability to interpret and apply lending policies, regulatory requirements, and procedural guidelines
  • Ability to adapt to changing regulatory requirements, market conditions, business needs, and organizational priorities
 
Work Environment
Environmental or atmospheric conditions commonly associated with the performance of this job’s functions.
  • Flexible remote or hybrid (combination of remote & onsite) work environment; requires regular use of online tools, systems, and collaboration platforms
  • Frequent travel to meet with referral partners, members, and attend networking events
  • Attendance at offsite meetings, events, or conferences as needed
 
Physical Abilities
The physical demands described below are representative of those that must be met by an employee to successfully perform this job’s essential functions. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.
  • Ability to work at a computer in a stationary position for up to 8 hours per day
  • Ability to occasionally carry light materials (e.g., laptop, presentation materials)
  • Ability to travel for business by car or air and stay in public accommodations as needed
 
Together Credit Union is an Equal Opportunity employer. The Credit Union complies with appropriate federal, state, and local laws and provides equal employment opportunities without regard to race, color, religion, gender, age, sexual orientation, gender identity or expression, national origin, military or veteran status, disability (including pregnancy), genetic information, or any other protected status to all qualified applicants and employees. Together Credit Union is committed to a policy of non-discrimination and dedicated to providing a positive discrimination-free work environment.

Related keywords

NMLSMortgage LendingResidential LoansBSAPatriot ActOFACLoan Origination SystemsCRMSecondary Market GuidelinesReal EstateCredit UnionFinancial ServicesPipeline DevelopmentUnderwriting

About Together Credit Union

LinkedInVisit site

We're in the business of building relationships that last a lifetime. We achieve it, Together.

Industry
Financial Services
Company size
201-500 employees
Founded
1939
Headquarters
St. Louis, Missouri
LinkedIn followers
4,946

For more than 85 years, Together Credit Union has proudly provided solutions to help our members grow and thrive. From our humble beginnings serving our first Select Employer Group, Anheuser-Busch, to our robust and diverse community today, we have strived to be our members’ trusted financial partner, empowering more than 142,000 members to achieve their financial goals. We are a $2.5 billion asset, full-service financial institution with 26 branches across the nation, including 14 in the greater St. Louis area. And as a credit union, we're a not-for-profit financial cooperative that exists to benefit the members and communities we serve, a true testament to the relationships we have built in neighborhoods throughout the region. Our commitment to empowering members to achieve their best life drives everything we do. Our expertise is financial. Our involvement is personal. As their financial advocates, we do not compromise. We achieve it, Together. Together Credit Union is federally insured by the NCUA.

Offices: 423 Lynch Street, St. Louis, Missouri 63318, US

MortgagesCheckingSavingsAuto LoansMobile BankingOnline BankingBusiness LoansHome Equity LoansCertificate of DepositFinancial Literacy
View all jobs at Together Credit Union

About Together Credit Union

LinkedInVisit site

We're in the business of building relationships that last a lifetime. We achieve it, Together.

Industry
Financial Services
Company size
201-500 employees
Founded
1939
Headquarters
St. Louis, Missouri
LinkedIn followers
4,946

For more than 85 years, Together Credit Union has proudly provided solutions to help our members grow and thrive. From our humble beginnings serving our first Select Employer Group, Anheuser-Busch, to our robust and diverse community today, we have strived to be our members’ trusted financial partner, empowering more than 142,000 members to achieve their financial goals. We are a $2.5 billion asset, full-service financial institution with 26 branches across the nation, including 14 in the greater St. Louis area. And as a credit union, we're a not-for-profit financial cooperative that exists to benefit the members and communities we serve, a true testament to the relationships we have built in neighborhoods throughout the region. Our commitment to empowering members to achieve their best life drives everything we do. Our expertise is financial. Our involvement is personal. As their financial advocates, we do not compromise. We achieve it, Together. Together Credit Union is federally insured by the NCUA.

Offices: 423 Lynch Street, St. Louis, Missouri 63318, US

MortgagesCheckingSavingsAuto LoansMobile BankingOnline BankingBusiness LoansHome Equity LoansCertificate of DepositFinancial Literacy
View all jobs at Together Credit Union

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