Ledgebrook is an InsurTech MGA on a mission to bring Specialty insurance into the modern era. Burdened with legacy technology and processes, the industry has not kept pace with the speed of innovation seen in other secto…
Skills: Capital adequacy modeling, Financial planning, Loss reserve modeling, Statutory finance, Underwriting profitability analysis
Ledgebrook is seeking a Head of Forward Deployed Engineering to lead the hands-on deployment, scaling, and adoption of production AI and agentic software across our core business units. In this role, you will lead a high…
Skills: Agentic frameworks, Claude Code, LangGraph, CrewAI, Software engineering
Does it ever feel like you’re underwriting with one hand tied behind your back? Tired of the struggles and inefficiencies associated with legacy systems and processes? Spending too much of your time and energy navigating…
Does it ever feel like you’re underwriting with one hand tied behind your back? Tired of the struggles and inefficiencies associated with legacy systems and processes? Spending too much of your time and energy navigating…
Ledgebrook is an InsurTech MGA on a mission to bring Specialty insurance into the modern era. Burdened with legacy technology and processes, the industry has not kept pace with the speed of innovation seen in other secto…
Skills: Workday Financials, Functional Configuration, Business Process Setup, Financial Accounting, GAAP
Ledgebrook is seeking an Client Experience Manager, to join our growing team whose mission is focused on providing best in class service for our largest accounts and key stakeholders. As a member of the Client Experience…
At Ledgebrook, we are building an Excess & Surplus (E&S) lines insurance company that combines deep underwriting and pricing expertise with a modern tech platform fit for the future of insurance– truly a best of both wor…
Vice President, South Central Zone Leader - Underwriting
United States · Remote OK
Senior+$50M raised
The Vice President, South Central Zone Leader is responsible for the overall leadership, performance, and profitable growth of the South Central Region. This executive leadership role oversees a team of underwriters whil…
Vice President, Northeast Zone Leader - Underwriting
United States · Remote OK
Senior+$50M raised
The Vice President, Northeast Zone Leader is responsible for the overall leadership, performance, and profitable growth of the Northeast Region. This executive leadership role oversees a team of underwriters while drivin…
Are you ready to help shape the future of a legal, regulatory and compliance function in a modern, tech-driven environment? At Ledgebrook, we’re building a next-generation insurance infrastructure - fast, smart, and scal…
Ledgebrook is an InsurTech MGA on a mission to bring Specialty insurance into the modern era. Burdened with legacy technology and processes, the industry has not kept pace with the speed of innovation seen in other secto…
Skills: IT Support, Helpdesk Management, Google Workspace Administration, Windows Support, macOS Support
Vice President, Northwest Zone Leader - Underwriting
United States · Remote OK
Senior+$50M raised
The Vice President, Northwest Zone Leader is responsible for the overall leadership, performance, and profitable growth of the Northwest Region. This executive leadership role oversees a team of underwriters while drivin…
Vice President, Southwest Zone Leader - Underwriting
United States · Remote OK
Senior+$50M raised
The Vice President, Southwest Zone Leader is responsible for the overall leadership, performance, and profitable growth of the Southwest Region. This executive leadership role oversees a team of underwriters while drivin…
Ledgebrook is seeking a Data Associate, Data Excellence to join our Product & Data team. On this team, you’ll lead analytical efforts to drive data informed decision-making across the entire organization by gathering, an…
Ledgebrook is seeking an experienced Data Analyst, Data Excellence to join our Product & Data team. On this team, you’ll lead analytical efforts to drive data informed decision-making across the entire organization by ga…
Ledgebrook is seeking an experienced Data Analyst, Data Excellence to join our Product & Data team. On this team, you’ll lead analytical efforts to drive data informed decision-making across the entire organization by ga…
Ledgebrook is a tech-enabled E&S MGA dedicated to the wholesale distribution channel. Our mission is to provide our wholesale brokers with the fastest, easiest quoting experience while delivering best-in-class pricing an…
At Ledgebrook, we are building an Excess & Surplus (E&S) lines insurance company that combines deep underwriting and pricing expertise with a modern tech platform fit for the future of insurance– truly a best of both wor…
Skills: Full Stack Development, Node.js, Python, JavaScript, RESTful APIs
Ledgebrook is a tech-enabled E&S MGA dedicated to the wholesale distribution channel. Our mission is to provide our wholesale brokers with the fastest, easiest quoting experience while delivering best-in-class pricing an…
Underwriting Training and Development Specialist (Speciality Lines)
United States · Remote Solely
Mid level$50M raised
Ledgebrook is an InsurTech MGA on a mission to bring Specialty insurance into the modern era. Burdened with legacy technology and processes, the industry has not kept pace with the speed of innovation seen in other secto…
Sign up with Clera and we'll reach out the moment a role actually fits you — no more spraying applications into the void.
$150k–$175k/yr
Full-time
bachelor degree
Equity packages, Full remote flexibility, Unlimited PTO, Paid sick leave
Posted 15h ago
~40 hrs/week
Remote in United States
Responsibilities
The Senior FP&A Analyst will own capital adequacy modeling and financial planning across risk-bearing entities, including maintaining loss reserve models and stress-testing surplus positions. They will also collaborate cross-functionally to provide decision-ready insights for senior leadership and support rating agency interactions.
Requirements
Candidates must have a bachelor's degree and 5-7 years of relevant experience in insurance capital management, actuarial finance, or statutory FP&A. Proficiency in AM Best's BCAR model, loss reserving methodologies, and advanced financial modeling is required.
Full job description
Ledgebrook is an InsurTech MGA on a mission to bring Specialty insurance into the modern era. Burdened with legacy technology and processes, the industry has not kept pace with the speed of innovation seen in other sectors. Positioned at the cutting edge of the next generation of InsurTech, Ledgebrook offers the best of both worlds: innovative world-class technology deployed by a leadership team armed with over 100 years of insurance expertise.
At Ledgebrook, everything we do is driven by our culture: Care, Strive, Thrive Together. To succeed in modernizing the industry, we must first succeed in changing the way we do business. Talent density is our north star—fewer, better people working together as one. To that end we’ve replaced all individual incentives with generous equity packages—we play as a team, we win as a team. Everyone benefits handsomely from Ledgebrook’s success.
Ledgebrook is a fully-remote US based company backed by top venture investors.
About the Role
This role will report to the Director of FP&A, with direct lines of communication to the CFO.
We are seeking a highly analytical and insurance-fluent Senior FP&A Analyst to own capital management and financial planning across Ledgebrook’s risk-bearing entities. This is a high-visibility, high-impact role sitting at the intersection of FP&A, actuarial finance, and enterprise risk.
As Ledgebrook scales its risk-bearing footprint, we need someone who can independently drive capital adequacy analysis, model loss reserve scenarios, and translate complex outputs into clear, decision-ready insights for senior leadership. This is not a generalist FP&A seat and prior experience in insurance capital modeling, statutory finance, or a closely adjacent function (e.g., ERM, reinsurance analytics, rating agency analysis) is required.
The right candidate will grow with the role. We see a natural path for this individual to take on expanded scope, including direct partnership with the CFO on rating agency relationships, reinsurance capital optimization, and enterprise risk reporting, as Ledgebrook’s carrier operations mature.
Key Responsibilities
Own capital adequacy modeling across Ledgebrook’s risk-bearing entities, including captives and fronting/carrier structures, with a primary lens on AM Best’s BCAR framework
Maintain and develop loss reserve models, including triangle-based methodologies and translate reserve adequacy findings into executive-level capital planning outputs
Build and maintain dynamic capital planning models that stress-test surplus positions under adverse loss, premium growth, and reinsurance scenarios
Lead underwriting profitability analysis by accident year, line of business, and entity—surfacing actionable insights on combined ratio drivers and reserve margin trends
Support the annual planning and reforecasting cycle with entity-level P&L projections and capital deployment scenarios
Serve as the internal subject matter expert on statutory capital requirements, risk-based capital (RBC) frameworks, and AM Best rating methodology as they relate to Ledgebrook’s balance sheet
Collaborate cross-functionally with Actuarial, Accounting, and Underwriting to ensure reserve estimates, premium bookings, and capital positions are coherent and audit-ready
Prepare materials for CFO and Board-level consumption: capital adequacy dashboards, reserve adequacy summaries, and scenario analyses tied to business plan milestones
Support rating agency interactions and diligence processes, including BCAR sensitivity analysis and documentation
Identify opportunities to automate and modernize capital and reserve reporting workflows
About you
We’re looking for people to join us with:
Deep familiarity with insurance capital frameworks: you’ve worked inside a carrier, captive, reinsurer, or rating agency context and understand how capital adequacy is built, defended, and managed
Intellectual horsepower and genuine curiosity: you don’t just run the model, you interrogate the assumptions
Demonstrated fluency in AI: you actively explore and apply generative AI tools in your day-to-day workflow (e.g. Claude, Copilot, python-based assistants) to enhance financial analysis, scenario modeling, and management reporting
Workflow automation mindset: you identify opportunities to streamline and improve FP&A processes using AI and automation (e.g. forecast updates, variance analysis, data reconciliation), improving speed, accuracy, and scalability
A bias toward clarity: you can translate actuarial and statutory complexity into plain language for CFOs, board members, and investors
Agile prioritization: you balance rigor with velocity and know when “directionally right today” beats “perfect next quarter”
A collaborative, no-ego working style: this team wins together and communicates transparently across remote locations
Proactive ownership: you surface problems early and come with solutions, not just observations
Requirements
Bachelor’s degree in Finance, Actuarial Science, Mathematics, Accounting, or a related field
5–7 years of directly relevant experience in insurance capital management, ERM, actuarial finance, or statutory FP&A at a carrier, captive, reinsurer, MGA with risk-bearing exposure, or rating agency
Demonstrated hands-on experience with AM Best’s BCAR model, meaning you have built, maintained, or stress-tested BCAR analyses for P&C entities
Working knowledge of loss reserving methodologies
Familiarity with statutory financial statements and their relationship to capital adequacy
Advanced financial modeling skills and expert-level Excel proficiency
Experience with Workday and Snowflake a plus
Strong verbal and written communication skills with experience presenting to CFO and C-suite audiences
Ability to operate independently in a remote, fast-moving environment with evolving priorities
For Candidates Applying From The U.S.:
Please note: This position is open only to candidates who are authorized to work in the United States without the need for current or future employer-sponsored work authorization. We are unable to offer sponsorship at this time.
Ledgebrook may use Artificial Intelligence (“AI”) as part of the job application process, including to assist us in evaluating your application. AI is used as a support tool, and hiring decisions are made by human recruiters. By submitting your information, you acknowledge that the company may use AI tools as part of our evaluation. If you need a reasonable accommodation or alternative review process because of a disability or other legally protected basis, contact [email protected]. Requesting an accommodation will not negatively affect your application.
Benefits
Competitive salary and meaningful equity
Full remote flexibility and asynchronous work culture
Unlimited PTO and fully paid sick leave
Autonomy, purpose, and the chance to shape something from the ground up
Compensation
Base Salary Range $150,000-$175,000. This is a good-faith compensation range based on what Ledgebrook reasonably expects to pay for this position at the time of this posting. Actual compensation may vary based on a variety of relevant factors including experience, qualifications, geographic location and other relevant factors.
Employees in this position are eligible to participate in Ledgebrook’s equity incentive program.
Ledgebrook is an InsurTech MGA on a mission to bring Specialty insurance into the modern era. Burdened with legacy technology and processes, the industry has not kept pace with the speed of innovation seen in other sectors. Positioned at the cutting edge of the next generation of InsurTech, Ledgebrook offers the best of both worlds: innovative world-class technology deployed by a leadership team armed with decades of insurance expertise.
Our long-term vision is to become a diversified full stack Specialty re/insurer competing with legacy carriers in product lines & markets across the globe. To get there Ledgebrook will build our premium base by rolling out a new Specialty product every ~6 months until we prove enough traction to raise a balance sheet, become a full stack carrier and eventually compete in the reinsurance markets as well. Our initial product will be domestic primary and excess GL E&S policies sourced via wholesale brokers.
At Ledgebrook everything we do is driven by our culture: Care, Strive, Thrive Together. To succeed in modernizing the industry, we must first succeed in changing the way we do business. Talent density is our north star—fewer, better people working together as one. To that end we’ve replaced all individual incentives with generous equity packages—we play as a team, we win as a team. Everyone benefits handsomely from Ledgebrook’s success.
Ledgebrook is a fully-remote US based company backed by top venture investors including Brand Foundry & American Family Ventures.
Ledgebrook is an InsurTech MGA on a mission to bring Specialty insurance into the modern era. Burdened with legacy technology and processes, the industry has not kept pace with the speed of innovation seen in other sectors. Positioned at the cutting edge of the next generation of InsurTech, Ledgebrook offers the best of both worlds: innovative world-class technology deployed by a leadership team armed with decades of insurance expertise.
Our long-term vision is to become a diversified full stack Specialty re/insurer competing with legacy carriers in product lines & markets across the globe. To get there Ledgebrook will build our premium base by rolling out a new Specialty product every ~6 months until we prove enough traction to raise a balance sheet, become a full stack carrier and eventually compete in the reinsurance markets as well. Our initial product will be domestic primary and excess GL E&S policies sourced via wholesale brokers.
At Ledgebrook everything we do is driven by our culture: Care, Strive, Thrive Together. To succeed in modernizing the industry, we must first succeed in changing the way we do business. Talent density is our north star—fewer, better people working together as one. To that end we’ve replaced all individual incentives with generous equity packages—we play as a team, we win as a team. Everyone benefits handsomely from Ledgebrook’s success.
Ledgebrook is a fully-remote US based company backed by top venture investors including Brand Foundry & American Family Ventures.