Amsterdam, North Holland, Netherlands · Hybrid
At ING, we are committed to building a resilient and future-fit credit risk organisation. As Credit Risk Quality Assurance Specialist, you will contribute to the second line of defence (2LoD) by performing independent te…
Skills: Credit Risk Management, Quality Assurance, Policy Adherence Testing, Analytical Skills, Communication Skills
Warszawa, Pomeranian Voivodeship, Poland · On-site
$13k–$25k/mo
ING Hubs Poland is hiring! The expected salary for this position: 13000 – 25000 PLN gross The financial ranges specified in the announcement are adjusted and may differ from the range specified in the remuneration regula…
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Manila, Metro Manila, Philippines · On-site
IT Area Lead Lead High-Impact Banking Technology at Scale Are you a people-focused technology leader who thrives on building high-performing engineering teams while driving innovation and operational excellence? We are s…
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Luxembourg, Luxembourg · On-site
Your role & work environment You contribute to the operational credit processes of ING Luxembourg by ensuring the accurate, reliable and timely execution of credit files across Retail, Private and Wholesale Banking in li…
Skills: Credit Operations Management, Credit Documentation, Credit Facility Setup, Stakeholder Coordination, Administrative Rigour
Warszawa, Pomeranian Voivodeship, Poland · On-site
$13k–$25k/mo
ING Hubs Poland is hiring! The expected salary for this position: 13000 – 25000 PLN gross The financial ranges specified in the announcement are adjusted and may differ from the range specified in the remuneration regula…
Skills: Google Cloud Platform, Golang, Terraform, Kubernetes, Docker
Ghent, Flanders, Belgium · On-site
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Luxembourg, Luxembourg · On-site
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Skills: Cash Management, Transaction Services Sales, Client Acquisition, KYC Processes, Credit Approval Processes
Luxembourg, Luxembourg · On-site
Your role & work environment You are responsible for originating Payments and Cash Management business by generating new share of wallet with existing clients and acquiring new clients, while delivering on revenue target…
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Luxembourg, Luxembourg · On-site
Your role & work environment You contribute to the operational credit processes of ING Luxembourg by ensuring the accurate, reliable and timely execution of credit files across Retail, Private and Wholesale Banking in li…
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Manila, Metro Manila, Philippines · On-site
Change Expert - ODCR Organisational context As part of COO Operational Design, Control & Resilience, the team Resilience & Continuity is pivotal for our success. You will work in an enthusiastic international team consis…
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New York, New York, United States · Hybrid
$157k–$225k/yr
Wholesale Banking | Corporate Audit Services | Vice President | New York About ING: In the Americas, ING’s Wholesale Banking division offers a broad range of innovative financial products and services to domestic and int…
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Amsterdam, North Holland, Netherlands · Hybrid
Product Lead – Mortgages Financial Health & Planetary Health ING is committed to enabling a net-zero economy by 2050. A key step is accelerating the sustainable transition of the Dutch housing market. With over 600,000 m…
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Madrid, Community of Madrid, Spain · Hybrid
At ING we are looking for Growth Digital Business Expert (Transactional customers at Daily Banking) - temporary Your role and work environment: We are looking for a talented and enthusiastic Digital Business Expert to jo…
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Warszawa, Pomeranian Voivodeship, Poland · On-site
$17k–$22k/mo
ING Hubs Poland is hiring! The expected salary for this position: 17 000 – 22 000 PLN The financial ranges specified in the announcement are adjusted and may differ from the range specified in the remuneration regulation…
Skills: Model Validation, Market Risk, Asset and Liability Management, IRRBB, Python
Warszawa, Pomeranian Voivodeship, Poland · On-site
$17k–$22k/mo
ING Hubs Poland is hiring! The expected salary for this position: 17 000 – 22 000 PLN The financial ranges specified in the announcement are adjusted and may differ from the range specified in the remuneration regulation…
Skills: Model Validation, Market Risk, Asset and Liability Management, IRRBB, Python
Sydney, New South Wales, Australia · On-site
Expression of Interest: Data Analytics Opportunities We're seeking expressions of interest from talented analytics professionals for a range of upcoming opportunities across the below role types: Opportunities Include: C…
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Amsterdam, North Holland, Netherlands · Hybrid
This job was originally posted on 05 June 2026 At ING, we are committed to building a resilient and future-fit credit risk organisation. As Credit Risk Quality Assurance Specialist, you will contribute to the second line…
Skills: Credit Risk Management, Quality Assurance, Policy Adherence Testing, Analytical Skills, Communication Skills
Manila, Metro Manila, Philippines · On-site
Job Overview As a Solutions Architect, you will be responsible for designing and implementing high-quality technical solutions that align with the business objectives of the bank. You will work closely with stakeholders,…
Skills: Solution Architecture, Java, Docker, Kubernetes, Microservices
Sydney, New South Wales, Australia · On-site
Expression of Interest: Product Managers / Customer Journey Experts | ING Australia At ING Australia, we're passionate about creating simple, seamless and customer-centric banking experiences. We are seeking expressions …
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Bucharest, Romania · Hybrid
Discover ING Hubs Romania ING Hubs Romania offers 130 services in software development, data management, non-financial risk & compliance, audit, and retail operations to 24 ING units worldwide, with the help of over 2000…
Skills: Program Management, Product Management, People Management, Payment Systems, Stakeholder Management
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Perform independent second-line testing of credit risk policy execution and control effectiveness to identify failures and improve compliance. Collaborate with various stakeholders to challenge execution, draft QA reports, and support regulatory and audit engagements.
Requires a bachelor's or master's degree in finance, economics, risk, or a related field. Candidates should have 3+ years of experience in credit risk or related domains along with strong analytical and communication skills.
At ING, we are committed to building a resilient and future-fit credit risk organisation. As Credit Risk Quality Assurance Specialist, you will contribute to the second line of defence (2LoD) by performing independent testing of credit risk policy execution and control effectiveness. You will help identify process and control failures early, improve control adherence, and strengthen regulatory compliance.
This role is ideal for someone looking to grow into a credit risk expert. You will be exposed to a wide range of credit risk processes and controls, and learn how to apply testing procedures, interpret results, and contribute to the continuous improvement of ING’s credit risk control environment.
The Global Credit Risk department sets the credit risk strategy, ensuring that ING’s lending practices are in line with its risk tolerance and regulatory requirements and managing credit restructuring from a global and central point. Global Credit Risk plays a critical role via its credit risk policies, credit risk appetite setting and credit risk portfolio management in protecting the bank from losses due to defaults or economic downturns.
You will be part of the Credit Risk Quality Assurance team, which operates globally and sits within the broader Credit Risk Frameworks & Control function. The team performs independent second-line testing across the credit risk lifecycle, ensuring that ING’s credit risk policies are executed effectively and consistently. The QA team collaborates closely with Credit Risk Processes & Control, Risk Management, and business lines to challenge execution, surface insights, and drive improvements. You will work alongside experienced professionals who will support your development and help you grow into a future credit risk leader.
As a Credit Risk Expert Quality Assurance, you will:
Execute independent 2LoD policy adherence testing under supervision, selecting risk-based samples and applying established testing procedures.
Support ad-hoc thematic deep dives when incidents or concerns arise around specific credit risk processes.
Assist in challenging the execution of credit risk management and control processes by 1LoD, Risk, and Global Credit Restructuring.
Contribute to the identification of gaps and root causes, and help draft QA reports with improvement suggestions.
Monitor performance and support timely remediation of issues.
Participate in regulatory and audit engagements (e.g. ECB, internal and external audit), ensuring accurate and timely responses.
We hire smart people like you for your potential. Our biggest expectation is that you’ll stay curious. Keep learning. Take on responsibility. In return, we’ll back you to develop into an even more awesome version of yourself.
We are looking for the following knowledge and experience:
A bachelor’s / master’s degree in a relevant field (e.g. finance, economics, risk, or a related discipline).
3+ years of experience in credit risk or related domains.
Strong communication and analytical skills.
Ability to work independently and collaboratively across teams. A proactive mindset and eagerness to learn from senior colleagues.
A structured approach to problem-solving and a keen eye for details.
We want to make sure that it’s possible for you to strike the right balance between your career and your private life. Find out more about our employment conditions.
The benefits of working with us at ING include:
25-28 vacation days depending on contract
Pension scheme
13th month salary
8% Holiday payment
Hybrid working
Personal growth and challenging work with endless possibilities
An informal working environment with innovative colleagues
Curious about how ING empowers people and businesses to move forward?
Discover what we do and what we can offer you.
Questions?
Please visit our Frequently Asked Questions section to find some answers on questions you might have. If you're questions are not answered, you can also contact the recruiter attached to the advertisement. Want to apply directly? Please upload your CV and motivation letter by clicking the ‘Apply’ button.
do your thing
ING is a pioneer in digital banking and on the forefront as one of the most innovative banks in the world. As ING, we have a clear purpose that represents our conviction of people’s potential. We don’t judge, coach, or tell people how to live their lives. However big or small, modest or grand, we empower people and businesses to realise their vision for a better future. We made the promise to make banking frictionless, removing barriers to progress, and make people confident in their financial decisions. As a global bank we have a huge opportunity – and responsibility – to make an impact for the better. We can play a role by financing change, sharing knowledge, and innovating. Being sustainable is in all the choices we make—as a lender, as a partner and through the services we offer our customers
Offices: Bijlmerdreef 106, Amsterdam, North Holland 1102 CT, NL
do your thing
ING is a pioneer in digital banking and on the forefront as one of the most innovative banks in the world. As ING, we have a clear purpose that represents our conviction of people’s potential. We don’t judge, coach, or tell people how to live their lives. However big or small, modest or grand, we empower people and businesses to realise their vision for a better future. We made the promise to make banking frictionless, removing barriers to progress, and make people confident in their financial decisions. As a global bank we have a huge opportunity – and responsibility – to make an impact for the better. We can play a role by financing change, sharing knowledge, and innovating. Being sustainable is in all the choices we make—as a lender, as a partner and through the services we offer our customers
Offices: Bijlmerdreef 106, Amsterdam, North Holland 1102 CT, NL
