Jobs at ING Hubs Romania (Now Hiring) — 26 open

Role Purpose

• Within ING’s TCF franchise, the Borrowing Base Desk supports complex structured trade finance transactions from origination through post-closing management, combining client proximity, transaction expertise and strong execution discipline.

• The Transaction Manager / Senior Transaction Manager will own the post-closing management of Borrowing Base transactions where ING Geneva performs an active role, including Security Agent, Fronting Agent, Collecting Bank or other agency-related responsibilities.

• The role combines Agency execution, borrowing base expertise, stakeholder coordination, transaction judgement and risk discipline, with exposure to renewals, refinancing situations and structuring-related discussions where relevant.

• It is suited to a strong TMO / Agency or structured finance professional who wants to deepen BB expertise, contribute to the development of the BB platform and translate complex trade finance mechanics into practical, client-relevant execution.

Responsabilities

A. Post-closing ownership and Agency execution 

• Own the post-closing lifecycle of assigned Borrowing Base transactions where ING has an active Agency or transaction management role. 

• Coordinate notices, payments, utilisations, fees, commissions, collections, account flows, collateral-related events and other transaction requirements in line with facility documentation and internal procedures. 

• Review and challenge BB reports, collateral submissions and utilisation requests. 

• Maintain complete, transparent and auditable records of notices, collateral documentation, controls, decisions and follow-up actions. 

• Escalate red flags, documentation gaps, control weaknesses or transaction inconsistencies in a timely and structured manner. 

B. Borrowing Base expertise and transaction judgement 

• Develop and apply a strong understanding of Borrowing Base structures, collateral mechanics, monitoring frameworks, concentration limits, advance rates, eligibility criteria and role-specific obligations. 

• Support straightforward renewals, amendments and refinancing situations by contributing post closing insight, transaction history, collateral observations and execution constraints. 

• Translate facility agreements, security documents, Modus Operandi and agreed controls into practical monitoring and execution frameworks. 

• Identify matters requiring escalation to Front Office, Risk, Legal, Compliance or other stakeholders. 

C. Stakeholder management and client experience 

• Act as a reliable point of contact for borrowers, lenders, agents, banks, collateral managers, auditors, inspectors and other transaction parties. 

• Work closely with internal stakeholders across TMO, Front Office, Credit Risk, Legal, Compliance, Operations and support functions. 

• Contribute to a smooth client and stakeholder experience through clarity, responsiveness and strong execution discipline. 

D. Platform improvement and business awareness 

• Build the knowledge and judgement required to contribute to broader BB platform discussions, including renewals, refinancing, structuring and product positioning potential support where relevant. 

• Contribute to the continuous improvement of BB Agency processes, service standards, reporting quality, data discipline and control frameworks. 

• Support simplification, standardisation, automation and digital transformation initiatives across the BB Desk. 

• Bring curiosity and fresh thinking around data, automation and AI-enabled ways of working.

How to succeed

• Client oriented, solution driven and proactive;

• Ability to position the BB product with internal stakeholders and in client-facing discussions, by translating technical mechanics into clear value-added messages;

• Comfortable engaging with internal and external transaction parties to support origination, renewals, refinancing situations and post-closing execution;

• Able to combine commercial curiosity, transaction judgement and execution discipline, including the ability to challenge proposed structures and identify practical solutions;

• Self-organised, autonomous and rigorous, with strong ownership of deadlines, deliverables and transaction follow-up;

• Analytical with proven understanding of transactional and credit risks dynamics;

• Legally aware, with the ability to understand and challenge LMA syndicated documentation, security packages and transaction documents;

• Proficient with Excel (complex formulas and database);

• Strong written and verbal communication skills;

• Familiarity with TCF sector is an advantage;

• Transformation-oriented mindset, with interest in simplification, standardisation, automation, data quality and AI-enabled ways of working;

• Strong team spirit and willingness to contribute to collective capability building across the BB Desk;

• Fluency in English; French is an advantage.

Rewards and benefits 
We want to make sure that it’s possible for you to strike the right balance between your career and your private life.  

The benefits of working with us at ING include: 

• Vacation days depending on contract 

• Competitive pension scheme 

• Hybrid working  

• Personal growth and constant learning opportunities 

• An informal working environment with innovative colleagues 

 
About us 
Curious about how ING empowers people and businesses to move forward? Discover what we do and what we can offer you.  

Questions? 
Contact the recruiter attached to the advertisement. Want to apply directly? Please upload your CV and motivation letter by clicking the ‘Apply’ button.