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Jobs at FMNE Insurance (Now Hiring) — 1 open

FMNE Insurance logoFMNE Insurance

Home Underwriter

Lincoln, Nebraska, United States · Hybrid

Mid level

FMNE Insurance is seeking a Home Underwriter in our Home Department. We are looking for a detail-oriented, service-minded professional who can make sound decisions within established guidelines while delivering accurate,…

Skills: Underwriting, Risk Analysis, Communication, Microsoft Office Suite, Customer Service

FMNE Insurance logo

Home Underwriter

FMNE Insurance

Lincoln, Nebraska, United States • Hybrid

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Mid level

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  • Full-time
  • high school, associate degree, bachelor degree
  • Health Coverage, 401(k), Pension Plan, Wellness Programs, Hybrid Work Model
  • Posted 2d ago
  • ~40 hrs/week

Responsibilities

Analyze new applications and endorsement requests to select acceptable risks based on company guidelines. Communicate with agents and policyholders while coordinating premium allocations and providing technical guidance to staff.

Requirements

Requires a high school diploma with a preference for an associate or bachelor's degree and two years of insurance industry experience. Candidates should be proficient in business software and possess strong professional communication skills.

Full job description

FMNE Insurance is seeking a Home Underwriter in our Home Department. We are looking for a detail-oriented, service-minded professional who can make sound decisions within established guidelines while delivering accurate, timely results. The ideal candidate is a strong communicator who builds effective relationships and stays organized in a customer-focused environment. Join a stable, values-driven company with deep Midwest roots and a strong team-focused culture. 

This position is not eligible for visa sponsorship. Applicants must be authorized to work in the United States on a full-time basis. Please submit a resume and cover letter for consideration.

We offer a competitive salary and a comprehensive benefits package, including health coverage, a generous 401(k), pension plan, wellness programs, and a hybrid work model for eligible employees.


Role Overview of a Home Underwriter: 

This position is responsible for, but not limited to, analyzing new applications and endorsement requests for the purpose of selecting those risks that are acceptable based on established Company rules and guidelines. Performs under established routine and practice regarding underwriting rules. 

Responsibilities of a Home Underwriter: 

  • Demonstrates the Company’s mission, while successfully performing its core values related to integrity, service, excellence, stability, strength, respect, and teamwork.
  • Analyze and evaluate applications and endorsement requests to approve or decline in accordance with Company rules and guidelines.
  • Calendar binders based on the effective date. Follow up on unanswered requests for information and expiring binders.
  • Communicate effectively, by phone, e-mail or in writing, with agents, applicants, or policyholders. regarding questions raised or submitted and/or to obtain additional underwriting information.
  • Receive and handle unsolicited phone calls that originate outside the Company.
  • Have occasional in-person contact with agents and policyholders concerning underwriting questions or policy changes.
  • Assist agents in figuring quotes on new risks.
  • Handle routine policy cancellations and, if needed, manually calculate unearned premium.
  • Coordinate the allocation of policy premiums with the Accounting Department.
  • Handle late and insufficient funds premium payments, which includes re-underwriting the policy file.
  • Ensure smooth workflow and assist in training employees and/or overseeing their work as requested.
  • Keep current on underwriting rules and regulations.
  • Provide technical guidance to Assistant Underwriters and clerical employees.
  • Evaluate the necessity of a field inspection; request and thoroughly review field reports to analyze findings and determine the appropriate underwriting action.
  • Regular and timely attendance in the office is an essential function of the position.

Skills and Qualifications of a Home Underwriter: 

  • High school diploma or equivalent required; associate or bachelor’s degree in a related field preferred.
  • Minimum of two years of experience in the insurance industry preferred.
  • Completion of industry-related courses such as API, AINS, CPCU, or similar is a plus.
  • Strong verbal and written communication skills, with the ability to interact professionally and effectively with agents, insured parties, and mortgagees/lienholders via phone, email, written correspondence, and in-person meetings.
  • Proficient in using a personal computer, including familiarity with standard business software applications (e.g., Microsoft Office Suite).
  • Proven ability to perform detailed, precise work, take ownership of responsibilities, and collaborate effectively as part of a team.

FMNE Insurance Company recognizes that an individual with a disability may require accommodation to enable them to successfully perform a job function. Should you require such accommodation, please indicate the job function and suggested accommodation during the interview process. FMNE will attempt to make reasonable accommodation.

Related keywords

UnderwritingInsuranceRisk AssessmentAPIAINSCPCUPolicy EndorsementsPremium CalculationField InspectionsMicrosoft OfficeHome InsuranceUnderwriting Rules

About FMNE Insurance

LinkedInVisit site

𝗔𝗹𝘄𝗮𝘆𝘀 𝗮𝗹𝗼𝗻𝗴𝘀𝗶𝗱𝗲 𝘆𝗼𝘂.®

Industry
Insurance
Company size
201-500 employees
Founded
1891
Headquarters
Lincoln, Nebraska
LinkedIn followers
1,445

FMNE Insurance (Formerly Farmers Mutual of Nebraska) provides security and peace of mind by delivering insurance products that are responsive to your needs and supported by our exceptional service and financial strength. As the largest insurer of farms in both Nebraska and South Dakota, and the leading Nebraska-based insurer of homes, farms, and automobiles in the state, our promise is to be 𝗔𝗹𝘄𝗮𝘆𝘀 𝗮𝗹𝗼𝗻𝗴𝘀𝗶𝗱𝗲 𝘆𝗼𝘂.®

Offices: 501 S 13th Street, Lincoln, Nebraska 68508, US

Farm InsuranceAuto InsuranceHome InsuranceUmbrellaand Dwelling Property InsuranceInsurance
View all jobs at FMNE Insurance

About FMNE Insurance

LinkedInVisit site

𝗔𝗹𝘄𝗮𝘆𝘀 𝗮𝗹𝗼𝗻𝗴𝘀𝗶𝗱𝗲 𝘆𝗼𝘂.®

Industry
Insurance
Company size
201-500 employees
Founded
1891
Headquarters
Lincoln, Nebraska
LinkedIn followers
1,445

FMNE Insurance (Formerly Farmers Mutual of Nebraska) provides security and peace of mind by delivering insurance products that are responsive to your needs and supported by our exceptional service and financial strength. As the largest insurer of farms in both Nebraska and South Dakota, and the leading Nebraska-based insurer of homes, farms, and automobiles in the state, our promise is to be 𝗔𝗹𝘄𝗮𝘆𝘀 𝗮𝗹𝗼𝗻𝗴𝘀𝗶𝗱𝗲 𝘆𝗼𝘂.®

Offices: 501 S 13th Street, Lincoln, Nebraska 68508, US

Farm InsuranceAuto InsuranceHome InsuranceUmbrellaand Dwelling Property InsuranceInsurance
View all jobs at FMNE Insurance

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