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$30/hr–$43/hr
Full-time
bachelor degree
401(k) plan with employer match, Paid parking, Transportation benefits, Health savings accounts (HSA), Flexible spending accounts (FSA), Medical coverage
Posted 5d ago
~40 hrs/week
Responsibilities
The Credit Analyst is responsible for underwriting new loan requests, managing renewals, and ensuring portfolio compliance. They also collaborate with Relationship Bankers to identify revenue-generating opportunities and support the loan process from application through onboarding.
Requirements
Candidates must possess a bachelor's degree in business, finance, or a related field along with 3–5 years of experience in lending or banking. Proficiency in Microsoft Office, specifically Excel, and strong analytical and communication skills are required.
Full job description
Credit Analyst
Location: Boulder, CO (In-Office)
Job Type: Full-Time Non-Exempt
Salary: $30.29 - $43.27/HR Actual offer will be based on experience, location, education, and/or skills
Applications should be submitted for consideration no later 08/31/2026.
Who We’re Looking For
You’re a detail-oriented credit professional who thrives in a fast-paced, dynamic environment. You bring structure to client relationships through disciplined underwriting, portfolio management, and proactive servicing. Whether supporting new loan requests or maintaining compliance within existing relationships, you take ownership of process and performance. You collaborate well with Relationship Bankers, respond quickly to client needs, and bring a high level of accountability to your work. If you balance independence with teamwork, and bring precision to credit and servicing functions—this role is for you.
About the Role
The Credit Analyst supports the Profit Center (PC) by identifying key revenue-generating opportunities across loans, deposits, and investment assets. This role is primarily responsible for underwriting new loan requests, managing renewals, and maintaining portfolio compliance—ensuring strong credit performance and client retention. Key responsibilities include analyzing less complex loan relationships, managing file exceptions, tracking past dues and covenants, and supporting the loan process from application through onboarding. The role also includes client outreach, annual reviews, and collaboration with Relationship Bankers to identify new opportunities and support delivery of financial solutions. Success in this role requires strong analytical skills, process discipline, and the ability to manage a variety of credit and service-related tasks with accuracy and urgency.
What You’ll Do
Underwrite and analyze consumer and less complex commercial loan requests in support of Relationship Bankers.
Manage loan portfolio compliance, including file exceptions, past dues, maturing loans, covenant tracking, and documentation.
Coordinate all stages of credit processing—from client outreach and document collection through application, approval, closing, and onboarding.
Facilitate renewals, modifications, and annual reviews to maintain relationship quality and prevent asset attrition.
Identify lending opportunities within existing client relationships and introduce additional bank products to meet client needs.
Maintain up-to-date knowledge of internal policies, procedures, and regulatory requirements, ensuring adherence across all credit functions.
What You Bring
Bachelor’s degree in business, finance, or a related field.
3–5 years of experience in lending, credit administration, and/or banking.
Proficiency in Microsoft Office Suite, with exceptional Excel skills.
Experience using banking and credit software.
Experience with CRM systems.
Strong mathematical and analytical skills.
Excellent written and verbal communication skills.
Ability to organize, prioritize, and manage multiple tasks.
High initiative and follow-through.
Ability to work independently and with a team.
Self-starter with strong problem-solving skills.
NMLS registration upon hire.
What We Offer
Competitive base salary: $30.29 - $43.27/HR, plus strong bonus potential.
401(k) plan with employer match.
Paid parking and transportation benefits.
Comprehensive health and wellness benefits, including:
Health savings accounts (HSA)
Flexible spending accounts (FSA)
Medical, dental, and vision coverage
Generous paid time off and bank holidays.
Access to training and professional development programs.
Sponsorship and support for obtaining professional certifications.
A culture of collaboration, continuous improvement, and shared success.
Who We Are
At First Western Trust, we’re more than just a financial institution—we’re a team of forward-thinkers committed to excellence, innovation, and impact. Our culture thrives on teamwork and mutual respect, grounded in the belief that diverse perspectives fuel creativity and help us tackle challenges in fresh, effective ways.
We celebrate each other’s successes, welcome new ideas, and take personal ownership in everything we do. A genuine desire to positively impact our clients, communities, and one another drives our work. We meet challenges with a growth mindset, act with urgency and accountability, and constantly strive to raise the bar for ourselves and our clients.
Leadership at First Western means setting an example and fostering a culture of trust, transparency, and respect. Whether you’re just beginning your journey or bringing years of experience, you’ll find a welcoming community where your contributions are valued and your potential is boundless.
We expect our people to:
Demand and reward excellence.
Take action and responsibility.
Collaborate, communicate openly, and give/receive feedback with trust.
First Western Trust is proud to be an Equal Opportunity Employer. We are committed to creating a diverse, inclusive, and respectful workplace where every team member is valued and given the opportunity to thrive. We welcome applicants of all backgrounds and experiences and do not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, veteran status, or any other protected status.
We are the financial home for wealth creators who have worked for something worth building, preserving, and passing on.
Industry
Financial Services
Company size
201-500 employees
Founded
2004
Headquarters
Denver, CO
LinkedIn followers
10,524
Total funding
$47M
We are the trusted expert that wealth creators in the West turn to at every stage of their financial journey – bringing private banking sophistication, deep community roots, and one integrated team together to serve them across generations.
We offer the following personalized financial services:
Private Banking, Commercial Banking, Depository Solutions (Member FDIC); and Wealth Planning, Investment Management, Insurance, and Trust and Estates service (Trust, estate planning, insurance, and investment products are not a deposit, not FDIC insured, not insured by any federal government agency, not guaranteed, subject to investment risks, including possible loss of the principal amount invested and may go down in value. Any information and research contained herein do not represent a recommendation of investment advice to buy or sell stocks or any financial instrument nor is it intended as an endorsement of any security or investment, and it does not constitute an offer or solicitation to buy or sell any securities or investment services. This content is for informational purposes only and does not constitute legal or tax advice. Please consult your legal or tax advisor for specific guidance tailored to your situation. First Western Trust Bank cannot provide tax advice.)
Offices: 1900 16th Street, Suite 1200, Denver, CO 80202, US · 240 St. Paul St., Suite 500, Denver, CO 80206, US · 2425 E Camelback Rd, Suite 100, Phoenix, Arizona 85016, US · 7025 N Scottsdale Rd, Suite 100, Scottsdale, Arizona 85253, US · 1901 Avenue of the Stars, Suite 200, Los Angeles, California 90067, US
wealth planninginvestment managementprivate bankingtrusts and estatesinsurancebusiness bankingretirement consultingmortgagesretirementcommercial lending
We are the financial home for wealth creators who have worked for something worth building, preserving, and passing on.
Industry
Financial Services
Company size
201-500 employees
Founded
2004
Headquarters
Denver, CO
LinkedIn followers
10,524
Total funding
$47M
We are the trusted expert that wealth creators in the West turn to at every stage of their financial journey – bringing private banking sophistication, deep community roots, and one integrated team together to serve them across generations.
We offer the following personalized financial services:
Private Banking, Commercial Banking, Depository Solutions (Member FDIC); and Wealth Planning, Investment Management, Insurance, and Trust and Estates service (Trust, estate planning, insurance, and investment products are not a deposit, not FDIC insured, not insured by any federal government agency, not guaranteed, subject to investment risks, including possible loss of the principal amount invested and may go down in value. Any information and research contained herein do not represent a recommendation of investment advice to buy or sell stocks or any financial instrument nor is it intended as an endorsement of any security or investment, and it does not constitute an offer or solicitation to buy or sell any securities or investment services. This content is for informational purposes only and does not constitute legal or tax advice. Please consult your legal or tax advisor for specific guidance tailored to your situation. First Western Trust Bank cannot provide tax advice.)
Offices: 1900 16th Street, Suite 1200, Denver, CO 80202, US · 240 St. Paul St., Suite 500, Denver, CO 80206, US · 2425 E Camelback Rd, Suite 100, Phoenix, Arizona 85016, US · 7025 N Scottsdale Rd, Suite 100, Scottsdale, Arizona 85253, US · 1901 Avenue of the Stars, Suite 200, Los Angeles, California 90067, US
wealth planninginvestment managementprivate bankingtrusts and estatesinsurancebusiness bankingretirement consultingmortgagesretirementcommercial lending