Clera home
·Dashboard

Jobs at Cy-Fair Federal Credit Union (Now Hiring) — 1 open

Cy-Fair Federal Credit Union logoCy-Fair Federal Credit Union

Collections Specialist

Houston, Texas, United States · On-site

$21/hr–$22/hr

Mid level

Role: The primary role of this position is to be the key partner to our members financial journey and to help further the Credit Union's commitment to strengthening our communities and expand our current membership. To a…

Skills: Collections, Debt Recovery, Skip Tracing, Conflict Resolution, Customer Service

Cy-Fair Federal Credit Union logo

Collections Specialist

Cy-Fair Federal Credit Union

Houston, Texas, United States • On-site

Apply
Mid level

Tired of cold applications?

Sign up with Clera and we'll reach out the moment a role actually fits you — no more spraying applications into the void.

  • $21/hr–$22/hr
  • Full-time
  • associate degree, professional certificate
  • Posted 2d ago
  • ~40 hrs/week

Responsibilities

The role focuses on managing delinquent loan accounts and optimizing collections while maintaining positive member relationships. Key duties include monitoring payments, performing skip traces, and handling bankruptcy filings and legal proceedings.

Requirements

Requires one to three years of related experience and a two-year college degree or specialized certification. Candidates must be proficient in Microsoft 365 and knowledgeable in financial regulations such as Reg CC, BSA, and Reg Z.

Full job description

Role:

The primary role of this position is to be the key partner to our members financial journey and to help further the Credit Union's commitment to strengthening our communities and expand our current membership. To achieve this mission, the position must deliver high-quality service to both internal and external members. A key element to this service delivery is to identify the member's financial needed recommend the most suitable solution for the member. Responsible for the control of late and/or delinquent loan accounts and pending late payment reminders. Optimize collections on accounts while balancing the goodwill of members with the overall business interests of the credit union.

Essential Functions & Responsibilities:

E

40%

Monitor payments for late and/or delinquency status. Follow-up on delinquent, high-balance, and overdue credit balance accounts by phone and/or letter. Ensure professional communication/interface with members at all times. Maintains accurate files and reports on all collections activity. Must update files and system accounts via the credit union's delinquency/recovery system.

E

30%

Contact first payment default and Key Start accounts on a daily basis to determine the reasons for delinquency and assist them in developing plans to bring accounts to a current status.

E

15%

Ability to perform the following collection activities: including but not limited to securing credit reports, performing skip trace on loan accounts, processing Collateral Protection Insurance (CPI), maintaining accurate data for repossession log, bankruptcy files, charge-off list, etc, and any additional account file maintenance needed. Process GAP claims and prepare documentation for TDR's and modifications.

E

10%

File all claims, attend hearings and coordinate with trustees for all bankruptcy filings. Testify at legal proceedings as required.

N

5%

Performs other job related duties as assigned.

Performance Measurements:

1.

To achieve or exceed the established service goals by establishing and maintaining member relationships. This includes making 100 calls/member contacts daily.

2.

To practice, promote, and support the Vision, Mission, and Core Values of the CU and to ensure they are carried out by each employee.

3.

To maximize the collection and/or recovery of credit union assets from delinquent or charged -off loans.

4.

To maintain accurate and complete records of all collection and recovery activity.

5.

To ensure that collection activity is both within credit union policy and all relevant regulations. Must be well versed in Regulations such as: REG CC, BSA, OFAC, Reg B, Reg Z and MIP (CIP).

6.

To provide courteous, compassionate, professional and accurate service and support to all members and associates.

Knowledge and Skills:

Experience

One year to three years of similar or related experience. Strong working knowledge of relevant software including Microsoft 365. 

Education

(1) A two-year college degree, or (2) completion of a specialized certification or licensing, or (3) completion of specialized training courses conducted by vendors, or (4) job-specific skills acquired through an apprenticeship program. 

Interpersonal Skills

Work involves much personal contact with others inside and/or outside the organization for the purpose of first-level conflict resolution, building relationships, and soliciting cooperation. Discussions involve a higher degree of confidentiality and discretion, requiring diplomacy and tact in communication. Employees should find every opportunity to writing good into the life stories of those around us. 

Other Skills

Must have effective communication skills, including written, verbal and outstanding telephone etiquette. 

Physical Requirements

While performing the duties of the job, the employee is regularly required to stand, sit, walk, stoop, kneel, talk and hear. 
 Vision requirements include: close vision and the ability to focus. Nature of the position requires physical mobility and the ability to lift a maximum of 30 pounds. 

Work Environment

Full-time employees are required to complete (16) hours of volunteerism and (8) hours for Part-time employees. All volunteer time has to be approved prior to event. In addition, needs to benefit or have an impact in Harris County. 

This Job Description is not a complete statement of all duties and responsibilities comprising the position.

Related keywords

Collections SpecialistCredit UnionDelinquencyRecoveryReg CCBSAOFACReg BReg ZMIPCIPSkip TraceCollateral Protection InsuranceCPIGAP ClaimsTDR

About Cy-Fair Federal Credit Union

LinkedInVisit site
Industry
Financial Services
Company size
51-200 employees
Founded
1956
Headquarters
Houston, Texas
LinkedIn followers
2,124

Putting our Members and Community First for 60+ years. Cy-Fair Federal Credit Union is a member-owned, not-for-profit financial cooperative with membership and banking services open to anyone who lives, works, worships or attends school in Harris County. Originally opened as a way to assist with the growing financial needs of the faculty and staff at Cy-Fair ISD, educators founded the Cy-Fair Federal Credit Union on December 18th, 1956. Cy-Fair FCU began with just 10 members, providing financial products and services only to those employed with Cy-Fair Independent School District. Cy-Fair now has offices in Houston and Cypress and serves nearly 25,000 member-owners! Today, with over 60+ years of prudent financial decision-making and strong capital reserves, Cy-Fair has $340 million in assets, has 5 Financial Centers, ranking in the top credit unions nationally! We put our community, our members and our staff first. - Voted "Best Financial Institution in Cy-Fair" by the readers of Living Magazine in 2021 - Winner of "Large Business of the Year" by the Cy-Fair Houston Chamber of Commerce in 2021 - Voted "Best Financial Institution in Cy-Fair" by the readers of Living Magazine in 2020 - Winner of "Large Business of the Year" by the Cy-Fair Houston Chamber of Commerce in 2015 - Our President/CEO was awarded the 2021 Global "Distinguished Service Award" by the World Council of Credit Unions - Winner of 11 "Pinnacle Marketing Awards" by the Cornerstone Credit Union League since 2015

Offices: 9601 Jones Road, Houston, Texas 77065, US · 16727 FM 529 Road, Houston, Texas 77095, US · 13525 Skinner Road, Cypress, Texas 77429, US

BankingFinancial Services
View all jobs at Cy-Fair Federal Credit Union

About Cy-Fair Federal Credit Union

LinkedInVisit site
Industry
Financial Services
Company size
51-200 employees
Founded
1956
Headquarters
Houston, Texas
LinkedIn followers
2,124

Putting our Members and Community First for 60+ years. Cy-Fair Federal Credit Union is a member-owned, not-for-profit financial cooperative with membership and banking services open to anyone who lives, works, worships or attends school in Harris County. Originally opened as a way to assist with the growing financial needs of the faculty and staff at Cy-Fair ISD, educators founded the Cy-Fair Federal Credit Union on December 18th, 1956. Cy-Fair FCU began with just 10 members, providing financial products and services only to those employed with Cy-Fair Independent School District. Cy-Fair now has offices in Houston and Cypress and serves nearly 25,000 member-owners! Today, with over 60+ years of prudent financial decision-making and strong capital reserves, Cy-Fair has $340 million in assets, has 5 Financial Centers, ranking in the top credit unions nationally! We put our community, our members and our staff first. - Voted "Best Financial Institution in Cy-Fair" by the readers of Living Magazine in 2021 - Winner of "Large Business of the Year" by the Cy-Fair Houston Chamber of Commerce in 2021 - Voted "Best Financial Institution in Cy-Fair" by the readers of Living Magazine in 2020 - Winner of "Large Business of the Year" by the Cy-Fair Houston Chamber of Commerce in 2015 - Our President/CEO was awarded the 2021 Global "Distinguished Service Award" by the World Council of Credit Unions - Winner of 11 "Pinnacle Marketing Awards" by the Cornerstone Credit Union League since 2015

Offices: 9601 Jones Road, Houston, Texas 77065, US · 16727 FM 529 Road, Houston, Texas 77095, US · 13525 Skinner Road, Cypress, Texas 77429, US

BankingFinancial Services
View all jobs at Cy-Fair Federal Credit Union

Similar companies hiring

JPMorganChase (5376)HSBC (4930)Citi (2697)Wells Fargo (2357)PNC (1968)Truist (1771)Tata Capital (1624)H&R Block (1460)RBCx (1408)State Street (1290)BMO (1228)Capital One (1168)
Clera home

Your AI-talent agent. Connecting talents with dream jobs.

Earn $5,000

Tools

  • Salary Calculator
  • Resume Review
  • Startup Map

Explore

  • Jobs
  • Discover Jobs
  • Companies
  • Referral

Platform

  • Pricing
  • Integrations
  • Partners
  • Acquihire

Clera

  • Manifesto
  • Engineering
  • We are hiring!
  • FAQs
  • Blog
  • Press

Tools

  • Salary Calculator
  • Resume Review
  • Startup Map

Explore

  • Jobs
  • Discover Jobs
  • Companies
  • Referral

Platform

  • Pricing
  • Integrations
  • Partners
  • Acquihire

Clera

  • Manifesto
  • Engineering
  • We are hiring!
  • FAQs
  • Blog
  • Press

© 2026 Clera Labs, Inc.

PrivacyTermsBug Bounty