Jobs at Credit Saison Brazil (Now Hiring) — 2 open

Corporate Development Associate

The Corporate Development Associate is the primary execution partner to the Head of Corporate Development, supporting the full scope of Credit Saison Brazil's strategic transformation. The Associate owns the day-to-day analytical, modeling, research, communication, and program-management workload across the strategy, partnership, and M&A agenda, and supports the Head of Corporate Development on structuring, negotiation, and executive decision-making. The role operates across the Brazil, Singapore (Saison International), and Tokyo (parent) axis.

Strategy Formulation & Investment Thesis Development

• Support development and refinement of the two engines strategic thesis — the two-axis model combining liability arbitrage (SCFI leverage and tax-advantaged funding via LCI/LCA in place of intercompany debt) with asset-side alpha (deploying capital where origination partners hold durable data, distribution, and collection advantages over incumbent banks).
• Build, maintain, and stress-test the analytical frameworks used to evaluate every product and partnership — including the multi-dimension partner assessment, the tech-moat test, the liability-arbitrage test, and the defensibility (graduation-risk) test — ensuring each recommendation explicitly addresses how CSBR sustains its position as partners scale.
• Translate strategic hypotheses into structured decision documents, and options analyses.

Partnership & M&A Evaluation and Structuring

• Source, screen, and evaluate prospective origination partners and acquisition targets across CSBR's priority segments.
• Support the full deal lifecycle: preliminary screening, commercial and financial due diligence, valuation, structuring, MOU and term-sheet drafting support, and negotiation preparation.
• Coordinate with internal Legal, Risk, and Finance and with external counsel on deal documentation, and maintain the deal pipeline, status tracking, and follow-up log.

Financial Modeling & Quantitative Analysis

• Build and maintain deal-level and entity-level financial models covering unit economics, funding cost, ROE, NIM, leverage, capital adequacy against BCB minimums, cost-to-income, and expected-credit-loss assumptions.
• Develop interactive scenario and sensitivity tools and convert them into presentation-grade Excel models for stakeholder review, following best-practice formatting standards.
• Validate every model against regulatory constraints and reconcile assumptions with source figures owned by the Data and Finance functions.

Regulatory, Legal & Market Research

• Conduct primary-source regulatory research across BCB, CMN, CVM, and ANPD instruments, verifying every material regulatory claim against the original norm rather than secondary summaries.
• Support resolution of open structural questions in coordination with internal and external counsel.
• Monitor the Brazilian credit, fintech, funding, and regulatory landscape for competitive and product-relevant developments.

Executive & Cross-Border Communications

• Support preparation for global leadership forums and the parent-company reporting cycle, including the periodic Brazil strategy presentation to Saison International and Credit Saison Japan.
• Prepare bilingual (PT-BR / EN) materials — internal analysis in English; partner- and client-facing documents in Portuguese unless otherwise specified.

Program & Portfolio Management (PMO)

• Support SCFI licensing readiness in coordination with the Finance, Governance/Risk/Compliance, and Data functions, tracking phase milestones and regulatory deliverables.

Special Projects

Support structuring of internal strategic initiatives as prioritized by the Head of Corporate Development.