Position Summary We are seeking an experienced Personal Lines Underwriter to join our growing team. This role is responsible for reviewing new business submissions, assessing risk, obtaining competitive quotations from m…
Skills: Risk Assessment, Underwriting, Negotiation, Personal Lines Insurance, Policy Analysis
Requirements: -Level 1 General Insurance Licence -Minimum 1 year of insurance experience (preferred not required) -Excellent interpersonal, written and verbal communication skills -Proficient in English; Mandarin/Cantone…
Skills: General Insurance Licence, Interpersonal Communication, Written Communication, Verbal Communication, Microsoft Word
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$40k–$45k/yr
Full-time
professional certificate
Competitive Compensation Package, Performance Bonus, Group Health Benefits, Career Development Opportunities
Posted 28d ago
~40 hrs/week
Responsibilities
The role involves reviewing new personal lines submissions, assessing risks, and negotiating quotations with multiple insurance carriers. The underwriter supports brokers by recommending suitable insurance solutions and maintaining strong relationships with insurer underwriters.
Requirements
Candidates should have a minimum of 3 years of Ontario Personal Lines insurance experience and preferably an active RIBO Level 2 license. Proficiency in auto, home, condo, and umbrella insurance, along with experience in brokerage management systems, is required.
Full job description
Position Summary
We are seeking an experienced Personal Lines Underwriter to join our growing team.
This role is responsible for reviewing new business submissions, assessing risk, obtaining competitive quotations from multiple insurance carriers, and supporting brokers in delivering the best insurance solutions for clients.
The ideal candidate is highly organized, knowledgeable in the Ontario personal lines market, and enjoys working closely with brokers and insurance company underwriters.
Key Responsibilities
Review and evaluate new personal lines submissions.
Analyze client risk and determine the most suitable insurance markets.
Obtain and negotiate quotations with multiple insurance carriers.
Compare policy coverage, pricing, underwriting guidelines, and eligibility.
Present recommendations to brokers and assist with complex placements.
Build and maintain strong relationships with insurer underwriters.
Stay current with underwriting guidelines and market appetite.
Assist brokers with renewals, rewrites, and difficult-to-place risks.
Ensure all files comply with RIBO and company standards.
Maintain accurate documentation within the brokerage management system.
Support internal training by sharing market knowledge and underwriting updates.
Qualifications
Active RIBO Level 2 license (preferred).
Minimum 3 years of Ontario Personal Lines insurance experience.
Strong knowledge of auto, home, condo, tenant, and umbrella insurance.
Experience working with multiple insurance carriers.
Excellent communication and negotiation skills.
Strong attention to detail and organizational skills.
Experience with Applied Epic, Power Broker, or similar brokerage management systems is an asset.
Fluent in English; Mandarin or Cantonese is an asset.
What We Offer
Competitive compensation package
Performance bonus
Group health benefits
Career development opportunities
Supportive and collaborative team environment
Access to Canada's leading insurance markets
Opportunities to grow within a rapidly expanding brokerage
Success Measures
The successful candidate will:
Deliver accurate and timely quotations.
Improve quote turnaround time.
Increase broker placement success.
Strengthen insurer relationships.
Support broker productivity and business growth.
Maintain high compliance and documentation standards.
BrokerTeam Insurance is a multilingual insurance brokerage made up of a people-first team that is focused on integrity, diversity and fairness. We have presence in Ontario, Alberta and Nova Scotia, and we are expanding across more provinces in Canada.
Insurance advisors you can trust.
Offices: 400-30 Leek Crescent, Richmond Hill, Ontario L4B 4N4, CA · 201-596 Riverbend Square NW, Edmonton, Alberta T6R 2E3 , CA · 878 Boyd Avenue, Ottawa, Ontario K2A 2E3, CA · 7191 Yonge St, Unit 203, Thornhill, Ontario L3T 0C4, CA · 1650 Elgin Mills Road E, Unit 403, Richmond Hill, Ontario L4B 1M5, CA
BrokerTeam Insurance is a multilingual insurance brokerage made up of a people-first team that is focused on integrity, diversity and fairness. We have presence in Ontario, Alberta and Nova Scotia, and we are expanding across more provinces in Canada.
Insurance advisors you can trust.
Offices: 400-30 Leek Crescent, Richmond Hill, Ontario L4B 4N4, CA · 201-596 Riverbend Square NW, Edmonton, Alberta T6R 2E3 , CA · 878 Boyd Avenue, Ottawa, Ontario K2A 2E3, CA · 7191 Yonge St, Unit 203, Thornhill, Ontario L3T 0C4, CA · 1650 Elgin Mills Road E, Unit 403, Richmond Hill, Ontario L4B 1M5, CA