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Jobs at Braviant Holdings (Now Hiring) — 2 open

Braviant Holdings logoBraviant Holdings

Senior Credit Risk Analyst

Dallas, Texas, United States · On-site

Mid level$245M raised

Title: Senior Credit Risk Analyst Function: Credit Risk Reports to: Head of Credit Level: Mid-Level / Senior Location: Addison, TX (5 days/week in-office) Please note: This position is open to candidates within commuting…

Skills: SQL, Python, Credit Risk Analysis, Vintage Analysis, Loss Forecasting

Braviant Holdings logoBraviant Holdings

Director of Compliance

Dallas, Texas, United States · On-site

Senior$245M raised

Title: Director of Compliance Function: Legal & Compliance Reports to: General Counsel & Chief Compliance Officer Level: Associate / Mid-Level Location: Addison, TX (5 days/week in-office) Please note: This posit…

Skills: Regulatory Compliance, Risk Assessment, Vendor Management, Consumer Lending, Internal Auditing

Braviant Holdings logo

Senior Credit Risk Analyst

Braviant Holdings

Dallas, Texas, United States • On-site

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Mid level

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  • Full-time
  • Medical Insurance, Dental Insurance, Vision Insurance, Paid Time Off, Sick Time, Company Holidays
  • Posted 19d ago
  • ~40 hrs/week

Responsibilities

The role supports the full credit risk lifecycle, focusing on originations strategy, underwriting analytics, and portfolio monitoring. Key tasks include tracking portfolio metrics, building dashboards, and refining risk strategies for direct mail and digital channels.

Requirements

Requires 3 to 5 years of experience in credit risk or quantitative analytics with strong proficiency in SQL and Python. Candidates must have a working knowledge of credit risk concepts like scorecards and delinquency curves.

Full job description

Title: Senior Credit Risk Analyst
Function: Credit Risk
Reports to: Head of Credit
Level: Mid-Level / Senior
Location: Addison, TX (5 days/week in-office)

Please note: This position is open to candidates within commuting distance to the DFW metro area only. Applicants must reside in Texas and be authorized to work in the United States. Applications from candidates outside of Texas will not be considered at this time. While we appreciate interest from all applicants, Braviant Holdings is unable to sponsor visas at this time.

\nWho We Are

Founded in 2015 and based in Chicago, IL, privately held Braviant Holdings, LLC is a leading provider of tech-enabled consumer credit products that combine breakthrough technology and cutting-edge machine learning to transform how people access credit online. Our next-generation approach to lending reduces credit barriers and creates a Path to Prime®, helping millions of underbanked consumers build credit history, reduce their cost of borrowing, and take control of their personal finances. Braviant has been named multiple times to the Inc. 5000 list of fastest growing private companies and has been recognized as a Best Place to Work.

We are a lean team of approximately 40 people. Everyone rolls up their sleeves here, including this role.

Position Summary

The Senior Credit Risk Analyst supports the full credit risk lifecycle at Braviant, from originations strategy and underwriting analytics to portfolio monitoring and loss forecasting. This is a highly technical, execution-focused role for someone who is equally comfortable writing production SQL/Python, building a segmentation strategy, and presenting findings to senior leadership. You will work directly with the Head of Credit to develop and refine the risk strategies that drive portfolio performance across our direct mail and digital lending channels.

This is a hands-on, high-impact role suited for someone who is analytical, detail-oriented, and biased toward action, not just case review. 

What You'll Be Doing
  • Track and analyze key portfolio metrics including FPD, GNS, delinquency roll rates, and D2M performance across origination cohorts and risk segments
  • Build and maintain dashboards and recurring reporting that surface early warning signals and portfolio trends
  • Conduct vintage analysis, loss curve development, and cohort-level performance reviews to support monthly and quarterly business reviews
  • Support the design and evaluation of originations strategies, score cutoffs, and underwriting policy changes across DM and digital channels
  • Analyze the performance impact of ongoing A/B tests and pricing experiments, translating results into actionable recommendations
What You Will Bring
Required
  • 3 to 5 years of experience in credit risk, consumer lending analytics, or a closely related quantitative role
  • Strong SQL skills; you write complex queries without a template
  • Strong experience with Python for data analysis and modeling
  • Working knowledge of credit risk concepts: scorecards, vintage analysis, delinquency curves, loss forecasting
  • Ability to communicate analytical findings clearly to non-technical stakeholders
 
Preferred
  • Experience in subprime consumer lending, fintech, payments, or another regulated financial services technology environment.
  • Familiarity with credit decisioning, underwriting strategy, or fraud detection
  • Experience working in a regulated financial services environment
  • Exposure to A/B testing, experimentation frameworks, or champion/challenger strategies
Benefits & Perks

Compensation at Braviant is competitive and commensurate with experience. Details will be discussed with qualified candidates during the interview process. In addition, we provide:

  • Comprehensive healthcare including medical, dental, and vision coverage
  • Generous paid time off, including PTO, sick time, and 13 company holidays
  • 401(k) with company contribution
  • Participation in annual discretionary bonus plan
  • Regular team and company gatherings
\n

Braviant is an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate on the basis of race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity or expression, age, marital status, veteran status, disability status, or any other characteristic protected by applicable law.

Related keywords

Credit RiskConsumer LendingFintechSQLPythonVintage AnalysisLoss CurvesFPDGNSDelinquency Roll RatesA/B TestingChampion/ChallengerSubprime LendingGitHub CopilotCursorAgentic AI

About Braviant Holdings

LinkedInVisit site

We empower consumers with better online credit solutions.

Industry
Financial Services
Company size
51-200 employees
Founded
2013
Headquarters
Chicago, Illinois
LinkedIn followers
3,663
Total funding
$245M

We empower consumers with better online credit solutions. Braviant is a leading provider of tech-enabled credit products and services for underbanked consumers. Our team of technologists, data scientists, and fintech veterans has developed a customer-centric, next-generation approach to lending. We envision a world where every individual is empowered to take control of their personal finances. ‍ We’re making this a reality by building proprietary decision models that look beyond a traditional credit score to more accurately assess a person’s true ability and willingness to repay, and by designing customer-centric experiences that make sense and solve problems. We are growing rapidly and always looking for new talent, so please take a moment to check out our open positions!

Offices: 306 W Erie St, Suite 300, Chicago, Illinois 60654, US

E-Commercefintechand lendingConsumer LendingFinTechFinancial Services
View all jobs at Braviant Holdings

About Braviant Holdings

LinkedInVisit site

We empower consumers with better online credit solutions.

Industry
Financial Services
Company size
51-200 employees
Founded
2013
Headquarters
Chicago, Illinois
LinkedIn followers
3,663
Total funding
$245M

We empower consumers with better online credit solutions. Braviant is a leading provider of tech-enabled credit products and services for underbanked consumers. Our team of technologists, data scientists, and fintech veterans has developed a customer-centric, next-generation approach to lending. We envision a world where every individual is empowered to take control of their personal finances. ‍ We’re making this a reality by building proprietary decision models that look beyond a traditional credit score to more accurately assess a person’s true ability and willingness to repay, and by designing customer-centric experiences that make sense and solve problems. We are growing rapidly and always looking for new talent, so please take a moment to check out our open positions!

Offices: 306 W Erie St, Suite 300, Chicago, Illinois 60654, US

E-Commercefintechand lendingConsumer LendingFinTechFinancial Services
View all jobs at Braviant Holdings

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