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Jobs at Ascent (Now Hiring) — 1 open

Ascent logoAscent

Software Engineer, Backend

San Diego, California, United States · Hybrid

$90k–$115k/yr

Mid level$86M raised

Description Ascent is a leading provider of innovative financial products and student support services that enable more students to access education and achieve academic and economic success. Everything Ascent offers is …

Skills: Golang, API Design, Backend Development, Distributed Systems, RESTful APIs

Ascent logo

Software Engineer, Backend

Ascent

San Diego, California, United States • Hybrid

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Mid level

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  • $90k–$115k/yr
  • Full-time
  • bachelor degree
  • Competitive Pay, Bonus, Company Stock Options, 401(k) With Company Match, Medical Coverage, Dental Coverage
  • Posted 6d ago
  • ~40 hrs/week

Responsibilities

Design, build, and evolve backend platform services and APIs to support critical lending and internal product workflows. Migrate legacy business logic into modern Golang services while improving system reliability, scalability, and observability.

Requirements

Requires a Bachelor's degree in Computer Science or a related field and 3+ years of experience delivering production systems. Must be proficient in Golang, relational databases (MSSQL/PostgreSQL), and cloud deployment via AWS.

Full job description

Description

Ascent is a leading provider of innovative financial products and student support services that enable more students to access education and achieve academic and economic success. Everything Ascent offers is designed with the best-in-class teams and technology to increase every student's ability to plan, pay, and succeed in their education and career. Ascent's planning tools and financing resources are co-created by students for those in college, graduate school, and career training programs. Ascent offers financial wellness education, student success services, and one-on-one and digital career coaching that put students' academic and professional goals within reach. Ascent has been widely recognized for its strong culture – named “Best Places to Work” by the San Diego Business Journal for the past 5 years – and as an industry leader – named “Best Student Loan” by NerdWallet for the past 3 years.

What You Will Be Doing: The Software Engineer (“Engineer”) will help design, build, and evolve backend platform services that support critical lending and internal product workflows. This role is best suited for an engineer who is strong in Golang, API-driven systems, and pragmatic backend design. The ideal candidate can translate business needs into clean technical solutions, work effectively across functions, and deliver reliable, maintainable software in an agile environment. Experience in financial services or other regulated environments is a plus.

In This Role, You Will:

  • Design, build, and enhance backend services and APIs that support critical platform capabilities across lending and internal product workflows.
  • Help migrate business logic from legacy applications into modern Golang-based platform services, with attention to scalability, maintainability, and long-term platform health.
  • Improve system quality through strong testing, performance optimization, observability, and practical fixes to bottlenecks and reliability issues.
  • Contribute to engineering excellence through code reviews, CI/CD, release readiness, and mentorship of other engineers.

Desired Skills & Expertise:

  • Bachelor’s degree in Computer Science, Software Engineering, Information Technology, or a related field, or equivalent practical experience.
  • 3+ years of software engineering experience delivering production systems across the full software development life cycle.
  • Hands-on experience with Golang and building backend services, APIs, and distributed systems in production environments.
  • Experience developing RESTful APIs, service-oriented architectures, and relational data models with strong attention to performance and reliability.
  • Knowledge and hands-on experience with relational databases, particularly Microsoft SQL Server (MSSQL) and/or PostgreSQL; experience with Golang GORM framework is a plus.
  • Understanding of cloud-based software development and deployment, preferably on AWS, along with modern CI/CD practices; familiarity with Terraform is a plus.
  • Strong grounding in computer science fundamentals, including data structures, algorithms, concurrency, and debugging.
  • Experience with backend testing strategies, Git-based source control, and collaborative development in agile teams.
  • Experience in financial services, lending, or other regulated environments is a plus.

Qualities We Look For In Our Candidates:

  • Strong ownership mindset with a bias for action and a commitment to delivering durable, high-quality solutions.
  • Pragmatic problem-solver who can balance speed, quality, maintainability, and business impact.
  • Collaborative teammate who communicates clearly, works well across functions, and helps elevate the engineering bar for the team.
  • Continuous learner who brings curiosity, sound judgment, and a passion for improving systems, processes, and team effectiveness.

Competitive pay with bonus, and comprehensive benefits package that includes, but not limited to:

  • Compensation includes base salary of $90,000 - $115,000 commensurate with experience, plus bonus and options.
  • Company Stock Options
  • 401(k) + Company Match
  • Medical, dental, and vision coverage
  • Annual HSA contribution of $1,700
  • Life insurance, disability, and critical illness
  • 14 Paid Holidays! Eleven (11) + Two (2) Community Days + Your Birthday!
  • Snacks and drinks in the office
  • Tuition reimbursement program
  • Generous paid leave policies
  • $2,000 Vacation Incentive Plan after 3 years + $1,000 Sabbatical Day
  • Wellness, Work from Home funds, and more!

The Job Description is intended to be a general representation of the responsibilities and requirements of the job. However, the description may not be all-inclusive, and responsibilities and requirements are subject to change.

Related keywords

GolangBackendAPIDistributed SystemsMSSQLPostgreSQLGORMAWSTerraformCI/CDRESTfulAgileFinancial ServicesLendingSoftware Development Life CycleData Structures

About Ascent

LinkedInVisit site

Ascent gives you more opportunities to pay for higher education with or without a cosigner.

Industry
Financial Services
Company size
51-200 employees
Headquarters
San Diego, CA
LinkedIn followers
6,232
Total funding
$86M

Ascent is a mission-driven, institutional funded fintech company based in San Diego, CA committed to evolving the education finance industry by providing more than just student loans to drive long-term impact in student success. We empower students to plan, pay, and succeed in school and are proud to lead the industry in driving positive learner outcomes and durable economic mobility. Our goal is to increase student income by $10 billion by 2028. Check out our impact report here: https://www.ascentfunding.com/impact-report/ Our Impact Vision & Goal. Ascent is leading a long overdue transformation in higher education by providing accessible, comprehensive funding for college students and those attending technical career and skills training programs. We believe student loans should expand possibilities, not limit them. That’s why we offer innovative college and career/trade school student loans that allow more students to qualify, with or without a cosigner and support multiple Pay It Forward programs in partnership with philanthropy. We prioritize transparency and financial wellness, integrating financial education into the application process so students and families can make informed decisions about their investment in education. Our borrowers benefit from student-friendly features that encourage and incentivize smart financial decisions such as discounts for auto pay, cash rewards for graduations and we’ve awarded over $330,000 in no-essay scholarships to date. Additionally, borrowers gain access to AscentUP, our edtech career success platform, designed to support students in their education-to-employment journey with career readiness tools, access to paid, remote work opportunities, and valuable tools to help students thrive both in school and after graduation.   Ascent continues to innovate, developing new products to meet the evolving needs of our borrowers and school partners.

Offices: San Diego, CA 92101, US

Student LoansEducation FinanceCollege LoansPrivate Student LoansUndergraduate LoansGraduate LoansTuition Assistanceand Financial AidFinanceLending
View all jobs at Ascent

About Ascent

LinkedInVisit site

Ascent gives you more opportunities to pay for higher education with or without a cosigner.

Industry
Financial Services
Company size
51-200 employees
Headquarters
San Diego, CA
LinkedIn followers
6,232
Total funding
$86M

Ascent is a mission-driven, institutional funded fintech company based in San Diego, CA committed to evolving the education finance industry by providing more than just student loans to drive long-term impact in student success. We empower students to plan, pay, and succeed in school and are proud to lead the industry in driving positive learner outcomes and durable economic mobility. Our goal is to increase student income by $10 billion by 2028. Check out our impact report here: https://www.ascentfunding.com/impact-report/ Our Impact Vision & Goal. Ascent is leading a long overdue transformation in higher education by providing accessible, comprehensive funding for college students and those attending technical career and skills training programs. We believe student loans should expand possibilities, not limit them. That’s why we offer innovative college and career/trade school student loans that allow more students to qualify, with or without a cosigner and support multiple Pay It Forward programs in partnership with philanthropy. We prioritize transparency and financial wellness, integrating financial education into the application process so students and families can make informed decisions about their investment in education. Our borrowers benefit from student-friendly features that encourage and incentivize smart financial decisions such as discounts for auto pay, cash rewards for graduations and we’ve awarded over $330,000 in no-essay scholarships to date. Additionally, borrowers gain access to AscentUP, our edtech career success platform, designed to support students in their education-to-employment journey with career readiness tools, access to paid, remote work opportunities, and valuable tools to help students thrive both in school and after graduation.   Ascent continues to innovate, developing new products to meet the evolving needs of our borrowers and school partners.

Offices: San Diego, CA 92101, US

Student LoansEducation FinanceCollege LoansPrivate Student LoansUndergraduate LoansGraduate LoansTuition Assistanceand Financial AidFinanceLending
View all jobs at Ascent

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