Remote OK
$80k–$90k/yr
At Acra Lending our employees enjoy an opportunity to work with great people. We celebrate several events throughout the year accompanied by raffles and giveaways for employees nationwide. We are especially proud to give…
Skills: Manual Underwriting, Non-QM Lending, Correspondent Lending, Credit Analysis, Risk Quantification
Irvine, California, United States · On-site
$90k–$110k/yr
At Acra Lending our employees enjoy an opportunity to work with great people. We celebrate several events throughout the year accompanied by raffles and giveaways for employees nationwide. We are especially proud to give…
Skills: Due Diligence, Underwriting, Mortgage Operations, Regulatory Compliance, Post-Close Processing
Remote OK
$85k–$95k/yr
At Acra Lending our employees enjoy an opportunity to work with great people. We celebrate several events throughout the year accompanied by raffles and giveaways for employees nationwide. We are especially proud to give…
Skills: Manual Underwriting, Mortgage Loan Analysis, Credit Decision Making, Risk Quantification, Regulatory Compliance
Scottsdale, Arizona, United States · Remote OK
At Acra Lending our employees enjoy an opportunity to work with great people. We celebrate several events throughout the year accompanied by raffles and giveaways for employees nationwide. We are especially proud to give…
Skills: Mortgage Loan Closing, Loan Funding, TRID Compliance, RESPA, TILA
Scottsdale, Arizona, United States · Remote OK
$26/hr–$32/hr
At Acra Lending our employees enjoy an opportunity to work with great people. We celebrate several events throughout the year accompanied by raffles and giveaways for employees nationwide. We are especially proud to give…
Skills: Loan Funding, Compliance Review, Closing Disclosure Preparation, Time Management, Attention To Detail
Remote OK
$80k–$90k/yr
At Acra Lending our employees enjoy an opportunity to work with great people. We celebrate several events throughout the year accompanied by raffles and giveaways for employees nationwide. We are especially proud to give…
Skills: Manual Underwriting, Credit Analysis, Non-QM Lending, Correspondent Lending, Risk Quantification
Irvine, California, United States · Remote OK
$140k–$160k/yr
At Acra Lending our employees enjoy an opportunity to work with great people. We celebrate several events throughout the year accompanied by raffles and giveaways for employees nationwide. We are especially proud to give…
Skills: Agentic AI, Workflow Automation, LLMs, Python, RAG
Irvine, California, United States · Remote OK
$110k–$130k/yr
At Acra Lending our employees enjoy an opportunity to work with great people. We celebrate several events throughout the year accompanied by raffles and giveaways for employees nationwide. We are especially proud to give…
Skills: Microsoft Defender, Microsoft Sentinel, Entra ID, Microsoft Intune, SIEM
Irvine, California, United States · On-site
$135k–$150k/yr
At Acra Lending our employees enjoy an opportunity to work with great people. We celebrate several events throughout the year accompanied by raffles and giveaways for employees nationwide. We are especially proud to give…
Skills: Microsoft SQL Server, T-SQL, AWS RDS, ETL/ELT Pipelines, Snowflake
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Perform detailed manual underwriting of mortgage loan files and evaluate credit requests in compliance with company guidelines and regulatory requirements. Responsible for frontline underwriting, suspense reviews, and quantifying associated risks to make informed lending decisions.
Requires a minimum of 5 years of experience in non-prime and 'A' paper mortgage underwriting and knowledge of state and federal lending regulations. Candidates must be proficient in English and experienced in manual underwriting of residential mortgage loans.
At Acra Lending our employees enjoy an opportunity to work with great people. We celebrate several events throughout the year accompanied by raffles and giveaways for employees nationwide. We are especially proud to give back to our community and truly enjoy one another's company.
We are looking for candidates to join our team who are passionate about their vocation. Who are committed to making a contribution and are looking to gain experience in order to grow in their career. Our headquarters are located on a beautiful campus in Irvine, California and if you work out of our Irvine office we can also provide a free gym membership.
Summary
The position performs highly detailed functions and technical measurements in a file’s manual underwrite. Analyze and evaluate credit requests by applicants. Analyze each loan in compliance with Acra’s credit guidelines and regulatory requirements.
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Benefits
Our benefit offerings include: Medical, dental, vision, wellness programs, EAP counseling services, FSA & HSA, company sponsored life insurance for employee, voluntary life insurance for employee, spouse and child, AD&D Insurance, voluntary short-term and long-term disability, critical illness insurance, accident insurance, legal assistance, pet insurance, living will and trust preparation discounts, commuter program, annual walking challenge, employee appreciation events and monthly sales awards.
At Acra Lending, we were founded with a clear purpose: to specialize in alternative income loan products that help borrowers qualify for our flexible loan programs. We operate in 39 States, out of nine offices in Arizona, California, Florida, Georgia, Hawaii, Missouri, Nevada, Texas, and Utah along with a growing team of remote professionals across the country. Throughout the mortgage industry, Acra Lending is widely known for responsible lending practices, product innovation and operational efficiency. The foundation of our Company is built on helping our customers by providing Non-QM mortgage solutions for today’s borrower in residential and commercial properties across America.
Our Leadership team will encourage you to grow, make time to have fun, and work together to make great things happen. We embrace the strengths and values of each team member. We believe in having diverse perspectives where everyone is included, to serve customers from all walks of life. We reward our employees with a competitive salary and a variety of benefits to help our team members reach their health, retirement, and professional goals along with an exceptional 401k match program. We look forward to meeting you!
Industry's Leading Private Mortgage Lender NMLS #144549 (nmlsconsumeraccess.org)
The leader in Non-QM Lending. Acra Lending has been redefining and writing the new rules of Mortgage Lending. We serve Mortgage Professionals in the following states: AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, ID, IL, IN, KS, KY, LA, MD, MI, ME, MN, MT, NC, NE, NH, NJ, NV, OK, OR, PA, SC, TN, TX, UT, VA, VT, WA, WI & WY. Citadel Servicing Corporation dba Acra Lending, 3 Ada Parkway, Suite 200, Irvine, CA, 92618, telephone number (949) 900-6630, NMLS ID # 144549 is a mortgage lender that offers direct lending to consumers and business professionals, wholesale lending, correspondent purchasing, and mortgage loan servicing. Equal Housing Lender. https://acralending.com/company/#state-licensing-information https://mortgage.nationwidelicensingsystem.org/about/Pages/NMLSConsumerAccess.aspx
Offices: 3 Ada Parkway, Suite 200A, Irvine, CA 92618, US · 2605 Enterprise Rd, Clearwater, Florida 33763, US · 10151 SE Sunnyside Rd, Clackamas, Oregon 97015, US · 2901 W Bluegrass Blvd, Lehi, Utah 84043, US · 47 Perimeter Center W, Atlanta, Georgia 30346, US
Industry's Leading Private Mortgage Lender NMLS #144549 (nmlsconsumeraccess.org)
The leader in Non-QM Lending. Acra Lending has been redefining and writing the new rules of Mortgage Lending. We serve Mortgage Professionals in the following states: AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, ID, IL, IN, KS, KY, LA, MD, MI, ME, MN, MT, NC, NE, NH, NJ, NV, OK, OR, PA, SC, TN, TX, UT, VA, VT, WA, WI & WY. Citadel Servicing Corporation dba Acra Lending, 3 Ada Parkway, Suite 200, Irvine, CA, 92618, telephone number (949) 900-6630, NMLS ID # 144549 is a mortgage lender that offers direct lending to consumers and business professionals, wholesale lending, correspondent purchasing, and mortgage loan servicing. Equal Housing Lender. https://acralending.com/company/#state-licensing-information https://mortgage.nationwidelicensingsystem.org/about/Pages/NMLSConsumerAccess.aspx
Offices: 3 Ada Parkway, Suite 200A, Irvine, CA 92618, US · 2605 Enterprise Rd, Clearwater, Florida 33763, US · 10151 SE Sunnyside Rd, Clackamas, Oregon 97015, US · 2901 W Bluegrass Blvd, Lehi, Utah 84043, US · 47 Perimeter Center W, Atlanta, Georgia 30346, US
