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Skills: Total loss claims processing, Insurance communication, Gap filing, Ancillary product cancellation, Data entry
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Full-time
high school, associate degree, bachelor degree
Medical insurance, Dental insurance, Vision insurance, 401(k), Life insurance, Short-term disability coverage
Posted 7d ago
~40 hrs/week
Responsibilities
The Total Loss Specialist manages the end-to-end total loss claim process, including filing GAP claims and canceling ancillary products. They act as a liaison between insurance carriers, internal teams, and third-party providers to ensure efficient claim resolution.
Requirements
Candidates must have a High School Diploma or GED and at least 2 years of experience in financial services, insurance, or claims. Proficiency in Microsoft Office and strong organizational skills are required to manage high-volume claim documentation.
Full job description
What’s Under the Hood
DriveTime Family of Brands includes in-house financing and servicing through Bridgecrest, which is one of the country’s leading financial servicing providers. Bridgecrest services roughly $25+ billion in finance receivables for DriveTime and other third parties. We service auto loans across a wide credit spectrum with the intent of creating a strong path to vehicle ownership for our customers.
That’s Nice, But What’s the Job?
Responsibilities of the Job (Or Better Known as, Your Next Destination)
This position involves all aspects of the total loss process. Starting with the notification of the total loss claim, cancelation of ancillary products, filing Gap with the correct service provider, and ensuring completion after receiving insurance check. Specialists work with insurance adjusters in gathering all the necessary information pertaining to the claim and documents. Specialists will work with third parties to obtain updates or changes to insurance claims. All processes should be completed in a timely manner to quickly and efficiently move the customer through the total loss process.
Communicate with various insurance carriers, gap providers and ancillary product services on statuses of claims, via phone, portal, and email
Navigate third party total loss portals by entering claims, uploading required documents, checking for updates and providing any necessary communication with third parties to ensure accurate and efficient completion of the total loss process
Gather and review documents for accounts in order to cancel ancillary products manually and systematically
File GAP in a timely manner with the correct GAP provider
Conduct phone and email conversations with ancillary product servicers to facilitate proper processing
Partner with internal titles team and Carvana’s title team to provide title processing timelines to insurance carriers
Assist other departments with inquires or escalations related to the total loss process
Document and route accounts to total loss queues as accounts move through the total loss process
Complete tasks on assigned accounts in a timely manner to prevent account aging in a total loss process
Utilize approved databases, tools, and websites to assist in the overall total process
Perform other related duties as assigned
Knowledge, Skills and Abilities (The Good Stuff)
Clear, concise and professional written and oral communications and interpersonal skills
Proficient typing skills
Strong time management and organizational skills, and ability to maintain a consistent and positive demeanor in a fast-paced work environment
Research state specifics title release requirements
Ability to prioritize and multi-task to ensure the achievement of assigned performance objectives.
Ability to effectively apply professional acumen and communication skills to favorably resolve issues escalated from internal and external customers.
Ability to drive departmental compliance with FDCPA requirements
Knowledge of collection policies/procedures including skip tracing and the Fair Debt Collection Practices Act (FDCPA), and local state repossession law
Self-motivated with strong decision-making capabilities; ability to be a self-starter
Ability to work in an accurate, detail-oriented, and highly productive manner
Requirements (a.k.a What You Need to Get the Job Done)
High School Diploma, GED, or equivalent certification
Experience with Microsoft Office such as Excel, Outlook and Word
2+ years of experience in financial services, insurance and/or claims
Associate degree or bachelor’s degree in business or related field may be used as a proxy for experience
Physical Requirements
The Physical demands described within are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Must be able to remain in a stationary position at least 75% of the time
Occasionally move about inside the office to access file cabinets, office machinery, etc.
Requires visual acuity and manual dexterity to constantly operate a computer and other office productivity machinery, such as a calculator, copy machine, and printer
Frequently communicate with internal and external representatives. Must be able to exchange accurate information in these situations.
This position could require moving objects up to 20 pounds
This job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee. Duties, responsibilities and activities may change or new ones may be assigned at any time with or without notice.
So What About the Perks? Perks matter
Medical, dental, and vision, oh my! DriveTime Family of Brands covers a sizable amount of insurance premiums to ensure our employees receive top-tier healthcare coverage.
But Wait, There’s More. 401(K), Company paid life insurance policy, short and long-term disability coverage to name a few.
Growth Opportunities. You grow, I grow, we all grow! But seriously, DriveTime Family of Brands is committed to providing its employees with every opportunity to grow professionally with roughly over 1,000 employees promoted year over year.
Tuition Reimbursement. We’re as passionate about your professional development as you are. With that, we’ll put our money where our mouth is.
Wellness Program. Health is wealth! This program includes self-guided coaching and journeys, cash incentives and discounts on your medical premiums through engaging in fun activities!
Gratitude is Green. We offer competitive pay across the organization, because, well… money matters!
Game Room. Gimme a break – no, not a Kit Kat ad but we do have a ping-pong table, a pool table and other games if you ever need a break in your day.
In-House Gym. We want our employees to be the best versions of themselves. So come early, take a break in your day, or finish strong with a workout!
Enjoy Social Events? Bring it on. Rally with your team for festive gatherings, team competitions or just to hang out!
We Care and Value YOU! Feel the love and let us treat you to company outings, personal rewards, amazing prizes & much more!
Paid Time Off.Not just lip service: we work hard, to play hard! Paid time off includes (for all full-time roles) wellness days, holidays, and good ole' fashioned YOU time! For our Part-timers, don't fear you get some time too...vacation time is available - the more you work, the more you earn!
Anything Else? Absolutely.
DriveTime Family of Brands is Great Place to Work Certified! And get this: 90% of our rockstar employees say they feel right at home here. We could spend a lot of time having you read about ALL our awards, but we’ll save time (and practice some humility) just naming a few others; Comparably Awards: Best Company for Diversity, Best Company Culture and Best Company Leadership, oh and don’t forget Phoenix Business Journal Healthiest Employers (okay, we’ll stop there)!
Hiring is contingent upon successful completion of our background and drug screening process. DriveTime is a drug-free, tobacco-free workplace and an Equal Opportunity Employer.
And when it comes to hiring, we don't just look for the right person for the job, we seek out the right person for DriveTime. Buckle up for plenty of opportunities to grow in a professional, fun, and high-energy environment!
DriveTime is not your typical auto retailer. We’re bringing a fresh and fun perspective to the pre-owned car buying experience, and we want you to come along for the ride. You can find us at the intersection of technology and innovation as we use our proprietary tools and over two decades of industry knowledge to redefine the process of purchasing, financing, and protecting your vehicle. We create opportunities and improve the lives of our customers, our employees and our communities by carpooling to a shared destination. That means placing a focus on putting the right customer in the right vehicle so they can be on the path to ownership.
We are headquartered in both Tempe, Arizona and Dallas, Texas, but you can find our tire tracks across the nation as we continue to expand our footprint in new territories. Regardless of where you’re located, if you’ve got DRIVE and you’re looking to make an impact, we’d love for you to make a difference with us! #LifeatDriveTime
Buckle up and check out our career opportunities at jobs.drivetime.com.
Offices: 1720 West Rio Salado Parkway, Tempe, AZ 85281, US · 7300 E Hampton Ave, Mesa, AZ 85209, US · 5430 LBJ Freeway, Tower 3, Suite 1250, Dallas, Texas 75240, US
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