JOB SUMMARY: A Senior Mortgage Underwriter is responsible for evaluating the eligibility of an applicant for loan application processing. Senior Underwriters verify the applicant's information, including their credit sco…
Skills: Residential Mortgage Underwriting, Conventional Agency Experience, FHA Guidelines, VA Guidelines, Fannie Mae Guidelines
Sign up with Clera and we'll reach out the moment a role actually fits you — no more spraying applications into the void.
Full-time
Posted 95d ago
~40 hrs/week
Remote in United States
Responsibilities
Evaluates applicant eligibility by verifying credit scores and documentation to ensure loan parameters are met. Manages the loan pipeline and ensures adherence to investor guidelines and regulatory compliance.
Requirements
Requires over 5 years of residential mortgage underwriting experience with mandatory Conventional Agency expertise. Must possess a deep understanding of multiple investor guidelines and strong pipeline management skills.
Full job description
JOB SUMMARY:A Senior Mortgage Underwriter is responsible for evaluating the eligibility of an applicant for loan application processing. Senior Underwriters verify the applicant's information, including their credit score and other valid documents, ensuring that the applicant fulfills the loan application's parameters. A Mortgage Underwriter will be responsible for examining loan documentations for accuracy and completeness while working with loan originator or production staff to secure all required documents. You may be required to work with other senior mortgage underwriters on loan exceptions having the authority to withdraw and decline loans. Mortgage Underwriters may be involved in one or several types of mortgage lending. You may also be required to respond directly to individual and investor audits.
ESSENTIAL FUNCTIONS:
Adherence to mortgage product guidelines
Achieve and maintain highest level of regulatory compliance in conjunction with minimal loan defect rates while meeting and exceeding production metrics
Develop, implement, and drive quality standards consistent with company policies and investor guidelines
Manage pipeline and report project timelines and results
Foster positive attitudes and professionalism by focusing on resolution-based approach to problem solving and identifying best practices, process improvements and mortgage loan system efficiencies
Review, analyze, and determine mortgage loan compliance with Fannie Mae, Freddie Mac, FHA, VA, and Rural Development guidelines
Ensure accuracy of all loan documentation
Clearly communicate decisions and the justification behind those decisions to the appropriate parties
QUALIFICATIONS:
5+ years of Residential Mortgage Underwriting.
Conventional Agency experience required. Non-Conforming, Jumbo, FHA, VA, Bond Program experience preferred.
Experience with customer service, decision making, and analyzing information.
Excellent organizational, written and telephone communication skills.
Deep understanding of pipeline management and system supported workflows is required.
Must have a strong understanding of multiple investor guidelines and regulatory compliance
Equal Opportunity Statement Texana Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, national origin, age, disability, veteran status, or any other protected status under applicable law.
At Texana Bank, we offer local branch and online banking, mortgage and loan services that meet your personal goals!
Industry
Banking
Company size
51-200 employees
Founded
1914
Headquarters
Texarkana, TX
LinkedIn followers
2,861
At Texana Bank, we offer local branch and online banking, mortgage and loan services, with the support you expect from your community bank. More than that, you will experience an extraordinary relationship banking with Texana.
We are your neighbors, your friends and your bankers. This is how we have built our long-term trusting relationships with individuals, families and business clients across the region. And this is what we bring to you. Member FDIC | Equal Housing Lender | NMLS#407536
Offices: 3620 Richmond Road, Texarkana, TX 75503, US · 124 E Rush St, Linden, TX 75563, US · 3814 Gilmer Road, Longview, TX 75604, US · 910 E. Marshall Ave., Longview, TX 75601, US · 502 Arkansas Blvd, Texarkana, AR 71854, US
At Texana Bank, we offer local branch and online banking, mortgage and loan services that meet your personal goals!
Industry
Banking
Company size
51-200 employees
Founded
1914
Headquarters
Texarkana, TX
LinkedIn followers
2,861
At Texana Bank, we offer local branch and online banking, mortgage and loan services, with the support you expect from your community bank. More than that, you will experience an extraordinary relationship banking with Texana.
We are your neighbors, your friends and your bankers. This is how we have built our long-term trusting relationships with individuals, families and business clients across the region. And this is what we bring to you. Member FDIC | Equal Housing Lender | NMLS#407536
Offices: 3620 Richmond Road, Texarkana, TX 75503, US · 124 E Rush St, Linden, TX 75563, US · 3814 Gilmer Road, Longview, TX 75604, US · 910 E. Marshall Ave., Longview, TX 75601, US · 502 Arkansas Blvd, Texarkana, AR 71854, US