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Full-time
bachelor degree
Posted 26d ago
~40 hrs/week
Responsibilities
Build and manage a full-chain risk management framework for overseas businesses, focusing on AML compliance and dynamic risk control. Lead the design of due diligence, risk rating, and suspicious transaction monitoring to ensure regulatory compliance across multiple jurisdictions.
Requirements
Requires a bachelor's degree in law, finance, or a related field with 3+ years of experience in AML or financial crime compliance. Must be proficient in English and Mandarin and possess deep knowledge of international regulatory frameworks like FATF, MAS, and HKMA.
Full job description
Business Unit
Corporate Development Group (CDG) as the platform for the company's new business incubation and new business exploration, CDG is responsible for promoting development and innovation for important areas such as financial technology and advertising, as well as marketing services, including payment and financial applications. As a professional support platform, CDG also supports the company and various business groups in strategic planning, investments and mergers, investor relations and corporate global communications, marketing and public relations, and more.
What the Role Entails
Corporate Development Group (CDG): as the platform for the company's new business incubation and new business exploration, CDG is responsible for promoting development and innovation for important areas such as financial technology and advertising, as well as marketing services, including payment and financial applications. As a professional support platform, CDG also supports the company and various business groups in strategic planning, investments and mergers, investor relations and corporate global communications, marketing and public relations, and more.
Position Overview Responsible for building the full-chain risk management framework for the company's overseas businesses, covering end-to-end business lifecycle management and dynamic risk control. The role requires deep understanding of international AML regulatory frameworks (FATF Recommendations, Singapore MAS, Hong Kong HKMA, EU AMLD, US BSA/AML, etc.), leading the design and implementation of core risk control functions including due diligence, risk rating, and suspicious transaction monitoring, ensuring the company's overseas operations maintain continuous compliance across all jurisdictions while scaling rapidly.
Risk Control Framework: Enhance the AML risk control framework covering pre-event, in-event, and post-event stages; drive the implementation of systematic and automated risk control capabilities to ensure end-to-end risk management.
Full Business Lifecycle Risk Management: Lead risk assessments for overseas business especially acquiring throughout their lifecycle; conduct ML/TF risk assessments before new business/product launches and implement control measures; maintain dynamic risk monitoring and strategy iteration during ongoing operations, with enhanced strategy deployment for high-risk businesses.
Customer Due Diligence (KYB/CDD/EDD): Optimize overseas KYB onboarding standards and review processes; enhance CDD and EDD frameworks; conduct in-depth background and transaction analysis on high-risk customers; drive the digitalization and automation of due diligence workflows.
Risk Rating: Maintain and refine multi-dimensional customer/merchant risk rating models; optimize dynamic adjustment and periodic re-assessment mechanisms; deploy tiered risk control strategies and measures based on rating outcomes.
Suspicious Transaction Monitoring & Risk Control: Design real-time monitoring rules and interception strategies, as well as post-event analysis models; lead suspicious transaction analysis and the preparation of STR/SAR reports; conduct regular back-testing and optimization of monitoring rules and models.
Who We Look For
Qualifications
Bachelor's degree or above in law, finance, risk management, accounting, or a related field.
Proficiency in English and Mandarin are required, due to business operation needsto liaise withheadquarters, regulators, and business counterparts.
3+ years of experience in AML, financial crime compliance, or risk management; experience in payment institutions, banks, or fintech companies preferred.
Strong knowledge of the FATF 40 Recommendations and methodology; in-depth understanding of requirements under Singapore MAS, Hong Kong HKMA/MSO, EU AMLD, US BSA/AML frameworks, and other major jurisdictions.
Strong logical reasoning and data sensitivity; ability to identify anomalous patterns and risk signals from data.
Resilience under pressure; able to effectively drive work forward in a multi-tasking, fast-paced regulatory environment.
Excellent cross-functional communication and coordination skills; able to align business, product, technology, and operations teams to implement risk control requirements.
Preferred Qualifications
Background in data analytics and AI applications; experience with AML/risk control systems driven by machine learning or rule engines.
Experience in merchants acquiring,cross-border payments, cryptocurrency, or Web3 anti-fraud/AML compliance.
#LI-HC1
Equal Employment Opportunity at Tencent
As an equal opportunity employer, we firmly believe that diverse voices fuel our innovation and allow us to better serve our users and the community. We foster an environment where every employee of Tencent feels supported and inspired to achieve individual and common goals.
Tencent is a world-leading internet and technology company that develops innovative products and services to improve the quality of life of people around the world.
Founded in 1998 with its headquarters in Shenzhen, China, Tencent's guiding principle is to use technology for good. Our communication and social services connect more than one billion people around the world, helping them to keep in touch with friends and family, access transportation, pay for daily necessities, and even be entertained.
Tencent also publishes some of the world's most popular video games and other high-quality digital content, enriching interactive entertainment experiences for people around the globe.
Tencent also offers a range of services such as cloud computing, advertising, FinTech, and other enterprise services to support our clients' digital transformation and business growth.
Tencent has been listed on the Stock Exchange of Hong Kong since 2004.
Offices: Tencent Seafront Towers, Nanshan District, Shenzhen, Guangdong, CN · 26th Floor, Mondriaan Tower, Amstelplein 54, Amsterdam, 1096 BC, NL · 8 T One Building, 10th,11th and 12th Floor (Unit 4-5), Soi Sukhumvit 40, Sukhumvit Road, Phra Khanong, Khlong Toei, Bangkok, 10110, OO · Suite 02 & 03, Level 17, Centrepoint South Tower,Mid Valley City, Lingkaran Syed Putra, Kuala Lumpur, MY · 2747 Park Blvd, Palo Alto, California 94306, US
Tencent is a world-leading internet and technology company that develops innovative products and services to improve the quality of life of people around the world.
Founded in 1998 with its headquarters in Shenzhen, China, Tencent's guiding principle is to use technology for good. Our communication and social services connect more than one billion people around the world, helping them to keep in touch with friends and family, access transportation, pay for daily necessities, and even be entertained.
Tencent also publishes some of the world's most popular video games and other high-quality digital content, enriching interactive entertainment experiences for people around the globe.
Tencent also offers a range of services such as cloud computing, advertising, FinTech, and other enterprise services to support our clients' digital transformation and business growth.
Tencent has been listed on the Stock Exchange of Hong Kong since 2004.
Offices: Tencent Seafront Towers, Nanshan District, Shenzhen, Guangdong, CN · 26th Floor, Mondriaan Tower, Amstelplein 54, Amsterdam, 1096 BC, NL · 8 T One Building, 10th,11th and 12th Floor (Unit 4-5), Soi Sukhumvit 40, Sukhumvit Road, Phra Khanong, Khlong Toei, Bangkok, 10110, OO · Suite 02 & 03, Level 17, Centrepoint South Tower,Mid Valley City, Lingkaran Syed Putra, Kuala Lumpur, MY · 2747 Park Blvd, Palo Alto, California 94306, US