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Jobs at People Driven Credit Union (Now Hiring) — 4 open

People Driven Credit Union logoPeople Driven Credit Union

Senior Consumer Lending Underwriter

Southfield, Michigan, United States · On-site

$29/hr–$34/hr

Mid level

Description Are you an experienced lending professional with strong analytical skills and a passion for helping people achieve their financial goals? People Driven Credit Union is looking for a Senior Consumer Lending Un…

Skills: Consumer Lending Underwriting, Small Business Lending, Home Equity Underwriting, Credit Analysis, Risk Assessment

People Driven Credit Union logoPeople Driven Credit Union

Branch Manager- Southfield

Southfield, Michigan, United States · On-site

$71k–$89k/yr

Mid level

Description Are you People Driven? Are you ready to elevate your career in the financial industry? As a Full Time Branch Manager at People Driven Credit Union, you’ll play a pivotal role in shaping a member-focused team …

Skills: Leadership, Team Management, Member Service, Branch Operations, Compliance

People Driven Credit Union logoPeople Driven Credit Union

Senior Member Service Representative

Warren, Michigan, United States · On-site

$19/hr–$23/hr

Entry level

Description Join People Driven Credit Union as a Full Time Senior Member Service Representative in our Warren branch and be a pivotal part of a dynamic team that champions exceptional service. You will have the opportuni…

Skills: Banking Operations, Teller Transactions, Account Management, Financial Consulting, Communication Skills

People Driven Credit Union logoPeople Driven Credit Union

Southfield Senior Member Service Representative

Southfield, Michigan, United States · On-site

$19/hr–$23/hr

Mid level

Description Are you People Driven? If so, join the People Driven Credit Union Team as a Full Time Senior Member Service Representative in our Headquarters branch! You will be at the forefront of enhancing member experien…

Skills: Member Service, Teller Operations, Problem Solving, Empathy, Interpersonal Communication

People Driven Credit Union logo

Senior Consumer Lending Underwriter

People Driven Credit Union

Southfield, Michigan, United States • On-site

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Mid level

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  • $29/hr–$34/hr
  • Full-time
  • associate degree
  • Medical Insurance, Dental Insurance, Vision Insurance, 401k Program, Vacation Time, Personal Time Off
  • Posted 9d ago
  • ~40 hrs/week

Responsibilities

The Senior Consumer Lending Underwriter evaluates consumer, small business, and home equity loan applications to make sound credit decisions based on established policies. They serve as a subject matter expert for the lending team and ensure all documentation requirements are met before funding.

Requirements

Candidates must have a 2-year degree or equivalent experience and a current or previous NMLS Certification. A minimum of 2 years of underwriting experience, specifically including home equity underwriting, is required.

Full job description

Description

Are you an experienced lending professional with strong analytical skills and a passion for helping people achieve their financial goals? People Driven Credit Union is looking for a Senior Consumer Lending Underwriter to join our lending team. In this role, you'll make sound lending decisions, support team members, and deliver exceptional service that puts our members first. 

Position Summary:

The Senior Consumer Lending Underwriter serves as the primary centralized lending authority for consumer, small business, and home equity loan decisions. This role evaluates loan applications using established underwriting guidelines and policies while balancing sound credit decisions with outstanding member service.  As a trusted resource for the lending team, you'll provide guidance on loan decisions, lending products, and underwriting standards while ensuring every member receives prompt, professional, and personalized service.

What You'll Do:

  • Analyze consumer, small business, and home equity loan applications of varying complexity, value, and risk.
  • Evaluate loan files and make sound credit decisions in accordance with Board-approved lending policies and internal underwriting guidelines.
  • Determine appropriate documentation requirements for approved loan applications.
  • Review documentation to ensure all underwriting conditions have been satisfied before funding.
  • Structure lending solutions that meet members' financial needs while strengthening their overall relationship with the credit union.
  • Serve as a subject matter expert and resource for the lending team regarding underwriting decisions, lending policies, and loan products.
  • Develop expertise in advanced consumer, small business, and home equity lending concepts.
  • Deliver informed, accurate, and exceptional service to members and internal team members.

Why Join People Driven Credit Union?

 

At People Driven Credit Union, our people and our members come first. We foster a collaborative culture where your expertise is valued, your professional growth is supported, and your work makes a meaningful impact on the financial well-being of our members every day.  As a team member, you'll enjoy:

  • Employer paid medical, dental and vision for you and a low cost to add family members!
  • Additional benefits including an employer sponsored 40lK program, vacation and personal time off!
  • Federal holidays off with pay!
  • A wellness program including fitness and wellbeing program reimbursements!
  • To learn more about PDCU go to our website at https://www.peopledrivencu.org

If you're passionate about making sound lending decisions while providing exceptional member service, we'd love to hear from you.  Apply today and help people drive toward a stronger financial future! 

Requirements

Education:

  • 2 year degree or the equivalent education, experience and training.
  • Previous or current NMLS Certification.

Experience:

  • Minimum 2 years’ underwriting experience, including home equity underwriting.

**Must be able to successfully pass a drug test and criminal background screening.

Related keywords

NMLS CertificationConsumer LendingSmall Business LoansHome Equity LoansUnderwritingCredit DecisionsLending PoliciesRisk ManagementCredit UnionFinancial ServicesLoan DocumentationCredit Analysis

About People Driven Credit Union

LinkedInVisit site

Where People Matter Most

Industry
Banking
Company size
51-200 employees
Founded
1928
Headquarters
Southfield, Michigan
LinkedIn followers
2,154

People Driven Credit Union is a member-owned, full-service financial institution helping members and their families with money management since 1928. PDCU was founded in 1928 as Detroit Federal Employees Credit union to serve as a primary field of membership of federal employees in the Detroit area and their families. In 2003 our charter expanded to include any government or public school district employee in Wayne, Oakland, and Macomb counties, plus members of their families. In 2005, we changed our name to Peoples Trust Credit Union, and our membership eligibility was expanded to include people who live, work, or worship in most of Wayne, Oakland and Macomb counties. In 2014, we merged with Community-Driven Credit Union, which had a service history to Ford Motor Company Employees. We changed our name to People Driven Credit Union as part of this merger. At that time, we expanded our membership to include people who live, work, or worship in Genesee, Lapeer, Livingston, Macomb, Oakland, St. Clair, Washtenaw, and Wayne counties. We now serve over 25,000 members, all valued owners of the credit union. As a non-profit, cooperatively based organization, we can offer an appealing array of low-cost financial services. Our members share earnings utilizing attractive savings and loan rates and low service fees.

Offices: 24333 Lahser Rd, Southfield, Michigan 48033, US

FinanceCommunitiesFinancial ServicesCredit
View all jobs at People Driven Credit Union

About People Driven Credit Union

LinkedInVisit site

Where People Matter Most

Industry
Banking
Company size
51-200 employees
Founded
1928
Headquarters
Southfield, Michigan
LinkedIn followers
2,154

People Driven Credit Union is a member-owned, full-service financial institution helping members and their families with money management since 1928. PDCU was founded in 1928 as Detroit Federal Employees Credit union to serve as a primary field of membership of federal employees in the Detroit area and their families. In 2003 our charter expanded to include any government or public school district employee in Wayne, Oakland, and Macomb counties, plus members of their families. In 2005, we changed our name to Peoples Trust Credit Union, and our membership eligibility was expanded to include people who live, work, or worship in most of Wayne, Oakland and Macomb counties. In 2014, we merged with Community-Driven Credit Union, which had a service history to Ford Motor Company Employees. We changed our name to People Driven Credit Union as part of this merger. At that time, we expanded our membership to include people who live, work, or worship in Genesee, Lapeer, Livingston, Macomb, Oakland, St. Clair, Washtenaw, and Wayne counties. We now serve over 25,000 members, all valued owners of the credit union. As a non-profit, cooperatively based organization, we can offer an appealing array of low-cost financial services. Our members share earnings utilizing attractive savings and loan rates and low service fees.

Offices: 24333 Lahser Rd, Southfield, Michigan 48033, US

FinanceCommunitiesFinancial ServicesCredit
View all jobs at People Driven Credit Union

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