Raleigh, North Carolina, United States · On-site
A strong, independent community bank, North State has served customers for over 25 years and counting. Headquartered in Raleigh, North Carolina, with offices in Wake and New Hanover counties, the Bank was built on and pr…
Skills: Attention To Detail, Regulatory Compliance, Problem Solving, Communication, ACH Processing
Sign up with Clera and we'll reach out the moment a role actually fits you — no more spraying applications into the void.
The ACH Specialist manages and monitors ACH transactions, ensuring accurate and timely processing in compliance with regulations. They also communicate with teams regarding payment issues and maintain operational controls.
Candidates should have an associate degree or equivalent experience and at least two years of ACH processing experience. Knowledge of NACHA rules and strong communication skills are also required.
A strong, independent community bank, North State has served customers for over 25 years and counting. Headquartered in Raleigh, North Carolina, with offices in Wake and New Hanover counties, the Bank was built on and practices the core values of integrity, hard work, fairness, teamwork, and consistency. We believe it’s our calling to add value to the lives of those we serve and to do so with a spirit of friendship. We are a full-service bank with focused divisions for mortgage, government lending, and the community association management industry.
A Day in the Life of an ACH Specialist
At North State Bank, our ACH Specialists play a critical role in keeping electronic payments moving safely, accurately, and on time. If you enjoy problem solving, attention to detail, regulatory compliance, and supporting and teammates behind the scenes, this could be the perfect opportunity for you.
Your Morning
You begin your day reviewing ACH file activity, processing incoming and outgoing files, and ensuring payments are handled accurately according to daily schedules. You monitor transactions carefully to help mitigate risk and verify that electronic payments are processed in compliance with NACHA rules, banking regulations, and internal policies.
Midday: Supporting Offices and Teams
Throughout the day, you communicate with offices and business partners regarding ACH returns, notifications of change, and payment issues. You research and resolve returns, disputes, and exceptions while providing guidance on ACH processes and best practices.
Behind the Scenes
Much of your work focuses on monitoring activity and maintaining operational controls. You review originator usage, monitor return thresholds and trends, update ACH reporting platforms, support customer onboarding and offboarding, maintain Third-Party Sender registrations, and assist with audits and compliance reviews.
Growing Together
The payments landscape is constantly evolving. You stay current on NACHA operating rules, banking regulations, and industry best practices while collaborating with internal departments to improve efficiency.
What You’ll Bring
• Associate degree or equivalent experience
• Two or more years of ACH processing and electronic payments experience
• Knowledge of NACHA rules and banking regulations
• Strong communication and problem-solving skills
• Proficiency with Microsoft Excel and Word
• AAP certification or willingness to obtain certification
Why North State Bank?
Our team values accuracy, integrity, collaboration, and exceptional service. Your work helps customers and businesses move money securely and efficiently every day. Ready to make an impact behind the scenes of modern banking? Apply today and discover a rewarding career as an ACH Specialist with North State Bank.
North State Bank is an equal opportunity employer and gives consideration for qualified applicants without regard to race, color, religion, sex, sexual orientation, age, gender identity, national origin, pregnancy, genetic information, disability or status as a protected veteran status or any other protected category under applicable federal, state and local laws. VEVRRA Contractor.
| 26071888 |
North State Bank was built on a foundation of integrity, hard work, fairness, teamwork, and consistency. These core values permeate our organization and guide our choices and our decisions. We have served the Wake County, North Carolina, area since June of 2000, focusing on the professional market and small to mid-size businesses. In 2006, we began serving the New Hanover County market. Our plans are to serve our markets and our customers, sustain thoughtful growth, remain independent, and attract the very best and brightest people who believe in our vision.
Offices: 6204 Falls of Neuse Road, Raleigh, North Carolina 27609, US · 4270 The Circle at North Hills St, Raleigh, North Carolina 27609, US · 2413 Blue Ridge Rd, Raleigh, North Carolina 27607, US · 230 Fayetteville St, Suite 100, Raleigh, North Carolina 27601, US · 14091 Falls of Neuse Rd, Raleigh , North Carolina 27614, US
North State Bank was built on a foundation of integrity, hard work, fairness, teamwork, and consistency. These core values permeate our organization and guide our choices and our decisions. We have served the Wake County, North Carolina, area since June of 2000, focusing on the professional market and small to mid-size businesses. In 2006, we began serving the New Hanover County market. Our plans are to serve our markets and our customers, sustain thoughtful growth, remain independent, and attract the very best and brightest people who believe in our vision.
Offices: 6204 Falls of Neuse Road, Raleigh, North Carolina 27609, US · 4270 The Circle at North Hills St, Raleigh, North Carolina 27609, US · 2413 Blue Ridge Rd, Raleigh, North Carolina 27607, US · 230 Fayetteville St, Suite 100, Raleigh, North Carolina 27601, US · 14091 Falls of Neuse Rd, Raleigh , North Carolina 27614, US
