Jobs at Nationwide Building Society (Now Hiring) — 173 open — Page 4

As a Risk Manager in Credit Risk Oversight, you will be responsible for overseeing all aspects of credit quality across Nationwide’s lending portfolios. You will work within a team of Credit Risk professionals who oversee the credit risk profile and strategy, ensuring that criteria and analysis are robust. You will be required to act as an SME on the Business portfolio across the Credit Management Lifecycle.

You will oversee the setting of credit risk strategy, ensuring alignment with Nationwide’s strategic direction and that credit risk is managed in line with risk appetite. You will ensure credit risk strategies deliver the desired balance between caution—protecting our members’ money—while also delivering the necessary economic returns to strengthen our financial position.

You will oversee the setting of credit policy and the performance of the credit risk profile. You will review and interpret analysis to ensure sound and robust credit risk proposals, as well as generate independent insights to support challenges and shape proposals. Through this activity, you will provide an independent opinion on proposals to ensure a full understanding of end-to-end credit risk management.

You will be responsible for leading analytical insight through regular deep dives into credit policy, risk management, and mitigants, ensuring these are appropriate and effective in managing identified risks, emerging risks, and opportunities, while maintaining the right balance of risk and reward.

You will oversee and provide analysis to support the assessment of IFRS 9 provisions, reviewing proposals on provisioning and post-model adjustments to ensure that provisions are adequate and reflect Nationwide’s exposure to current and future risks. This includes ensuring sensible forecasts of provisions and risk profiles are incorporated into financial forecasts for both financial planning and stress testing purposes.

This is a broad role, and your input, analysis, and review will be instrumental in shaping credit risk management across the Society.

As an experienced credit risk professional with a working knowledge of all facets of credit risk management, you will ensure that model approvals take into account the operating and risk environment in which they are used.

This is a fantastic opportunity for a risk manager and deep technical expert in credit risk to provide insight, support strategic direction, and promote Nationwide Building Society for the benefit of its members, employees, and stakeholders.

 We are happy to consider flexible working approaches to help you perform at your best.

The working hours (per week) for this role can be between 28 and 35 hours.
 

At Nationwide, we offer hybrid working wherever possible. More rewarding relationships are supported through our hybrid approach, bringing colleagues together across our UK-wide estate, whilst also supporting generous access to home working. We value our time in the office to solve problems, to learn, and to feel connected.

For this job, you'll be assigned to our nearest regional hub. There will be a need to regularly connect with colleagues for collaboration events in one of our office sites. This is anticipated to be Swindon. If your application is successful, your hiring manager will provide further details on how this works. 

Nationwide is committed to the redeployment of our employees impacted by change, as such applications for redeployment candidates will be prioritised in this recruitment process.
 
If you’re a colleague on long-term absence (for example, on parental leave) or a temporary worker, please use your personal email address to submit an application.