Charleston, South Carolina, United States · On-site
Mid level
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Full-time
bachelor degree
Incentive Opportunities, Paid Holidays, Paid Time Off, Medical Insurance, Dental Insurance, Vision Insurance
Posted 4d ago
~40 hrs/week
Responsibilities
The role involves initiating and developing mortgage loan business through self-generating activities and networking with referral partners. Responsibilities include conducting loan interviews, evaluating borrower credit, and ensuring compliance with Federal and NCUA regulations.
Requirements
Candidates should ideally have a bachelor's degree and 2-3 years of mortgage origination experience. Proficiency in financial analysis, communication, and the ability to obtain NMLS registration are required.
Full job description
Liberty FCU, a full-service credit union, is currently seeking an experienced Mortgage Loan Originator to join their lending team. The position will be located in Charleston, SC. The successful candidate must have excellent communication skills, attention to detail and have the ability to multitask in a fast-paced environment. The ability to initiate and develop mortgage loan business through self-generating activities is required. Experience with mortgage loan sales is required. If you are interested in this position, please proceed by clicking Apply.
Duties and responsibilities include but are not limited to the following:
Conduct loan interviews, discuss programs, explain processes, and request supporting documentation for loan approval.
Evaluate credit of prospective borrowers for qualification purposes.
Diligently pursue leads provided.
Contact prospective borrower leads via telephone, email, or face to face.
Evaluate credit and financial status of prospective borrower to determine appropriate residential mortgage loan proposal.
Understand and apply all Federal and NCUA regulatory rules and regulations associated with mortgage lending.
Makes sales calls routinely through face to face and phone contact with borrowers, ensuring clear understanding of options and informed decisions to best suit borrower's needs.
Maintain knowledge of available loan products, processing procedures and underwriting guidelines.
Prospect and network, building relationships with realtors, builders and other referral partners.
Qualifications:
Bachelor's degree preferred.
2-3 years of mortgage origination experience is preferred.
Excellent communication skills to talk to clients about loan particulars and their personal financial details.
Excellent mathematical and statistical analysis ability.
A sound knowledge of the terms and conditions of different kinds of loans.
Strong logical thinking.
Ability to keep updated on new loan reforms and laws.
Ability to obtain federal registration/NMLS.
Benefits and Compensation:
Incentive opportunities
Paid Holidays
Paid Time Off (Vacation, Sick and Personal Days)
Medical, Dental and Vision Insurance
401(k) retirement program with matching funds
Employer paid Group Term Life Insurance, Short Term and Long Term Disability Insurance
Tuition Reimbursement Program
Reporting relationships:
This position reports to the RVP of Sales or local Mortgage Sales Manager and has no direct reports.
Liberty FCU is an Equal Opportunity Employer, Minority/Female/Disability/Protected Veteran.
About Liberty Federal Credit Union
Liberty Federal Credit Union is a member-owned financial institution focused on returning value through innovative products and services. Liberty has been recognized on a state level by Forbes as one of Indiana’s best financial institutions. In recent years, the credit union has also received acclaim on a national level, including being named the nation’s Best Credit Union for Checking by Investopedia in 2021 and appearing on Newsweek’s list of America’s Best Banks in 2022.
Among Liberty FCU’s most innovative products is its Vertical Checking. This free checking account offers a high interest rate of 3.30% APY on balances up to $20,000, plus reimbursement for usage fees paid when using any ATM worldwide up to $15 per month. However, Liberty Federal Credit Union similarly excels in providing value through better loan options for borrowers. For instance, the credit union offers an uncommonly wide variety of mortgage options to ensure the best fit for its members. According to the American Credit Union Mortgage Association, Liberty FCU was the Midwest’s top credit union in 2021 total first mortgage originations. Nationally, we ranked eleventh.
Headquartered in Evansville, Indiana, Liberty FCU offers a wide footprint of branch locations throughout southern Indiana, western Kentucky, and the Greater Nashville area in Tennessee. However, the credit union currently serves more than 270,000 members across all fifty states and at least eight countries.
Offices: 4401 Theater Dr, Evansville, Indiana 47715, US · 4905 University Dr, Evansville, Indiana 47712, US · 12225 Highway 41 N, Evansville, Indiana, US · 1100 W Buena Vista Rd, Evansville, Indiana, US · 728 Locust St, Evansville, Indiana, US
About Liberty Federal Credit Union
Liberty Federal Credit Union is a member-owned financial institution focused on returning value through innovative products and services. Liberty has been recognized on a state level by Forbes as one of Indiana’s best financial institutions. In recent years, the credit union has also received acclaim on a national level, including being named the nation’s Best Credit Union for Checking by Investopedia in 2021 and appearing on Newsweek’s list of America’s Best Banks in 2022.
Among Liberty FCU’s most innovative products is its Vertical Checking. This free checking account offers a high interest rate of 3.30% APY on balances up to $20,000, plus reimbursement for usage fees paid when using any ATM worldwide up to $15 per month. However, Liberty Federal Credit Union similarly excels in providing value through better loan options for borrowers. For instance, the credit union offers an uncommonly wide variety of mortgage options to ensure the best fit for its members. According to the American Credit Union Mortgage Association, Liberty FCU was the Midwest’s top credit union in 2021 total first mortgage originations. Nationally, we ranked eleventh.
Headquartered in Evansville, Indiana, Liberty FCU offers a wide footprint of branch locations throughout southern Indiana, western Kentucky, and the Greater Nashville area in Tennessee. However, the credit union currently serves more than 270,000 members across all fifty states and at least eight countries.
Offices: 4401 Theater Dr, Evansville, Indiana 47715, US · 4905 University Dr, Evansville, Indiana 47712, US · 12225 Highway 41 N, Evansville, Indiana, US · 1100 W Buena Vista Rd, Evansville, Indiana, US · 728 Locust St, Evansville, Indiana, US