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Full-time
bachelor degree, professional certificate
Posted 139d ago
~40 hrs/week
Responsibilities
Lead underwriting activities for Group, SME, and Individual medical insurance portfolios to ensure profitability and sustainability. The role involves assessing complex medical risks, analyzing claims trends, and collaborating with stakeholders to drive portfolio growth.
Requirements
Requires a Bachelor's degree in Medicine, Insurance, or a related field and over 5 years of experience in medical underwriting. Professional qualifications like CII or Dip CII are preferred along with strong technical expertise in risk assessment.
Full job description
General Overview:
We are excited to be partnering with a leading insurance organization to recruit aMedical Underwriterto join their high-performing team. This is a fantastic opportunity for an experienced underwriting professional to step into a role that offers strong ownership, visibility, and impact, contributing directly to portfolio strategy, profitability, and long-term sustainability.
Working closely with senior stakeholders, this role goes beyond day-to-day underwriting and offers the opportunity to influence decision-making, strengthen underwriting governance, and support the expansion of Group, SME, and Individual business lines.
Key Responsibilities:
Lead underwriting activities across Group, SME, and Individual medical insurance portfolios
Assess complex medical risks, determining appropriate pricing, terms, and coverage structures
Analyze claims experience, utilization trends, and risk profiles to drive informed underwriting decisions
Support portfolio growth while maintaining strong underwriting discipline and loss ratio control
Partner with business development teams and brokers to structure competitive and sustainable solutions
Manage renewals strategically, identifying risks and opportunities to enhance retention and profitability
Monitor portfolio performance and proactively identify areas for improvement
Contribute to underwriting governance, ensuring alignment with internal policies and regulatory standards
Support portfolio reviews, reporting, and strategic planning initiatives
Key Requirements:
Bachelor’s degree in Medicine, Allied Health Sciences, Insurance, Risk Management, or a related field
5+ years of experience in medical underwriting
Strong exposure to Group, SME, and Individual medical insurance portfolios
Professional qualifications such as CII / Dip CII are preferred
Strong technical expertise in risk assessment, pricing, and underwriting decision-making
Good understanding of market practices and regulatory frameworks within the medical insurance space
Proven ability to balance commercial growth with disciplined underwriting practices
Strong analytical, communication, and stakeholder management skills
Ability to operate in a fast-paced, performance-driven environment
13 years delivering valuable actionable and profitable information for Financial Services, Telecommunications, Manufacturing, Retail, Utilities and the Public Sector. Comprehensive strategic & tactical Information Management solution definition, execution & resourcing including; Business Intelligence reporting, analysis, alerting, dashboards and scorecards; Planning, budgeting & forecasting; Financial consolidation and management & statutory reporting; ETL and Data Warehousing; Information creation, management and data & information delivery & visualisation.
13 years delivering valuable actionable and profitable information for Financial Services, Telecommunications, Manufacturing, Retail, Utilities and the Public Sector. Comprehensive strategic & tactical Information Management solution definition, execution & resourcing including; Business Intelligence reporting, analysis, alerting, dashboards and scorecards; Planning, budgeting & forecasting; Financial consolidation and management & statutory reporting; ETL and Data Warehousing; Information creation, management and data & information delivery & visualisation.