Job Summary The Portfolio Relationship Manager owns primary responsibility for the underwriting quality, portfolio administration, the credit quality of the assigned portfolio, and working directly with Account officers.…
Monterey Park, California, United States · On-site
$45k–$47k/yr
Mid level
Job Summary Responsible for primarily opening new accounts, cross-selling bank products/services, referring customers to other areas of the bank as appropriate, and resolving customer service issues. As needed, will proc…
Monterey Park, California, United States · On-site
$100k–$158k/yr
Senior
Job Summary The Special Deposits Relationship Manager is responsible for generating new core deposit relationships and treasury management revenue within specialized industry segments including HOA, property management, …
Skills: Business Development, Treasury Management, Relationship Management, Prospecting, Networking
Sign up with Clera and we'll reach out the moment a role actually fits you — no more spraying applications into the void.
$90k–$120k/yr
Full-time
Posted 1d ago
~40 hrs/week
Responsibilities
The Portfolio Relationship Manager is responsible for the underwriting quality, credit monitoring, and administration of an assigned loan portfolio. They work with account officers to grow revenue and manage the full cycle of loan requests from proposal to closing.
Requirements
Candidates must have at least five years of banking experience with a focus on credit and formal credit training. Proficiency in analyzing financial statements, tax returns, and loan structure regulations is required.
Full job description
Job Summary
The Portfolio Relationship Manager owns primary responsibility for the underwriting quality, portfolio administration, the credit quality of the assigned portfolio, and working directly with Account officers.
Essential Job Functions
Responsible for the credit and monitoring of portfolio risks
Working directly with account officers and team members to effectively grow fees, deposits, and portfolio revenue by presenting financial solutions to customers.
Conducts preliminary evaluation and underwriting of loan proposals terms sheets.
Contribute to the Team’s overall meeting and/or exceeding the assigned volume/production goals
Identify and recommend changes and enhancements to the Bank’s lending policies and procedures to best serve the current market needs
Responsible for the full cycle of loan requests process. Provide financial analysis, obtain data to prepare a term sheet, and write proposals to expand the lending business.
Requests all third party appraisals, environmental reports, and ensures all are within compliance.
Identify areas of concern pertaining to a loan and discuss with Account officers
Primary liaison with the Credit Department on loans submitted, prepare risk rating change proposal and facilitate the loan approval.
Primary contact for coordinating information between client and internal departments in the loan process.
Responsible for communication and finalizing loan closing.
Responsible for overseeing renewals, document tickler and covenant tracking of loans.
Monitor loan documentation exception reports and follow-up to clear up document exceptions in a timely manner.
Monitor financial statement exception reports and follow-up to clear up financial statement exceptions in a timely manner.
Works closely with Account Officers to manage maturing and re-price loans and identify new business opportunities.
Troubleshoot, report, and manage activity on delinquent accounts at the various intervals
Generate and provide requested reports as necessary on Team’s loan portfolio
Participate in team sales calls and attend external events and activities in a business development role.
Qualifications/Requirements
Minimum of five (5) years of experience working in a Banking environment with emphasis on credit area required.
Prior working experience with loan underwriting is required.
Formal credit training is required.
Ability to analyze financial and project statement, corporate and personal tax returns.
Understanding of basic loan structure processes and regulations associated with lending
Strong understanding of loan documentation criteria
Excellent verbal and written communication skills;
Proficiency with Microsoft Office Suite (Word, Excel, Powerpoint)
Excellent interpersonal, customer relations and sales skills
Ability to demonstrate being a self-starter, well-organized, detail-oriented
Strong team work ethics is required
Ability to converse and exchange information with all levels of staff within organization.
Ability to observe, perceive, identify, and translate data
Ability to work well independently and in a fast-paced environment
The only U.S. bank to win National Export Lender of the Year Award Winner three times (2014, 2016, 2022).
Industry
Banking
Company size
51-200 employees
Founded
1974
Headquarters
Los Angeles, CA
LinkedIn followers
2,548
GBC International Bank, (GBCIB) is fully committed to providing convenient and comprehensive financial solutions that will increase efficiency as well as save time for their domestic and international clients. GBC accomplishes this by providing them with customized services, specifically tailored to achieve their specific financial objectives.
GBC International Bank was organized in 1974 as First Women's Bank of Los Angeles. It was later renamed Guaranty Bank of California. The Bank was purchased by its current investors in 1992 and the current management team has been in place for more than 15 years. As of August 1, 2007, we adopted a new name, GBC International Bank. Our new name reflects our long standing capability to handle international trade financing in addition to our commercial real estate financing and personal banking services. We have been a delegated lender of the Export Import Bank of the U.S since 1999, and we become PLP lender of SBA Export Working Capital Program (EWCP) in 2010. We have total of 8 branches: four branches in the Los Angeles area, one in San Francisco, one in San Jose, and two in Greater Seattle Area. We also have one loan production office located in Bellevue, WA. Our multi-lingual staff can assist you in English, Spanish, Indonesian, Mandarin, Cantonese, Vietnamese, Burmese, Korean, and Russian.
Offices: 333 S Grand Ave, 3500, Los Angeles, CA 90071, US · 168 W Garvey Ave, Monterey Park, CA 91754, US · 18645 E Gale Ave Suite 130, City of Industry, CA 91748, US · 9113 Bolsa Ave, Westminster, CA 92683, US · 468 Columbus Ave, San Francisco, CA 94133, US
Export Trade FinanceLetter of CreditDocumentary CollectionCommercial Real Estate FinancingEx-Im Guarantee ProgramsSBA EWCPSBA Export ExpressForeign and Domestic Wire TransferPersonal Bankingand Online Banking
The only U.S. bank to win National Export Lender of the Year Award Winner three times (2014, 2016, 2022).
Industry
Banking
Company size
51-200 employees
Founded
1974
Headquarters
Los Angeles, CA
LinkedIn followers
2,548
GBC International Bank, (GBCIB) is fully committed to providing convenient and comprehensive financial solutions that will increase efficiency as well as save time for their domestic and international clients. GBC accomplishes this by providing them with customized services, specifically tailored to achieve their specific financial objectives.
GBC International Bank was organized in 1974 as First Women's Bank of Los Angeles. It was later renamed Guaranty Bank of California. The Bank was purchased by its current investors in 1992 and the current management team has been in place for more than 15 years. As of August 1, 2007, we adopted a new name, GBC International Bank. Our new name reflects our long standing capability to handle international trade financing in addition to our commercial real estate financing and personal banking services. We have been a delegated lender of the Export Import Bank of the U.S since 1999, and we become PLP lender of SBA Export Working Capital Program (EWCP) in 2010. We have total of 8 branches: four branches in the Los Angeles area, one in San Francisco, one in San Jose, and two in Greater Seattle Area. We also have one loan production office located in Bellevue, WA. Our multi-lingual staff can assist you in English, Spanish, Indonesian, Mandarin, Cantonese, Vietnamese, Burmese, Korean, and Russian.
Offices: 333 S Grand Ave, 3500, Los Angeles, CA 90071, US · 168 W Garvey Ave, Monterey Park, CA 91754, US · 18645 E Gale Ave Suite 130, City of Industry, CA 91748, US · 9113 Bolsa Ave, Westminster, CA 92683, US · 468 Columbus Ave, San Francisco, CA 94133, US
Export Trade FinanceLetter of CreditDocumentary CollectionCommercial Real Estate FinancingEx-Im Guarantee ProgramsSBA EWCPSBA Export ExpressForeign and Domestic Wire TransferPersonal Bankingand Online Banking