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First Mutual Bank logoFirst Mutual Bank

Loan Officer Originator

Belpre, Ohio, United States · On-site

Mid level

Description The Loan Officer is responsible for originating mortgage loan, HELOC and consumer applications. We are an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without…

Skills: Mortgage lending, Loan origination, Customer service, Sales, Financial regulations

First Mutual Bank logo

Loan Officer Originator

First Mutual Bank

Belpre, Ohio, United States • On-site

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Mid level

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  • Full-time
  • high school, bachelor degree
  • Posted 18h ago
  • ~40 hrs/week

Responsibilities

The Loan Officer is responsible for originating mortgage, HELOC, and consumer loan applications by engaging in sales efforts with customers, realtors, and builders. They must also manage service providers, ensure compliance with lending laws, and make underwriting decisions within their authority.

Requirements

Candidates must have 3 to 5 years of experience as a Loan Officer and possess an NMLS certification. A high school diploma is required, while a bachelor's degree in Marketing or Communications is preferred along with proficiency in banking software.

Full job description

Description

The Loan Officer is responsible for originating mortgage loan, HELOC and consumer applications. 

We are an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.

Requirements

Duties and Responsibilities:

  1. Originates loans by talking with customers and by contacting realtors, builders, etc.; engages in sales efforts at the customer’s home or place of business and away from the bank’s place of business or any office maintained for loan production business purposes.
  2. Responds to customer/contact inquiries regarding the association’s loan products and customer’s applications.
  3. Keeps up-to-date on government regulations and the association’s policies and procedures regarding lending; participates in compliance training and banking regulations for industry. 
  4. Knows, understands and complies with current fair lending laws and bank policies and procedures; addresses same at all times. 
  5. Makes an underwriting decision on each loan within their lending authority; for those above that level or for exceptions to lending policies the file referred to the VP Lending Operations Officer and/or President CEO to make the decision as outlined in policy and procedure. 
  6. Manages service providers and vendors effectively; structures relationships with service providers in a strategic manner, sets expectations; develops performance metrics; measures vendor performance, provides feedback and hold accountable.
  7. Other duties as required.

Necessary competencies:

  1. Adaptability
  2. Communication skills
  3. Customer service
  4. Interpersonal skills
  5. Job knowledge
  6. Judgment
  7. Leadership
  8. Planning and organization
  9. Staff development

Technical Expertise

  1. Experience in mortgage lending is required.
  2. Experience with lending laws, regulations, and guidelines are required.
  3. Experience in customer service is required.
  4. Experience in financial services or banking is preferred.
  5. Proficiency in MS Office [Outlook, Excel, Word] or similar software is required. Encompass, Cleartouch, OnBase, various government and investor software/web portals is preferred. CRM software is preferred.

Education and Experience

  1. Education: High School Diploma is required Bachelor’s degree in Marketing or Communications is preferred 
  2. Certification: NMLS is required.
  3. Years of experience: 3 to 5 years as a Loan Officer [Originator] is required.

Physical Environment

  • While performing the duties of this job, the employee is regularly required to lift, walk, stand, sit, bend, reach with hands and arms, climb, push/pull, use hands, and see, hear and speak.
  • The employee must occasionally lift and/or move up to 25 pounds.
  • The noise level in the work environment is usually quiet to moderate.
  • This position is customarily and regularly performed outside of an office setting and hours of work are not structured. To be determined between the Loan Officer [Originator] and the VP Lending Operations Officer

Related keywords

Loan OfficerMortgage LendingHELOCConsumer ApplicationsSalesComplianceFair Lending LawsUnderwritingVendor ManagementNMLSMS OfficeEncompassCleartouchOnBaseCRMBanking Regulations

About First Mutual Bank

LinkedInVisit site

Our Community. Your Bank.

Industry
Banking
Company size
11-50 employees
Founded
2018
Headquarters
Belpre, Ohio
LinkedIn followers
156

Formed in 2018 when Belpre Savings Bank and Doolin Security Savings Bank joined forces, First Mutual Bank is a depositor-owned bank that is focused on helping our customers build a stronger financial future. We offer a wide range of products and services like business banking, personal banking and mortgage loans. As an affiliate of First Mutual Holding Co., we are a hometown bank that understands our customers’ needs to deliver a truly unique, personalized banking relationship while creating vibrant communities in the Mid-Ohio Valley Region. Equal Housing Lender. Member FDIC.

Offices: 605 Washington Blvd, Belpre, Ohio 45714, US · 631 Washington Blvd, Belpre, Ohio 45714, US · 3850 Emerson Ave, Parkersburg, West Virginia 26104, US · 610 N State Route 2, New Martinsville, West Virginia 26155, US

Mortgage LoansPersonal and Business CheckingPersonal and Business Savingsand Business Lending
View all jobs at First Mutual Bank

About First Mutual Bank

LinkedInVisit site

Our Community. Your Bank.

Industry
Banking
Company size
11-50 employees
Founded
2018
Headquarters
Belpre, Ohio
LinkedIn followers
156

Formed in 2018 when Belpre Savings Bank and Doolin Security Savings Bank joined forces, First Mutual Bank is a depositor-owned bank that is focused on helping our customers build a stronger financial future. We offer a wide range of products and services like business banking, personal banking and mortgage loans. As an affiliate of First Mutual Holding Co., we are a hometown bank that understands our customers’ needs to deliver a truly unique, personalized banking relationship while creating vibrant communities in the Mid-Ohio Valley Region. Equal Housing Lender. Member FDIC.

Offices: 605 Washington Blvd, Belpre, Ohio 45714, US · 631 Washington Blvd, Belpre, Ohio 45714, US · 3850 Emerson Ave, Parkersburg, West Virginia 26104, US · 610 N State Route 2, New Martinsville, West Virginia 26155, US

Mortgage LoansPersonal and Business CheckingPersonal and Business Savingsand Business Lending
View all jobs at First Mutual Bank

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