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Jobs at First US Bank (Now Hiring) — 5 open

First US Bank logoFirst US Bank

Commercial Loan Officer

Knoxville, Tennessee, United States · On-site

Senior

Job Summary: The Commercial Loan Officer is responsible for developing and managing a portfolio of C&I and CRE clients with full banking relationships inclusive of equipment loans, lines of credit, real estate-secured lo…

Skills: Commercial Lending, Credit Analysis, Underwriting, Loan Structuring, Relationship Management

First US Bank logoFirst US Bank

Loan Administration Clerk

Thomasville, Alabama, United States · On-site

Entry level

Job Summary: The Loan Administration Clerk is responsible for operations processing of consumer and commercial loans. Assists with the preparation and distribution of tracking reports and the balancing of loan settlement…

Skills: Loan Processing, Loan Documentation, Collateral Management, Loan Servicing, Analytical Skills

First US Bank logoFirst US Bank

Credit Underwriter - Indirect Lending Department

Birmingham, Alabama, United States · On-site

Mid level

Job Summary: The Credit Underwriter is responsible for evaluating retail installment contracts submitted through First US Bank’s network of approved dealer partners. Analyzes loan applications against established credit …

Skills: Credit Underwriting, Risk Evaluation, Consumer Lending, Financial Analysis, Regulatory Compliance

First US Bank logoFirst US Bank

Banking Center Manager

Knoxville, Tennessee, United States · On-site

Senior

Job Summary: Responsible for maintaining an engaged, operationally sound, and high-performing team dedicated to improving the financial wellness of First US Bank customers. Oversees branch activities, manages employee pe…

Skills: Branch Management, Business Development, Staff Supervision, Retail Banking, Loan Processing

First US Bank

Personal Banker I - Multi-Location - Grove Hill

Grove Hill, Alabama, United States · On-site

Mid level

Job Summary: Provides Personal Banker and/or Teller staffing support within a defined group of First US Bank retail banking centers, which requires the ability to work at multiple locations in the designated region. This…

Skills: Customer Service, Financial Transactions, Account Opening, Digital Banking Expertise, Cash Handling

First US Bank logo

Commercial Loan Officer

First US Bank

Knoxville, Tennessee, United States • On-site

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Senior

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  • Full-time
  • bachelor degree
  • Posted 4d ago
  • ~40 hrs/week

Responsibilities

Develop and manage a portfolio of C&I and CRE clients by originating loan opportunities and providing banking services. Analyze credit requests, structure proposals, and maintain strong relationships with business contacts and centers of influence.

Requirements

Requires a Bachelor's degree in Finance, Accounting, or Economics and at least 5 years of experience in commercial lending. Candidates must possess strong credit risk analysis skills and proficiency in business computer systems.

Full job description

Job Summary:
The Commercial Loan Officer is responsible for developing and managing a portfolio of C&I and CRE clients with full banking relationships inclusive of equipment loans, lines of credit, real estate-secured loans, deposits, and cash management services. Must have the ability to analyze credit requests, structure credit proposals, advise clients on capital structure and cash management solutions, oversee loan package preparation, present credit requests for approval, review, modify and approve loan documents, oversee loan closings, analyze and maximize relationship profitability, and originate loan opportunities that fit within the Bank’s established loan policies and guidelines. The role will require the ability to regularly present and communicate potential loan opportunities to an executive committee. Performs additional duties as assigned.
 
Primary Responsibilities / Job Duties:
  • Cultivates relationships with key business contacts to identify a need for bank products and services, and develop new opportunities for growth. 
  • Participates in community events and works with centers of influence to promote the First US Bank brand and cultivate additional relationship opportunities.
  • Plans, executes and documents targeted business development calls; maintains updated prospect data base, customer relationship management reports, and pipeline reports.
  • Engages with customers on a regular basis to enhance the trusted advisor relationship; ensures business needs are being met; provides a high level of customer service; creates cross sell opportunities for other product lines.
  • Facilitates credit requests; demonstrates credit acumen and pricing discipline; provides leadership to and coordination of internal teams responsible for administering the credit process.
  • Meets established performance goals for new loan production, net portfolio growth, deposit and cash management revenue production, and other defined metrics.
  • Exhibits professionalism and discretion as a representative of First US Bank; demonstrates a commitment to excellence; consistently provides superior service to all internal and external customers; promptly responds to all communications.
  • Participates in and completes all required compliance training, including BSA/AML, as well as other internal and external training programs.
  • Performs additional duties as assigned.
Position Requirements:
  • Bachelor’s degree with a concentration in Finance, Accounting, or Economics
  • At least 5 years of experience in commercial lending or a similar role
  • Strong background in commercial risk analysis, underwriting, loan structure, and regulatory requirements
  • Motivated and organized self-starter with strong attention to detail and the ability to manage multiple priorities
  • Proficiency with Microsoft Office applications and other business computer systems.
  • Professional demeanor with superior sales acumen and interpersonal skills
Working Environment / Physical Demands:
Work is performed in a professional office environment and requires the ability to operate standard office equipment and keyboards. Prolonged periods sitting at a desk and working on a computer. May require the ability to lift files, bend, reach, walk or maneuver around the bank. Must be able to lift up to 15 pounds at times.
 
Disclaimer:
This position description is not intended, and should not be construed, to be an exhaustive list of all responsibilities, skills, efforts or working conditions associated with the job; it is intended to be an accurate reflection of those principal job elements essential to the job.
 
Federal Contractor – Equal Opportunity Employer M/F/Disabled/Vets

 

Related keywords

C&ICREEquipment LoansLines of CreditReal Estate-Secured LoansCash ManagementCredit AcumenPricing DisciplineBSA/AMLCommercial Risk AnalysisUnderwritingLoan PoliciesPortfolio GrowthFinancial ServicesBanking

About First US Bank

LinkedInVisit site
Industry
Banking
Company size
51-200 employees
Founded
1952
LinkedIn followers
1,216

First US Bank has served numerous communities since 1952 and has grown and prospered by developing long-term relationships with people in the community. Over the years, First US Bank has had one simple mission: to exceed the expectations of our customers, employees and shareholders. Because of this mission, you won’t find a better team of bankers to meet your financial needs and help your company succeed. View all First US Bank locations: https://www.firstusbank.com/About/Locations

Offices: Birmingham, US

Personal BankingBusiness BankingBusiness CheckingBusiness SavingsPersonal LoansCommercial LoansMortgage LoansLines of CreditEquipment FinancingCommercial Real Estate Loans
View all jobs at First US Bank

About First US Bank

LinkedInVisit site
Industry
Banking
Company size
51-200 employees
Founded
1952
LinkedIn followers
1,216

First US Bank has served numerous communities since 1952 and has grown and prospered by developing long-term relationships with people in the community. Over the years, First US Bank has had one simple mission: to exceed the expectations of our customers, employees and shareholders. Because of this mission, you won’t find a better team of bankers to meet your financial needs and help your company succeed. View all First US Bank locations: https://www.firstusbank.com/About/Locations

Offices: Birmingham, US

Personal BankingBusiness BankingBusiness CheckingBusiness SavingsPersonal LoansCommercial LoansMortgage LoansLines of CreditEquipment FinancingCommercial Real Estate Loans
View all jobs at First US Bank

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